Decades of regulatory barriers, including restrictive zoning, burdensome permits, and other forms of red tape, have made housing less accessible for millions of Americans. Reducing these obstacles would give people more choices and strengthen communities. A freer housing market empowers individuals and supports the ability to build stabler and more fulfilling lives.
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Blog
Third-party reviewers expand permitting capacity without expanding government
Housing permitting reform has become one of the few housing policies to attract support across the political spectrum. States as politically diverse as…
Study
Permitting Reform for a Freer and More Prosperous Nation
Contents Special Advisors The Importance of Permitting Reform Part 1: 11 Principles for Permitting Reform Part 2: Statute-by-Statute Analysis for Permitting…
Blog
The ROAD to Housing Act’s Moving to Work expansion still misses the bigger housing issue
The 21st Century ROAD to Housing Act is Congress’s most sweeping housing legislation in years. As I previously covered, the legislation deserves…
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Blog
Department of Energy Proposes More Water and Less Government Intrusion in Showers
The Department of Energy has proposed a rule loosening existing the federal requirements and allowing more water from showers. This is good news for those…
Blog
Can 15 States Be Wrong? Yes, When They Want More Federal Appliance Regulations!
Fifteen states have threatened to sue the Trump administration unless the Department of Energy sets new energy efficiency standards for 25 appliances. Almost every point…
Blog
Air Conditioning Can Help Fight COVID-19—If Federal Policy Allows It To
COVID-19 persists into the time of year when most Americans rely on air conditioning, so many are asking whether cranking up the cold air helps…
Blog
Wood Heaters—One Cheer for Trump EPA’s Modest Regulatory Reform
The Trump administration’s reforms of past regulatory excesses range from excellent to little better than no change at all. The U.S. Environmental Protection Agency’s (EPA)…
Blog
Are “Earth-Friendly” New Refrigerants Toxic?
Bills have been introduced in both the House and Senate to restrict hydrofluorocarbons (HFCs), the refrigerants currently used in most air conditioning and refrigeration systems.
Blog
Refrigerants Debate Moves to House
American consumers dodged a bullet when the American Innovation and Manufacturing Act failed to become part of the larger Senate energy package, which has stalled on…
Blog
Washington’s Latest Attack on Air Conditioning
Think air conditioning isn’t expensive enough? Then you’ll love a proposed amendment to the Senate energy bill that restricts the refrigerants used in millions of…
Blog
Department of Energy Finalizes Process Rule for Appliance Efficiency Standards
There are a number of problematic Department of Energy (DOE) efficiency standards for home appliances. Perhaps worst of all is the one resulting in dishwashers…
Blog
2019: A Great Year for Light Bulb Freedom
Whatever else one may say about 2019, it was a banner year for consumer choice when it comes to light bulbs, culminating in the December…
Blog
Trump Can’t Do Much About Toilets, But Can Stop Other Anti-Homeowner Regulations
President Trump created more controversy than usual last week when he complained about water-saving faucets, shower heads, and—especially—toilets. “You turn on the faucet and you…
Blog
Free-Market Groups Support Trump Light Bulb Reform
The Bush and Obama administrations imposed a number of restrictions on light bulbs, but the Trump administration is pushing back on behalf of consumers. Today,…
Inside Sources
5 Reasons Trump Is Right to Save Incandescent Light Bulbs
Americans will have more freedom of choice now that the Trump administration’s Department of Energy has set about undoing Obama-era regulations targeting incandescent light bulbs in favor…
Inside Sources
Air Conditioning – Saving Lives but Getting No Love
Every summer brings heat waves, but recent summers have also brought waves of criticisms about air conditioning. We are told that it is unnecessary, unhealthy and…
News Release
GSE Reform Proposal a Positive Step Towards Reducing Government Role in Housing Finance
The Treasury Department today released a proposal aimed at reforming Fannie Mae and Freddie Mac, both Government Sponsored Entities or "GSEs." According to the proposal,…
Blog
Department of Energy Expands Consumer Choice in Light Bulbs
The Trump administration took a pro-consumer step today as the Department of Energy finalized a rule that will allow certain types of lower-cost light bulbs to…
Blog
Department of Energy Grants Petition To Speed Up Dishwashers
The Department of Energy (DOE) on July 2nd announced the first step in reversing energy efficiency standard that resulted in dishwashers taking hours to clean…
Blog
Don’t Let Credit Scoring Kerfuffle Compromise GSE Reform
Just when it seemed that reforming the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac was becoming a “third rail” that politicians did not want…
Letters
CEI Joins Coalition Letter in Support of Confirming Mark Calabria to be Head of FHFA
View Full Document as PDF Dear Majority Leader McConnell, We write to express support of Dr. Mark Calabria’s nomination to be Director…
Blog
Can Trump Save Your Air Conditioner from the Deep State?
It happens every spring—on the first hot day, homeowners switch on their air conditioners that have sat idle since September, cross their fingers, and pray…
The Washington Examiner
The Inefficiency of Efficiency: Appliance Standards Often Cost More Than They Save
It is hard to find anything in Washington more inefficient than an efficiency standard for home appliances. Each standard can require more than 30 bureaucratic…
Blog
EPA Takes on Costly, Unnecessary Wood Heater Regulations
The Obama-era Environmental Protection Agency cranked out so many bad major rules that it was hard to pay attention to all the also-bad, but relatively…
Blog
Bricks and Wood Heaters Also Need Relief from Obama-era Overreach
Several of the Obama-era Environmental Protection Agency’s most expensive and far-reaching Clean Air Act regulations are back in the news now that the Trump administration is…
Blog
Three States Join California in Raising Air Conditioning, Refrigeration Costs
Maryland, New York, and Connecticut are following California’s lead in proposing restrictions on hydrofluorocarbons (HFCs), the class of refrigerants widely used…
Blog
The Financial Crisis 10 Years Later: What’s Changed?
Ten years ago, the United States plunged into a financial crisis that would bring the world economy to the brink of collapse. The housing bubble…
Blog
Zoning Laws Are Holding Back America’s Cities
The options we have for housing are determined, in part, by the houses and apartment buildings that developers choose to build. But what they are…
Blog
The Financial Crisis 10 Years Later: Restrictions on Housing Supply Makes Matters Worse
The broader financial crisis of 2007-2008 was the result of the U.S residential housing market collapse. That housing collapse itself was a consequence of an…
Blog
The Financial Crisis 10 Years Later: Fannie and Freddie Fueled the Subprime Mortgage Bubble
If anything symbolizes the American dream, it is homeownership—an asset that is viewed as part of a route from poverty and exclusion to independence and…
Blog
The Financial Crisis 10 Years Later: A Legacy of Racist Government Housing Policy
A decade ago this Saturday, the world shook as Lehman Brothers, the fourth-largest investment bank in the United States, filed for bankruptcy. Representing one of…
Blog
Department of Energy Proposes ending Obama-era Rules on Incandescent Light Bulbs
Energy and Environment News reported Wednesday that the Trump Department of Energy (DOE) is pushing back against two last-minute Obama regulations that would expand…
Blog
Appeals Court Rules Federal Housing Finance Agency Unconstitutional
Big news out of the Fifth Circuit Court of Appeals—the Federal Housing Finance Agency (FHFA) is unconstitutionally structured. The FHFA was created in the wake…
Valuewalk
Time To End The GSE Conservatorship
When other financial institutions that received TARP funds paid back what they owed to the U.S. Treasury in full, the government relinquished its ownership stake…
Study
Fannie Mae and Freddie Mac Still Endanger U.S. Economy
View Full Document as PDF Nearly a decade since the housing bust of 2008 sent the U.S. economy into a tailspin, much…
Blog
New Research, Same Story: Government Housing Policy Doesn’t Work
The Urban Institute today published an updated report, titled Nine Charts about Wealth Inequality in America. As part of the project, the authors highlight…
Blog
Mnuchin Must Bring Transparency to Fannie Mae and Freddie Mac
Recently-confirmed Treasury Secretary Steven Mnuchin must do everything he can to reverse the extreme secrecy practiced by the Obama Treasury Department.
Blog
Federal Subsidies Won’t Promote Fair Housing
Democratic vice presidential candidate Tim Kaine recently outlined his and Hillary Clinton’s plan to promote fair housing. Basically, they want to throw money at the…
Newsmax
We Need Protection From Fannie and Freddie
John Berlau, in his article for Newsmax, discusses the future of Fannie Mae and Freddie Mac and the bill that will prevent their bail out.
Blog
Freddie Mac’s Loss Shows Need to Protect Taxpayers from GSE Raids
I wish baseball great Yogi Berra were still here—upon the release of Freddie Mac’s new quarterly report showing a sudden Q3 loss—so he could offer…
Blog
CEI’s Coalition Letter to Prevent New Bailouts of Fannie and Freddie
As the Dodd-Frank “financial reform” celebrated its fifth anniversary this summer, just about every financial business—as well as many nonfinancial firms—have come under its thumb.
Letters
CEI Coalition Letter supporting H.R. 1673 to Prevent New Fannie-Freddie Bailouts
View the PDF Here Open Letter to the House and Senate: Protect Taxpayers from Another Fannie/Freddie Bailout – Enact the Enterprise…
The National Review
Fannie and Freddie on Steroids
A corollary to Shakespeare’s adage “A rose by any other name would smell as sweet” is that “garbage by any other name would smell as…
Blog
Zoning, Property Rights, and the Myth of Benevolent Planners
Dartmouth economics professor Bill Fischel has posted “Fiscal Zoning and Economists’ Views of the Property Tax,” which will be a chapter in a revised…
Free Beacon
Fannie Motors
“It’s becoming Fannie Motors,” said Competitive Enterprise Institute finance scholar John Berlau, referring to the government-backed housing lender Fannie Mae. “They’re still using our tax…
Free Beacon
Letter to the Editor: Fannie Mae, Freddie Mac, and the Financial Crisis
I found Joe Nocera’s attempt to minimize the role of Fannie Mae and Freddie Mac in the financial crisis unconvincing (“The Big Lie,” column,…
Letters
Coalition Letter Opposing $730,000 Conforming Loan Limits: Fannie-Freddie Subsidies for McMansions
The Competitive Enterprise Institute has signed a coalition letter with other individuals and public policy organizations opposing the expansion of government-backed mortgages for wealthy home-buyers.
News Release
Fannie-Freddie Outrages: Bonuses and Subsidies for McMansions
Washington, D.C., November 16, 2011 — As the House Oversight Committee holds a hearing on the granting of nearly $13 million in bonuses for executives…
Free Beacon
What About Fannie Mae Millionaires?
‘They are . . . not interested in asking millionaires and billionaires to pay a half a penny on the dollar for the sake of…
Comment
Comments Regarding the DoE’s Fiscal Year 2004 Priorities for Appliance Standards
Full Document Available in PDF Since its enactment in 1987, the…
Free Beacon
Dodd-Frank’s Fannie Trap
One year ago today, President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act. Despite the “Wall Street” moniker, the tentacles of Dodd-Frank’s…
Blog
Fannie Mae Played a Bigger Role in the Financial Crisis than Previously Thought
In the Wall Street Journal, Peter Wallison, who prophetically warned against the risky practices of mortgage giant Fannie Mae, describes the key role…
Blog
Smart Growth Decreases Housing Affordability
Wendell Cox had an interesting article this week on his new findings on land-use regulation and housing prices. Long a critic of smart-growth…
