Blog
Might Australian Financial Regulators Finally Embrace Greater Competition?
Over the past few weeks, I have been rather critical of the state of financial regulation in Australia. A banking scandal earlier this month revealed…
Blog
Human Freedom Is Key to African Prosperity
Earlier this week at a presentation to the Cato Institute, authors Greg Mills, Jeffrey Herbst, Olusegun Obasanjo, and Dickie Davis, discussed their new book…
Blog
Debit Cards Fee Limits Have Big Impact on Payday Loans and Overdraft Charges
Seven years on from the inception of the Durbin Amendment, it has pushed nearly a million consumers out of formal financial services by raising the…
Blog
Poll: Americans Don’t Trust Big Bank Regulators
Bank regulators should foster an environment of financial competition, where institutions compete on the merits of their products and bear their own risks, instead of…
Blog
Ending the Myth of ‘Too Much’ Bank Competition
It’s time to let the idea that too much competition is bad for financial stability finally die.
Blog
Congress Moves on Financial Reform Bills
Nearly a decade on from the 2007-08 financial crisis, it is clear that the federal regulatory regime is not working.