Decades of regulatory barriers, including restrictive zoning, burdensome permits, and other forms of red tape, have made housing less accessible for millions of Americans. Reducing these obstacles would give people more choices and strengthen communities. A freer housing market empowers individuals and supports the ability to build stabler and more fulfilling lives.
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Blog
Affordable manufactured housing versus unaffordable climate regulations
The Biden administration had a field day piling on one costly climate-related regulation after another, not knowing – or caring – that affordability would emerge…
Blog
HUD and CFPB help housing by restoring free speech
Thanks to the commendable actions of the Department of Housing and Urban Development (HUD) and the Consumer Financial Protection Bureau (CFPB), April has been a…
The Mortgage Note
Federal Court Rejects Costly Green Housing Policy
The Biden administration’s obsession with climate change has contributed to the housing affordability challenges Americans face today, and there are many harmful green policies…
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Treasury, FHFA Reverse ‘Net Worth Sweep” at Fannie and Freddie
The headlines yesterday were that the Trump administration had failed to exit Fannie Mae and Freddie Mac from the government-owned conservatorship. This is true…
News Release
New Law Banning Refrigerant Will Harm Consumers and Benefit Special Interests
WASHINGTON, DC – Congress intends to include ban a chemical commonly used in air-conditioners and refrigerators and extend billions in existing government spending toward unreliable…
Blog
The Bipartisan War on Affordable Air Conditioning
Congressional Democrats and Republicans are currently collaborating on a bill that will make air conditioning more expensive. Hooray for bipartisanship! Both the House and Senate…
News Release
Energy Department Reforms #Neverneeded Regulations on Consumer Washers, Dryers, Showerheads
Today the U.S. Department of Energy issued a set of two new rules that, respectively, allow the sale of faster clothes washers and dryers…
News Release
CFPB Makes Needed Changes to Qualified Mortgage Rules
The Consumer Financial Protection Bureau today issued final rules related to qualified mortgage loans, which require lenders to determine at the onset that consumers…
Comment
CEI Comments to DOE on Proposed Change to Shower Regulations
Introduction The Competitive Enterprise Institute is a policy and analysis organization committed to advancing the principles of free markets and limited government. For over 20…