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The Economic Standard

Rebecca Minkoff’s Success: A Testament to the Importance of Personal Credit

  • By: Patricia Patnode
  • 04/30/2025

Nobody likes paying interest on a credit card bill. It may seem like an easy out to just have Congress forbid it. But what…

Business and Government

Issues & Insights

Reviving Community Banking By Lifting Barriers To New Banks

  • By: Patricia Patnode
  • 04/09/2025

Americans have far fewer banks to choose from than they once did. The American banking industry has consolidated, with the number of U.S. banks…

Banking and Finance

Blog

Yes, women had access to credit before 1974

  • By: Patricia Patnode
  • 03/27/2025

March is Women’s History Month, a time to acknowledge and celebrate many “firsts” for women in public life. One of those “firsts” is the…

Banking and Finance

Blog

Gov. Youngkin should veto restrictive credit bill

  • By: Patricia Patnode
  • 03/14/2025

While many watchful eyes focus on the economic impacts of actions of federal lawmakers inside the Beltway, pending legislation in a statehouse 100 miles…

Fintech

News Release

Fintech’s Buy Now, Pay Later system helps consumers budget wisely: CEI analysis 

  • Patricia Patnode
  • 03/06/2025

Klarna, a Swedish financial technology (FinTech) company, is set to file publicly on the US stock market as soon as next week. Klarna’s Buy…

Banking and Finance

Op-Eds

Bill Would Prevent Banks From Discriminating Over Clients’ Ideology, But Here’s the Problem

  • By: Patricia Patnode
  • 02/25/2025

The government shouldn’t pressure banks and other financial institutions to avoid doing business with politically controversial people and businesses, just as bakers should not be…

Banking and Finance

Blog

Coinbase’s FOIA complaints against FDIC raise serious government transparency concerns 

  • By: Patricia Patnode
  • 01/31/2025

In the waning days of the Biden administration, whistleblowers and investigative journalists put forth alarming revelations of financial regulators jawboning banks to cut off…

Government Transparency

National Review

The Federal Reserve’s New Debit Card Rule Threatens Consumers and Banks

  • By: Iain Murray, Patricia Patnode
  • 01/28/2025

While some lawmakers and regulators are targeting credit cards, the Federal Reserve has plans for your debit card. The likely result will…

Banking and Finance

The Cedar Rapids Gazette

Here’s how Iowa is involved in stopping controversial ‘debanking’

  • By: Patricia Patnode
  • 01/05/2025

Many Americans have recently been exposed to the troubling reality that their government may be encouraging banks to withdraw financial services from people or…

Banking and Finance

Citation

The Bark and Bite of DOGE

  • By: James Broughel, Patricia Patnode
  • 12/23/2024

National Review cited CEI’s experts on the DOGE Iowa has also implemented successful bureaucratic process improvements by imitating business. In a paper for…

Des Moines Register

Elon Musk’s DOGE can learn from Iowa’s bold government overhaul | Opinion

  • By: Patricia Patnode
  • 12/08/2024

Iowa has started some regulatory reforms that set a good precedent for President-elect Donald Trump’s newly announced Department of Government Efficiency (DOGE) to be headed…

Business and Government

DC Journal

Debanking May Be a Problem for Melania Trump and Many Others

  • By: Patricia Patnode
  • 11/21/2024

In her new memoir, former First Lady Melania Trump reveals that she was abruptly dropped by a bank with which she had a long-standing financial…

Banking and Finance

National Review

The Price of Credit-Card Convenience Is Not a Matter for Big Government

  • By: Patricia Patnode
  • 11/19/2024

Card is $8, cash is $7,” said the taco-truck employee to me. I paid for my tacos by card because I rarely carry cash, and…

Financial Regulation

Blog

Consumers benefit from access to Buy Now, Pay Later options

  • By: Patricia Patnode
  • 11/13/2024

In a rapidly evolving retail landscape, with more and more commerce moving online, there has been a rise of financial technology (or fintech) tools.

Fintech

Cedar Rapids Gazette

Iowa permit reforms can be a national model

  • By: James Broughel, Patricia Patnode
  • 10/25/2024

Iowa may be known for its fields of corn and soybeans, but it should also be recognized for something less visible yet just as…

Energy and Environment

Blog

CEI’s The Surge: Nuclear Supreme Court case, the ADVANCE Act, and more

  • By: Daren Bakst, Patricia Patnode
  • 10/09/2024

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new publication and…

Energy

Blog

Iowa’s ‘Lean-in’ approach to successful permitting reform

  • By: James Broughel, Patricia Patnode
  • 09/26/2024

The State of Iowa has made significant strides in improving its environmental permitting processes, thanks to innovative reforms spearheaded by the state’s Department of…

Regulatory Reform

News Release

Report highlights the positives of Iowa’s environmental permitting process

  • James Broughel, Patricia Patnode
  • 09/26/2024

A new Competitive Enterprise Institute report highlights the achievements Iowa has accomplished in improving its environmental permitting system, making infrastructure projects and economic…

Energy and Environment

Study

Corn Whiskey Clarity

  • By: James Broughel, Patricia Patnode
  • 09/26/2024

Over the past two decades, Iowa has implemented several reforms aimed at enhancing the efficiency of its environmental permitting procedures. This report focuses on…

Energy and Environment

News Release

House set to rebuke EPA’s de facto EV mandate

  • Daren Bakst, Patricia Patnode
  • 09/20/2024

Director of CEI’s Center for Energy and Environment Daren Bakst: “The very idea that the federal government would try and…

Energy and Environment

Blog

House expected to consider legislation to block EPA’s ‘EV mandate’

  • By: Patricia Patnode
  • 09/19/2024

This week the House is expected to consider a Congressional Review Act (CRA) resolution to overturn the Environmental Protection Agency’s (EPA) April 2024…

Energy and Environment

Blog

CEI’s The Surge: HUD hiking housing costs, wind and solar subsidies, and more

  • By: Daren Bakst, Patricia Patnode
  • 09/18/2024

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new…

Energy and Environment

Blog

Americans are rejecting EVs despite government meddling

  • By: Patricia Patnode
  • 08/13/2024

Some policymakers across the country continue to try and get American drivers out of gas-powered cars and into electric vehicles (EVs), using…

Energy and Environment

Blog

Uncertain grids, growing market: The rise of backup power solutions in the US

  • By: Patricia Patnode
  • 08/08/2024

In recent years, the generator market has seen remarkable growth, with more consumers opting for backup power solutions than ever before. The US…

Energy

Blog

CEI’s The Surge: Loper Bright, nuclear exports, and more

  • By: Daren Bakst, Patricia Patnode
  • 08/05/2024

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new…

Energy and Environment

Blog

CEI’s The Surge: Carbon taxes, Chevron, nuclear bill becomes law, & more!

  • By: Daren Bakst, Patricia Patnode
  • 07/23/2024

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new…

Energy and Environment

Blog

Combatting climate anxiety: Yes, it’s okay to have children

  • By: Patricia Patnode
  • 07/22/2024

The message that the Earth is rapidly decaying has long been evangelized by college professors and other gung-ho Malthusians in the media. It has…

Climate

Blog

The Surge: California train regulations, DOE lawsuits, and more

  • By: Daren Bakst, Patricia Patnode
  • 06/18/2024

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new…

Energy and Environment

Blog

Technological limitations of California’s in-use locomotive rule

  • By: Patricia Patnode
  • 06/12/2024

Like our cardiovascular system, freight trains work like arteries running 24/7 transporting bulk commodities and goods. This includes transporting everything from cardboard boxes…

Rail and Mass Transit

Blog

The Surge: EPA’s new power plant rule, the PROVE IT Act, and more

  • By: Daren Bakst, Patricia Patnode
  • 06/11/2024

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new…

Energy and Environment

Forbes

California’s SB 1047 Won’t Address Existential Risks From AI

  • By: Patricia Patnode
  • 06/05/2024

Over the last year, the rapid advancement of artificial intelligence has captivated the world’s attention, sparking both excitement and concern. As AI systems like…

Deregulation

Washington Examiner

Congress Can Remove Federal Obstacles to Alaskan Energy Production

  • By: Patricia Patnode
  • 05/23/2024

The people and economy of Alaska and the nation took a big hit when regulators at the U.S. Department of Interior cancelled a host…

Energy and Environment

Blog

The Surge: Clean Power Plan 2.0 and more

  • By: Daren Bakst, Patricia Patnode
  • 05/09/2024

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new…

Energy and Environment

The American Spectator

Will California Hobble the US Railroad Industry?

  • By: Patricia Patnode
  • 05/01/2024

CEI’s Patricia Patnode is cited in Reason on the EPA’s imposition of regulation: As Patricia Patnode of the Competitive Enterprise Institute, which…

Energy and Environment

News Release

House Poised to Vote on Legislation to Reverse Biden’s Attacks on Oil and Gas Lease Sales

  • Paige Lambermont, Patricia Patnode
  • 05/01/2024

The House is expected to vote this week on legislation to reverse the Biden administration’s cancellation of oil leases in the Arctic…

Energy and Environment

Blog

Green rules, red tape: What American farmers can learn from EU protests

  • By: Patricia Patnode
  • 04/11/2024

The European Union (EU) has been implementing various measures to fundamentally transform the agricultural sector, notably through initiatives such as the European Green…

Climate

Letters

Coalition Letter Opposition to the California Air Resources Board In-Use Locomotive Regulation

  • By: Patricia Patnode
  • 04/11/2024

Re: Opposition to the California Air Resources Board In-Use Locomotive Regulation Docket EPA-HQ-OAR-2023-0574  We, the undersigned individuals and representatives of national organizations and think…

Energy and Environment

Blog

Hailstorm exposes vulnerabilities in solar infrastructure: A wake-up call from Texas

  • By: Patricia Patnode
  • 04/02/2024

Recent destruction of solar cells at the Fighting Jays Solar Farm in Texas has sparked concerns amongst locals about potential land contamination and…

Energy

Blog

Another ban from California: Say goodbye to most new gas-powered lawn and garden equipment

  • By: Jacob Tomasulo, Patricia Patnode
  • 04/02/2024

California is not just banning gas-powered vehicles and trying to ban diesel locomotives. The state is also banning the sale of new…

Energy

The Center Square

Op-Ed: Minnesota’s burdensome clean transportation standards drive up costs

  • By: Patricia Patnode
  • 03/28/2024

Minnesota legislators may try to phase out traditional motor fuels and the vehicles that run on them. The state is already imposing strict tailpipe…

Energy and Environment

Blog

Fueling discontent: Minnesota’s costly push for a low carbon fuel standard

  • By: Marlo Lewis, Jr., Patricia Patnode
  • 03/15/2024

Lawmakers in Minnesota are considering a Clean Transportation Standard (CTS) that would impose increasingly stringent carbon-intensity reduction targets on all motor fuels used in…

Climate

Delaware Valley Journal

PATNODE: Beyond Biden’s War on Cars: Analyzing New Jersey’s Electric Vehicles Mandate

  • By: Patricia Patnode
  • 03/13/2024

States have been enacting extreme policies to limit the availability of gas-powered vehicles, surpassing even the Biden administration’s efforts at the national level. New…

Energy and Environment

Blog

The Surge: New EPA rulemaking, Biden’s LNG ‘pause,’ and more

  • By: Daren Bakst, Patricia Patnode
  • 03/06/2024

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new…

Energy and Environment

D.C. Journal

Biden’s Energy Strategy and Wishful Thinking

  • By: Patricia Patnode
  • 02/20/2024

The Biden administration has repeatedly decided to restrict domestic oil and gas lease sales dramatically. As it develops policies to limit supply, the…

Energy and Environment

Blog

CEI’s The Surge: Biden admin particulate matter rule, GOP carbon tax support, and more

  • By: Daren Bakst, Patricia Patnode
  • 02/15/2024

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new…

Energy and Environment

Blog

CEI’s The Surge: Carbon tariffs, Natural Asset Companies, and weird emissions math

  • By: Daren Bakst, Patricia Patnode
  • 02/01/2024

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new…

Energy

Blog

Virginia Senate Democrats block repeal of EV mandate

  • By: Patricia Patnode
  • 01/21/2024

Democrats on a Virginia state Senate committee voted down Republican attempts to roll back the state’s vehicle emissions law on Tuesday. The law,…

Automobiles and Roads

Blog

Dear California, just let the trains run

  • By: Patricia Patnode
  • 12/21/2023

The California Air Resources Board (CARB) in April approved regulations to ban the operation of diesel locomotives in California and the rule…

Rail and Mass Transit

Blog

CEI’s The Surge: COP28, House passes car legislation, and carbon taxes

  • By: Daren Bakst, Patricia Patnode
  • 12/15/2023

If you are interested in analysis and perspective on current energy and environmental issues, then we encourage you to subscribe to this new…

Energy and Environment

Blog

Tom Vilsack tries to change the subject, but a slush fund is still a slush fund

  • By: Patricia Patnode
  • 12/07/2023

Agriculture Secretary Tom Vilsack published an op-ed in direct response to an op-ed written by CEI’s Patricia Patnode in the Cedar Rapids…

Subsidies and Bailouts

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