Decades of regulatory barriers, including restrictive zoning, burdensome permits, and other forms of red tape, have made housing less accessible for millions of Americans. Reducing these obstacles would give people more choices and strengthen communities. A freer housing market empowers individuals and supports the ability to build stabler and more fulfilling lives.
Featured Posts
National Review
The Affordability Crisis Hits Air-Conditioning
Do you think groceries, gasoline, medications, utility bills, and other necessities are too expensive? Consider yourself very lucky if you don’t have to buy…
New America
The ROAD to Housing: Easing the Housing Supply
The biggest housing bill in decades was passed into law in July. The 21st Century Road to Housing Act is a bipartisan, omnibus legislation…
Blog
Pre-approved plans can speed up housing without compromising health and safety
Housing affordability has renewed interest in removing unnecessary barriers to homebuilding. While much of the discussion has centered on land use and zoning regulations…
Search Posts
Comment
Comments Regarding the DoE’s Fiscal Year 2004 Priorities for Appliance Standards
Full Document Available in PDF Since its enactment in 1987, the…
Op-Eds
Dodd-Frank’s Fannie Trap
One year ago today, President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act. Despite the “Wall Street” moniker, the tentacles of Dodd-Frank’s…
Blog
Fannie Mae Played a Bigger Role in the Financial Crisis than Previously Thought
In the Wall Street Journal, Peter Wallison, who prophetically warned against the risky practices of mortgage giant Fannie Mae, describes the key role…
Blog
Smart Growth Decreases Housing Affordability
Wendell Cox had an interesting article this week on his new findings on land-use regulation and housing prices. Long a critic of smart-growth…
Op-Eds
Fannie & Freddie Don’t Deserve Any More Tax Dollars (Letters to the Editor)
The Examiner was right to oppose more taxpayer bailouts for Fannie Mae and Freddie Mac, which are expected to receive between $73 billion and $215…
Blog
Another Reason Why Fannie Mae and Freddie Mac Need to Go
The monthly payments a home mortgage has depend on two variables (among others): the initial down payment and interest rates. A larger down payment means…
Blog
“How ACORN Destroyed the Housing Market”
Federal affordable-housing mandates were a major factor in the mortgage crisis, fueling the housing bubble and the subsequent collapse of the housing and…
Op-Eds
Fannie Mae & Freddie Mac Untouched in Financial Overhaul
The mortgage crisis was caused largely by the reckless government-sponsored mortgage giants Fannie Mae and Freddie Mac, and by federal affordable-housing mandates. But Obama’s…
News Release
Congress Probes Fannie Mae, Freddie Mac
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Blog
Clinton Pressure to Promote Affordable Housing Led to Mortgage Meltdown
The current mortgage crisis came about in large part because of Clinton-era government pressure on lenders to make risky loans in order to “make…
News Release
CEI Weighs In On Drycleaning Zoning Proposal
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News Release
Department of Energy Planning Costly New Rules for Clothes Washers
A Bad Deal For American Consumers A Bad Deal For American Consumers Washington, DC, December 4, 2000 –…
Comment
CEI President Testifies on Fannie Mae, Freddie Mac
Full Document Available in PDF Fred L. Smith, Jr. Testimony Before the House…
Study
The Problems With Planning: A Free-Market Guide To Suburban Development & “Urban Sprawl”
A brief overview of…
Study
Risk-Based Homeowners Insurance Under Siege: The Slippery Slope From Redlining Charges To Disparate Impact Claims
Full Document Available in…
Op-Eds
Wasting Energy on Appliances
Uncle Sam is designing your next refrigerator, whether you like it or not. The humble refrigerator, an all-American invention that had become — without government…