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Congress keeps propping government-backed deposit insurance up, risk keeps rising
On Sunday, the Federal Deposit Insurance Reform Act of 2005 marked its 20th anniversary. This Act consolidated the Bank Insurance Fund and the Savings…
Blog
HSAs: A silver bullet for the silver loading conundrum
After the longest government shutdown in American history — ostensibly caused by the expiration of the expanded Obamacare subsidies — Republicans have debated health care…
Blog
CEI warns House committee of dangers of deposit insurance hike
Starting with our late founder and president Fred Smith, CEI has long warned of the risks posed by government-provided deposit insurance to the nation’s banks.
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Comment
Comments before the National Conference of Insurance Legislators on the Geller/Keiser Resolution
Comments before the National Conference of Insurance Legislators Geller/Keiser Resolution As Prepared for Delivery July10, 2008 New York, New York Eli Lehrer Senior Fellow,…
Op-Eds
It’s time to tune up N.C.’s system
North Carolina's insurance system is headed down the wrong path, Eli Lehrer explains why and how to reform it.
Op-Eds
Swimming in Subsidies: The National Flood Insurance Program must dry up.
Already, the news of the massive flooding in the Midwest has disappeared from most newspaper front pages. And, indeed, the worst…
Op-Eds
Bailing out homeowners
Your June 16 editorial “Tornado warning” is absolutely correct to point out that “every part of the country has its risks.” But these…
Study
Optional Federal Charter for Insurers
An optional federal charter for insurers would help consumers by creating competition between regulators.
Newsletter
Gas Prices, the Federal Reserve and Insurance Regulation
Senator Barbara Boxer (D-CA) claims that the global warming legislation she recently endorsed would not result in an increase in gas prices. Federal Reserve Bank…