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Trump’s Strait of Hormuz insurance plan gambles with taxpayer dollars
As wars and skirmishes escalate, the risks to commerce increase and are reflected in market prices. In past conflicts, shipping firms faced soaring premiums…
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Congress keeps propping government-backed deposit insurance up, risk keeps rising
On Sunday, the Federal Deposit Insurance Reform Act of 2005 marked its 20th anniversary. This Act consolidated the Bank Insurance Fund and the…
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HSAs: A silver bullet for the silver loading conundrum
After the longest government shutdown in American history — ostensibly caused by the expiration of the expanded Obamacare subsidies — Republicans have debated health…
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How a minor storm could bankrupt Florida
Here’s one scary Halloween scenario that could easily come true: By trick-or-treat time, just past the hurricane season’s peak, Florida’s state government…
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GINA Law Passes, Will Afflict Insurers and Employers
On April 24, the Senate voted 95-to-0 to pass the Genetic Information Non-Discrimination Act (GINA), which bans insurers and employers from taking genetic information into…
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Killing Consumer-Directed Health Care?
One of the most important recent innovations in health care has been the expansion of consumer-directed care, especially through Health Savings Accounts. HSAs offer patients…
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Regulation of Insurance Rates
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Insurance Price Controls
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