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CEI warns House committee of dangers of deposit insurance hike
Starting with our late founder and president Fred Smith, CEI has long warned of the risks posed by government-provided deposit insurance to the nation’s banks.
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The problem with Obamacare is Obamacare
This year, the COVID-induced expansion of the Affordable Care Act (ACA) will expire. Extending the expanded subsidies has become a point of contention between Republicans…
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Favorable selection in Medicare Advantage can’t be managed from the top
A previous post covered how the Centers for Medicare & Medicaid Services’ (CMS) attempts to mitigate upcoding have been unsuccessful. Another often-decried activity…
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Liberalize Homeowners, Automobile, Life, and Commercial Insurance Regulation
Full Document Available in PDF A confusing patchwork of state-level…
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Develop Smart Policies to Help Homeowners Deal With Natural Catastrophes
Full Document Available in PDF Natural catastrophes such as…
Op-Eds
Judge Should Have Struck Down Entire Law (Letter to the Editor)
This editorial about a federal judge striking down Obamacare’s individual insurance-purchase mandate rightly noted that the law lacks a severability clause. Because of…
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Why Insurance Rates Rise in Calm Seasons
This year’s hurricane season, which officially ended at the beginning of this month, was the third most active season on record for the Atlantic. However,…
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Beach House Bummer: State-Run Insurance Fuels Risky Coastal Development
Wouldn’t we all like to have a beach house? A large number of Americans have a dream of living near the sea, but few of…
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Hospital Cost-Shifting Leads to More Expensive Car Insurance
Lawmakers’ policies are making your car insurance higher than it should be. Rather than solving the problems that government intervention is causing, however, politicians would…