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The problem with Obamacare is Obamacare
This year, the COVID-induced expansion of the Affordable Care Act (ACA) will expire. Extending the expanded subsidies has become a point of contention between Republicans…
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Favorable selection in Medicare Advantage can’t be managed from the top
A previous post covered how the Centers for Medicare & Medicaid Services’ (CMS) attempts to mitigate upcoding have been unsuccessful. Another often-decried activity…
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Don’t socialize health care through private insurance
Four senators have introduced the “Supporting Healthy Moms and Babies Act,” which would mandate full coverage, no copays, no out-of-pocket costs for beneficiaries…
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NAIC Insures Privileged Access
Thousands of insurance executives and regulators converged on Orlando, Fla., in March to attend the spring meeting of the National Association of Insurance Commissioners…
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New Choices in Auto Insurance
The high cost of auto insurance is a serious concern for many people across the country. Annual premiums can run into thousands of dollars.
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Rethinking Insurance Regulation
View Full Document as PDF Dr. Joseph Olson delivered a keynote address at the Mayflower Hotel for a conference sponsored by the…
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The Business and Regulation of Insurance: A Primer
Full Document Available in PDF…
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The Anti-Redlining Agenda: An Assault on Risk-based Insurance
Executive Summary The House of Representatives is considering two competing bills aimed at addressing recent charges of insurance industry redlining (the refusal to…