CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
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Issues & Insights
Want Higher Air Fares? Overregulate Credit Cards
Yesterday, the Consumer Financial Protection Bureau and the Department of Transportation held a joint hearing “investigating” airline and credit card reward programs. The Director and Secretary of…
Money
How Much Are Airline Rewards Really Worth? Biden Admin Probes Credit Card Programs
CEI’s Iain Murray’s blog posting was cited in Money about vacation miles: Iain Murray, vice president for strategy at the Competitive Enterprise Institute, wrote in…
Blog
Want higher air fares? Overregulate credit cards
This morning, the Consumer Financial Protection Bureau and the Department of Transportation are holding a joint hearing “investigating” airline and credit card reward programs.
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Blog
The Collapse of Private Insurance: Part XXVII
A federal jury verdict yesterday in Lousiana requiring Allstate to pay several million dollars it didn’t expect to further underlines the inherent problem with…
News Release
Insurance Reform Bill Could Have Big Impact On Consumers
Contact: Christine Hall, 202.331.2258 Washington, D.C., April 10, 2007— America has a deeply troubled auto and homeowners’ insurance system, but a forthcoming bill…
Blog
The Tip of the Iceberg
I have a piece in today’s National Review Online about the new bill that would provide optional federal chartering (OFC) for insurance companies. OFC,…
Blog
Is Bad Regulatory Competition Better than No Regulatory Competition?
I had an interesting conversation about regulatory competition in the context of insurance. A lawyer I was speaking with argued that any regulatory competition structure—even…
Blog
So Where do the Shipping Disasters Take Place?
They take place at home. Let me explain. In studies of regulatory policy, the international flags-of-convenience system for shipping often gets cited as an example…
Blog
An interesting idea for insurance choice
In the next few weeks, I'm going to be writing a good deal about the idea that insurance companies should have the ability to do…