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Blog

Who Died and Made Dodd-Frank Regulators Gods?

  • By: John Berlau
  • 04/13/2016

Meet the new deities. They apparently sit on the Financial Stability Oversight Council and other regulatory agencies, especially those created by the Dodd-Frank banking “reform”…

Banking and Finance

Blog

Final Fiduciary Rule: Dave Ramsey May Get Relief, But the Rest of Us Don’t

  • By: John Berlau
  • 04/06/2016

While the final rule may have been less severe, it still won’t keep middle-class savers from losing access to brokers and insurance agents.

Banking and Finance

Washington Times

Obama imposes more regulations on financial advisers

  • By: John Berlau
  • 04/06/2016

The Washington Times discusses the Department of Labor's fiduciary rule with John Berlau.  “The fiduciary rule is like Obamacare for your IRA and…

Banking and Finance

Blog

Obama Unveils Fiduciary Rule this Week, Putting Middle Class Investors in a Bind

  • By: John Berlau
  • 04/04/2016

Today, the Labor Department plans to unveil new regulatory restrictions on 401(k)s and IRAs. That means less access to financial advice and fewer options for…

Banking and Finance

Forbes

MetLife’s Victory Also Good for Fintech Innovators

  • By: John Berlau
  • 03/31/2016

Insurance giant MetLife won a big victory Wednesday as a district court rescinded the government’s designation of the firm as “systemically important.” Though not…

Banking and Finance

Forbes

My Celebrity Lyft Driver

  • By: John Berlau
  • 03/31/2016

Any time I take Uber or Lyft, I make it a point to ask the driver for his or her or her story. “How long…

Forbes

How the Fiduciary Rule Will Harm Fintech and Startups

  • By: John Berlau
  • 03/30/2016

Add startup entrepreneurs and Fintech innovators to the long list of potential victims of the Department of Labor’s pending fiduciary rule. There is already bipartisan…

Financial Regulation

Comment

Comments to the SEC on Derivative Regulation

  • By: J. Caleb Johnson, John Berlau, Ryan Radia, Sam Kazman
  • 03/29/2016

Full Document Available in PDF The SEC proposes this rule “to take an updated and more comprehensive approach to the regulation of funds’…

Banking and Finance

Newsmax

Obama Spouts Big Govt at Austin Festival

  • By: John Berlau
  • 03/23/2016

President Obama traveled here to the ongoing South by Southwest festival from Washington, D.C. — and so did I. In his March 11 presentation, he…

Financial Regulation

Blog

Berlau at SXSW: Let’s Cut Red Tape Strangling Uberization of Finance

  • By: John Berlau
  • 03/18/2016

AUSTIN, TX—President Obama traveled here to the ongoing South by Southwest festival from Washington, D.C., and so did I. In his March 11 presentation, he …

Banking and Finance

Politico

Politico Morning Money – GOP debate wrap

  • By: John Berlau
  • 03/11/2016

Politico's Morning Money highlights John Berlau's response to a Slate piece on the fiduciary rule and financial radio broadcasters.  Berlau Pushes Back —…

Financial Regulation

Wall Street Journal

Will the Fiduciary Rule Silence Media Personalities?

  • By: John Berlau
  • 03/10/2016

The Wall Street Journal discusses John Berlau's analysis of the Department of Labor's fiduciary rule. Early this month, the Competitive Enterprise Institute said…

Financial Regulation

Forbes

Yes, The Fiduciary Rule Could Censor Dave Ramsey And Others Providing Over-The-Air Financial Tips

  • By: John Berlau
  • 03/10/2016

If there were a “fiduciary” rule requiring pundits to accurately describe a pending bill or regulation to their readers, Slate’s Helaine Olen would be in…

Financial Regulation

New American

Proposed Federal Regulation Could Squelch Popular Financial Advisers

  • By: John Berlau
  • 03/09/2016

The New American discusses the Department of Labor's proposed fiduciary rule with John Berlau.  The Obama administration has proposed a regulation that the…

Financial Regulation

The Blaze

Here’s Why a New Obama Regulation Could Mean Trouble for Dave Ramsey and Suze Orman

  • By: John Berlau
  • 03/07/2016

The Blaze reports on the Department of Labor's fiduciary rule and highlights John Berlau's report on the proposed rule.  “In fact, according to…

Financial Regulation

Western Journalism

Wow: The Obama Admin Is About To Do Something That Could Crush Dave Ramsey

  • By: John Berlau
  • 03/07/2016

Western Journalism reports on the Department of Labor's fiduciary rule and highlights John Berlau's study on the proposed rule.  In a study by…

Financial Regulation

Forbes

How Fiduciary Rule May Censor Financial Broadcasters Like Dave Ramsey

  • By: John Berlau
  • 03/04/2016

Popular financial radio show host Dave Ramsey caused a firestorm on Twitter last week when he weighed in against the “fiduciary rule”—the controversial pending Department…

Banking and Finance

Daily Caller

REPORT: Feds Are Destroying Free Choice In The Retirement System

  • By: John Berlau
  • 03/02/2016

The Daily Caller discusses John Berlau's report on the Department of Labor's proposed fiduciary rule.  The Department of Labor (DOL) has argued people…

Financial Regulation

Washington Free Beacon

Report: Rule Would Cost Middle Class $80 Billion in Lost Savings

  • By: John Berlau
  • 03/02/2016

The Washington Free Beacon highlights John Berlau's report on the Department of Labor rule that will hurt middle-class investors.  The Department of Labor…

Financial Regulation

Think Advisor

Speaker Ryan Continues to Assail DOL Fiduciary Rule

  • By: John Berlau
  • 03/02/2016

Think Advisor highlights John Berlau's report on the Department of Labor's proposed fiduciary rule that will harm middle-class investors.  Today, the Competitive Enterprise…

Financial Regulation

Study

The Department of Labor’s Fiduciary Rule for Dummies (But Not the Dummies They Think We Are)

  • By: John Berlau
  • 02/29/2016

Whether you're a portfolio manager or an everyday investor you should learn how the fiduciary rule can affect you.

Banking and Finance

Heartland Institute

GAO: Small Banks, Credit Unions Hurt by Dodd-Frank

  • By: John Berlau
  • 02/24/2016

The Heartland Institute discusses Dodd-Frank with John Berlau.  John Berlau, a senior fellow at the Competitive Enterprise Institute, says consumers are objectively worse…

Financial Regulation

Blog

How George Washington Propelled First Great Disruptive Technology

  • By: John Berlau
  • 02/12/2016

In my debut column as a Forbes contributor, I celebrate George Washington’s birthday by telling the story of how he championed early American inventor James…

Daily Caller

Energy Bill Greens Financial Agencies

  • By: John Berlau
  • 02/05/2016

Cronyism and boondoggles in a massive energy bill – or any bill of similar length with dozens of provisions and hundreds of pages — is…

Banking and Finance

Blog

Don’t Put Eco-Finance Measures in Energy Bill

  • By: John Berlau
  • 02/04/2016

Cronyism and boondoggles in an energy bill is nothing new in the U.S. Congress. But this week, senators of both parties are taking the process…

Banking and Finance

Craft Brewing Business

AB-InBev buys UK’s Camden Town Brewery, crowdfunding investors score big

  • By: John Berlau
  • 01/14/2016

Craft Brewing Business mentions John Berlau's article on how crowdfunding provides opportunities for craft breweries.  The article (nicely written by John Berlau) goes on…

Business and Government

Blog

UK Brewery Success Shows Lost Freedom in U.S.

  • By: John Berlau
  • 01/11/2016

On Tuesday evening, President Obama will give his final State of the Union address. In evaluating the state of the U.S., it’s useful to look…

Banking and Finance

Forbes

Let Small Businesses Fuel Job Growth Again

  • By: John Berlau
  • 01/08/2016

As 2015 has come to an end, the Federal Reserve has finally raised interest rates, but they will still remain near zero. Zero also approximates…

Financial Regulation

Blog

2015 – The Year of Equity Crowdfunding

  • By: John Berlau
  • 12/29/2015

As 2015 comes to a close, it’s time for year-end retrospectives, in which the past year is proclaimed the “year of” something. So in that…

Banking and Finance

Blog

Omnibus: No Financial Reg Relief, Dangerous GSE Provision, But a Little CFPB Sunshine

  • By: John Berlau
  • 12/16/2015

My Competitive Enterprise Institute colleagues and I have made the case for members of Congress to use the omnibus spending bill as an exercise…

Banking and Finance

Blog

Omnibus with Significant Reg Relief May Be Worth Supporting

  • By: John Berlau
  • 12/15/2015

As the year-end omnibus spending bill is about to be unveiled, there will be a scramble to examine its provisions. In many policy areas, my…

Regulatory Reform

Reuters

“Too Big to Fail” Policy Failing Small Banks: NCPA

  • By: John Berlau
  • 12/15/2015

Reuters reports on John Berlau's new study for the National Center for Policy Analysis, that explores the failures of the "to big to fail" docrtine and what Congress should…

Business and Government

The Wall Street Journal

Help the Small and Nimble Get a Start Going Public

  • By: John Berlau
  • 12/13/2015

Christopher Mims writes that letting ordinary Americans invest in the early stages of high-growth firms “has long been the dream” of equity crowdfunding advocates (“Startup…

Financial Regulation

Newsmax

New Obama Rule Could Gag Talk Radio

  • By: John Berlau
  • 12/04/2015

It is indeed sad that 40 percent of millennials favor the government banning speech that some deem offensive, according to a recent Pew poll. Even…

Banking and Finance

American Spectator

Will DOL’s ‘Fiduciary Rule’ Silence Dave Ramsey?

  • By: John Berlau
  • 12/02/2015

John Berlau writes on how the 'Fiduciary Rule' will regulate the speech of radio shows that give financial advice. It is indeed sad…

Banking and Finance

Blog

Will DOL’s “Fiduciary Rule” Silence Dave Ramsey?

  • By: John Berlau
  • 11/30/2015

It is indeed sad that 40 percent of millennials favor the government banning speech that some deem offensive, according to a recent Pew poll. Even…

Banking and Finance

Newsmax

CFPB’s Database Should Be Bipartisan Privacy Concern

  • By: John Berlau
  • 11/13/2015

Newsmax features an article by CEI's John Berlau on the Consumer Financial Protection Bureau. The behemoth Consumer Financial Protection Bureau (CFPB) played a…

Banking and Finance

Blog

CFPB’s Database Should Be Bipartisan Privacy Concern

  • By: John Berlau
  • 11/12/2015

​The behemoth Consumer Financial Protection Bureau (CFPB) played a big role in Tuesday night’s GOP presidential debate on Fox Business, both during the commercials and…

Banking and Finance

Heartland

Lawmakers Hit Brakes On Proposed Fiduciary Broker Rules

  • By: John Berlau
  • 11/06/2015

Heartland Institute discusses the DOL's proposed fiduciary rule and mentions John Berlau and his comparison of the rule to Obamacare. “People will lose brokers…

Banking and Finance

Newsmax

We Need Protection From Fannie and Freddie

  • By: John Berlau
  • 11/05/2015

John Berlau, in his article for Newsmax, discusses the future of Fannie Mae and Freddie Mac and the bill that will prevent their bail out.

Banking and Finance

Blog

Freddie Mac’s Loss Shows Need to Protect Taxpayers from GSE Raids

  • By: John Berlau
  • 11/04/2015

I wish baseball great Yogi Berra were still here—upon the release of Freddie Mac’s new quarterly report showing a sudden Q3 loss—so he could offer…

Banking and Finance

Blog

Equity Crowdfunding at Last, But Still Incomplete

  • By: John Berlau
  • 10/30/2015

More than three years after the JOBS Act was signed into law by President Obama, the Securities and Exchange Commission (SEC) today will finally vote…

Banking and Finance

Business News Daily

Title III Crowdfunding Ruling Changes Startup Fundraising for Good

  • By: John Berlau
  • 10/30/2015

Business News Daily asks John Berlau about the Securites and Exchange Commision's approval of new rules over the sales of securities through crowdfunding.

Regulatory Reform

TribLive

Stopping the Government’s Raid on Savings

  • By: John Berlau
  • 10/30/2015

TribLive interviews John Berlau on the Department of Labor's proposed "fiduciary rule," laying out the dangers of this proposed policy. The rule would…

Financial Regulation

Blog

CEI at Money20/20

  • By: John Berlau
  • 10/27/2015

I’m here on the Las Vegas Strip at Money20/20, a trade show and forum in the area of FinTech—a term used to describe a…

Banking and Finance

Newsmax

Govt Vies for Control Over Your Investment Decisions

  • By: John Berlau
  • 10/27/2015

John Berlau writes in Newsmax about the recent CEI headed coalition letter to Congress urging them to defund the DOL's "fiduciary rule." A…

Financial Regulation

The Hill

Overnight Finance: Path clears for Ryan; GOP backing off debt-limit bill

  • By: John Berlau
  • 10/23/2015

The Hill interviews John Berlau on CEI's recent coalition letter written to Congress urging them to defund the Department of Labor's fiduciary rule.

Financial Regulation

Blog

33 Groups Call on Congress to Defund Portfolio Attack by Labor Department

  • By: John Berlau
  • 10/22/2015

Today, a coalition letter signed by leaders of 33 leaders of free-market and conservative public policy organizations urges Congress to defund the Department of…

Banking and Finance

Daily Caller

Why Warren’s Witch-Hunt Won’t Work

  • By: John Berlau
  • 10/09/2015

CEI's expert John Berlau writes for The Daily Caller discussing Elizabeth Warren's desire for an increase in financial regulations. Elizabeth Warren “drew blood,”…

Financial Regulation

NewsMax

Elizabeth Warren Wants to Make Financial Decisions For You

  • By: John Berlau
  • 10/06/2015

John Berlau discusses Elizabeth Warren's pushes for excessive financial regulations in his piece published in News Max. Elizabeth Warren “drew blood,” writes Washington…

Financial Regulation

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