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The Washington Times

Protecting Consumers from Fraud and Abuse

  • By: Iain Murray
  • 11/27/2017

Following Richard Cordray’s resignation as director of the Consumer Financial Protection Bureau (CFPB), the smart money is betting that President Trump will appoint Mick Mulvaney, head…

Banking and Finance

National Review Online

Time for a New Fed Chairman

  • By: Iain Murray
  • 10/20/2017

The establishment is…

Banking and Finance

National Review Online

Consumers Harmed by Consumer Protection Bureau – Again

  • By: Iain Murray
  • 10/06/2017

Yesterday, the Consumer Financial Protection Bureau issued yet another rule that will harm consumers. A new rule on small dollar loans will kill off about…

Banking and Finance

Foundation for Economic Education

London’s Uber Ban Sends it Back to the Dark Ages

  • By: Iain Murray
  • 09/22/2017

When I lived in London in the 1990s, I had to use pricey Black Cabs to get around the city at night. However, heaven help…

Antitrust

Foundation for Economic Education

People Are Complaining About iPhone X Because That’s How Innovation Works

  • By: Iain Murray
  • 09/19/2017

The iPhone X has not even been released and people are already complaining about it. That shouldn’t be surprising. It is one of the…

Capitalism

Foundation for Economic Education

Eventually Amazon Will Fail – and That’s a Good Thing

  • By: Iain Murray
  • 09/05/2017

The Federal Trade Commission has cleared the merger between Amazon and Whole Foods, sparking yet more fears that the retail giant is becoming too…

Antitrust

Washington Examiner

No, Houston’s Regulation Policy Didn’t Make Hurricane Harvey Flooding Worse

  • By: Iain Murray
  • 09/01/2017

When a major American city is under eight feet of water, it’s a distasteful time to play politics. That hasn’t stopped multiple media commentators looking…

Banking and Finance

National Review Online

Operation Choke Point is Over – Perhaps

  • By: Iain Murray
  • 08/22/2017

Supporters of the rule of law will be overjoyed to hear that the Department of Justice has officially closed down Operation Choke Point. In…

Banking and Finance

Washington Examiner

‘Drain the swamp?’ Start with the CFPB

  • By: Iain Murray
  • 08/16/2017

As you muck around the D.C. swamp, there are plenty of dank crevices its denizens inhabit. Those habitats will need to be cleared away if…

Banking and Finance

The Hill

The Consumer Financial Protection Bureau’s Pro-Lawyer Power Grab

  • By: Iain Murray
  • 07/19/2017

Imagine you have a dispute with your credit card company. Currently, you can go to an arbitration body, where the card company will almost certainly…

Banking and Finance

The Conservative

Trade’s Real Enemy Is Regulation

  • By: Iain Murray
  • 07/03/2017

Free trade has brought countless benefits over the past two centuries. It allows for specialisation among nations that has brought down the cost of living…

Regulatory Reform

Cayman Financial Review

The Internet of Payments and the Future of Banking: Crisis and Opportunity

  • By: Iain Murray
  • 06/15/2017

Imagine a world where your washing machine can recognize it needs more detergent and orders it for you. Now imagine a world where your self-driving…

Banking and Finance

National Review

Here’s Three Things the President Should Do in His Executive Reorganization

  • By: Iain Murray
  • 06/12/2017

Today is the last day for the public to submit ideas for the reorganization of the executive branch that the President announced in his…

Regulatory Reform

National Review

The Top Ten Reasons to Pass the Financial CHOICE Act

  • By: Iain Murray
  • 06/09/2017

It’s no secret that the Dodd-Frank Act did for Americans’ access to financial services what Obamacare did for their access to health insurance. In…

Banking and Finance

Foundation for Economic Education

The Progressives Took Away Our Right to Contract. It’s Time to Reclaim It

  • By: Iain Murray
  • 05/18/2017

According to surveys, 77 percent of millennials want flexible work hours, which many say makes them more productive at work. Yet some recent…

Labor and Employment

Cayman Financial Review

The Internet of Payments and the Future of Banking: Crisis and Opportunity

  • By: Iain Murray
  • 05/09/2017

Imagine a world where your washing machine can recognize it needs more detergent and orders it for you. Now imagine a world where your self-driving…

Banking and Finance

CapX

Only Economic Freedom Will Keep Africa Growing

  • By: Daniel Press, Iain Murray
  • 04/25/2017

Ever since African nations began to gain independence in the 1960s, Western countries have looked to assist their economic development. While the nature of this…

Trade and International

The Huffington Post

Africa’s Economy Needs to Come out of the Shadows

  • By: Iain Murray
  • 04/21/2017

Westerners used to call sub-Saharan Africa “the Dark Continent.” That epithet reflected a willful ignorance of the continent’s civilizations, cultures, and history, and helped justify…

Trade and International

InsideSources

Counterpoint: Abolishing the CFPB Will be Good for Consumers – and the Constitution

  • By: Iain Murray
  • 03/31/2017

Editor’s Note: For an alternative viewpoint, please see: Counterpoint: Abolishing the CFPB Will be Good for Consumers – and the Constitution Access to capital…

Banking and Finance

The Huffington Post

Resisting Executive Excess Means Relearning Lessons from the Past

  • By: Iain Murray
  • 03/27/2017

Defenders of checks and balances should be happy that a circuit split on President Trump’s executive order on immigration means that the Supreme…

Business and Government

The Conservative Online

Market Institutions Never Evolved For The Environment; And That’s Why It Can’t Be Properly Protected

  • By: Fred L. Smith, Jr., Iain Murray
  • 03/15/2017

As Joseph Schumpeter noted, free markets had a good first century (the 1750s to 1850s). A market economy produced massive improvements in the quality of…

Business and Government

National Review

Financial CHOICE Act Must Keep Durbin Repeal

  • By: Iain Murray
  • 03/06/2017

After the repeal and replacement of Obamacare, the next big task facing Congress will be reform of the equally awful Dodd-Frank Act. House Financial Services…

Banking and Finance

Independent Journal Review

I’ve Had A Green Card Since 1999 – Trump’s Executive Order Shows The Overreach Of Presidential Power

  • By: Iain Murray
  • 02/03/2017

Green card holders like me received an unwelcome present from the Trump administration this weekend. In the course of the fiasco surrounding the president’s executive…

Trade and International

National Review

The UK Supreme Court’s Brexit Decision: Probably Right and Yet So Unnecessary

  • By: Iain Murray
  • 01/24/2017

The UK’s Supreme Court has ruled that Parliament must agree to make Britain’s exit from the European Union, which the British people voted for…

Trade and International

Foundation for Economic Education

Lower Costs, Not Regulations, Will Save the Environment

  • By: Iain Murray
  • 01/09/2017

I have a long bus commute to work in Washington DC. Most mornings I am engrossed in reading the latest news or a scholarly article,…

Business and Government

Brexit Central

How a US-UK free trade deal could revolutionise world trade

  • By: Iain Murray
  • 12/22/2016

While the incoming Trump administration has given much of the world something to fear regarding future US trade policy, for good reason, there is a…

Trade and International

National Review

Vital Votes on Energy Today

  • By: Iain Murray
  • 12/17/2016

  The House is voting today on Rep. Fred Upton’s Energy Tax Prevention Act and the Senate will be voting on the McConnell amendment, both…

Energy and Environment

Foundation for Economic Education

San Francisco Turns against Its Own Startup Airbnb

  • By: Daniel Cody, Iain Murray
  • 12/11/2016

San Francisco is the birthplace of Airbnb. Even so, politicians in this city have created some of the most restrictive home-sharing regulations in the…

Business and Government

Foundation for Economic Education

How AirBNB Awakens Dormant Capital

  • By: Daniel Cody, Iain Murray
  • 11/22/2016

Every day, modern liberal economies create wealth. That wealth translates into better health, better education, art, literature, and the finer things of life. We only…

Business and Government

Independent Journal Review

It’s Time For The New President And Congress To Think Big When It Comes To Cutting Government Waste

  • By: Iain Murray
  • 11/21/2016

Political revolutions don’t come around often: Margaret Thatcher in Britain in 1979, the fall of the Berlin Wall in Eastern Europe in 1990, the Contract…

Banking and Finance

Sun-Sentinel

Five ways President Trump could jump-start economic growth

  • By: Iain Murray
  • 11/11/2016

Too many Americans feel left behind by the weak economic growth and diminished job opportunities under the Obama administration. Too many people have seen their…

Banking and Finance

Brexit Central

The Trump Presidency could mean a world trade war but Congress may push a US-UK trade deal

  • By: Iain Murray
  • 11/09/2016

Against all the odds, Donald Trump has just pulled off a surprising victory in the US Presidential election. Given that much of his loudest rhetoric…

Trade and International

Foundation for Economic Education

An Existential Threat to the UK’s Sharing Economy

  • By: Iain Murray
  • 10/31/2016

A UK Employment Tribunal has ruled that drivers who use the Uber platform should be regarded as employees. This qualifies them for various statutory…

Business and Government

National Review

Bureaucrats Threaten the Rule of Law

  • By: Iain Murray
  • 10/25/2016

Donald Trump’s recent refusal to promise he’ll accept the presidential election’s result has raised much concern. Yet, there has been little outcry over Consumer Financial…

Banking and Finance

Foundation for Economic Education

One Driver’s Story Shows the Benefits of the Sharing Economy

  • By: Iain Murray
  • 10/14/2016

When I was in London last week, I chatted with my Uber drivers whenever I used the service to get around the city. One driver’s…

Labor and Employment

Foundation for Economic Education

Work Is Changing for the Better, and Government Is Trying to Hold It Back

  • By: Iain Murray
  • 10/13/2016

Should your boss tell you how to vote? To even ask the question is absurd today, but it was not always so. Prior to the…

Labor and Employment

National Review

CFPB “Structurally Unconstitutional” – US Court of Appeals

  • By: Iain Murray
  • 10/11/2016

In a rare victory for the Constitution and American political tradition, the US Court of Appeals from the DC Circuit today found that the…

Banking and Finance

Cayman Financial Review

Britain’s Brexit Vote Opens Way for a Regulatory Rethink

  • By: Iain Murray
  • 10/01/2016

In June, as the world well knows now, the people of Britain voted to leave the European Union. At least some of the popular…

Investor's Business Daily

Regulators Want You Punching The Clock On A Smartphone App

  • By: Iain Murray
  • 09/07/2016

It's not your grandfather's workplace anymore. As anybody who has worked for 20 or more years will tell you, the world of work has…

Labor and Employment

National Review

GOP Platform Contains Serious Mistake on Banking

  • By: Iain Murray
  • 07/19/2016

One of these things is not like the other. In the generally good section of the GOP’s Platform entitled Regulation: The Quiet Tyranny (p.27-28), there…

Banking and Finance

The Hill

Big Brother? How SOPRA can help restore proper authority

  • By: Iain Murray
  • 07/12/2016

The Internet as we know it may soon become unrecognizable. That’s because the freewheeling “network of networks” soon will be regulated by bureaucrats. The D.C.

Regulatory Reform

Foundation for Economic Education

The Prisoners’ Dilemma of Britain and the EU

  • By: Iain Murray
  • 06/29/2016

The world economy roiled following Britain’s vote to leave the European Union. Uncertainty was the cause. Even the scope of the potential deal is unknown…

Trade and International

Inside Sources

Brexit Vote Is the End of the Beginning

  • By: Iain Murray
  • 06/27/2016

In the end, it wasn’t close. People had been expecting a clear win for the Remain side in the popular vote on whether Britain should…

Trade and International

National Review

Britain’s Time for Choosing

  • By: Iain Murray
  • 06/22/2016

I’ve steered clear of opining here about tomorrow’s Brexit vote as so many others have been doing such a good job of it, like…

Trade and International

Foundation for Economic Education

DC Takes Aim at Airbnb, Hits Existing Rental Industry

  • By: Iain Murray
  • 06/06/2016

Washington, DC’s new regulations on Airbnb and similar businesses could end up killing off old-fashioned bed-and-breakfasts. Airbnb, the service that allows owners to rent out…

Business and Government

Investor's Business Daily

Inequality Is A Matter Of People, Not Numbers

  • By: Iain Murray, Ryan Young
  • 05/31/2016

From presidential candidates on down, everyone worries about economic inequality these days. In an era of stagnant job and wage growth, that’s a fair concern.

Business and Government

National Review

“Income Inequality” – Missing the Point

  • By: Iain Murray
  • 05/25/2016

President Obama, Paul Krugman tells us, has declared war on income inequality. In fact, income inequality is at the root of just about everything…

Banking and Finance

National Review

Stopping the Bureaucrats Requires an End to Chevron Deference

  • By: Iain Murray
  • 05/12/2016

Anyone who studies the power bureaucrats have over ordinary Americans’ lives swiftly comes to the realization that the courts, which are meant to redress grievances,…

National Review

Google Bans Payday Loan Ads: Who Needs Operation Choke Point?

  • By: Iain Murray
  • 05/12/2016

Yesterday, Google announced in a blog post that it was changing the terms of its advertising service to ban payday-loan ads. Their reasoning was…

Financial Regulation

Foundation for Economic Education

Is the British Prime Minister a Tax Dodger?

  • By: Iain Murray
  • 05/09/2016

It’s the issue that consumed British politicians and newspapers at the end of April. What Britons do about it will determine whether their nation will…

Banking and Finance

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