Competitive Enterprise Institute
Competitive Enterprise Institute
  • Facebook
  • Twitter
  • YouTube
  • Instagram
  • About
  • Policy
  • News
  • Publications
  • Blog
  • Events
  • Donate
  • About
  • Policy
  • News
  • Publications
  • Blog
  • Events
  • Donate

Sign up below to receive the latest research, news, and commentary from CEI experts.

Sign Up

About CEI

  • Team
  • Careers
  • Our History
  • Julian L. Simon Award Winners
  • Research Independence
  • Legacy of Liberty Society
  • Ways to Support CEI

Request a policy briefing from a CEI expert.

Learn More

All Policy Areas

  • Capitalism
    • Antitrust
    • Subsidies and Bailouts
    • Capitalism and Free Enterprise
  • Deregulation
    • Banking and Finance
    • Consumer Freedom
    • Labor and Employment
    • Regulatory Reform
    • Trade and International
  • Energy and Environment
    • Chemical Risk
    • Climate
    • Energy
    • Lands and Wildlife
    • Water and Air Quality
  • Innovation
    • Healthcare
    • Tech and Telecom
    • Transportation
  • Legal
    • CEI Litigation
    • Free Speech
    • Government Transparency
    • Legal Studies
    • Property Rights
  • Request a Policy Briefing
    • In-depth Analysis & Research
    • Testimony

Sign up below to receive the latest research, news, and commentary from CEI experts.

Sign Up

All Publications

  • Research
    • Issue Analysis
    • OnPoint
    • Profiles in Capitalism
    • 10,000 Commandments
    • Agenda for Congress
    • Books
    • Individual Studies
  • Newsletters
    • CEI Planet
    • Bulletin
    • Cooler Heads Digest
    • Great Capitalism
  • Outreach
    • Coalition Letters
    • Legal Briefs
    • Congressional Testimony
    • Regulatory Comments

Sign up below to receive the latest research, news, and commentary from CEI experts.

Sign Up

All Events

  • Team
  • Careers
  • Our History
  • Julian L. Simon Award Winners
  • Research Independence
  • Legacy of Liberty Society
  • Ways to Support CEI

Sign up below to receive the latest research, news, and commentary from CEI experts.

Join Us

Support CEI

  • Give Online
  • Wire Transfer
  • Estate Planning
  • Donate Crypto
  • Facebook
  • Twitter
  • YouTube
  • Instagram

The Open Market Blog

The Open Market Blog

Search Filters

Issue Areas

Masthead

Publisher

  • Kent Lassman

Managing Editor

  • Ivan Osorio

Associate Editors

  • Travis Burk
  • Christine Hall
  • Scooter Schaefer

Contributors

  • Matthew Adams
  • John Berlau
  • Greg Conko
  • Wayne Crews
  • Myron Ebell
  • Patrick Hedger
  • Sam Kazman
  • Marlo Lewis, Jr.
  • Ben Lieberman
  • Angela Logomasini
  • Mario Loyola
  • Jessica Melugin
  • Patrick J. Michaels
  • Michelle Minton
  • Richard Morrison
  • Iain Murray
  • Ryan Radia
  • Marc Scribner
  • Fred L. Smith, Jr.
  • Devin Watkins
  • Ryan Young

CEI Makes the Case for Freedom Every Day

Sign up below for the latest research, news, and commentary from CEI experts.
  • This field is for validation purposes and should be left unchanged.

Defeat of Pot Banking Liberalization Will Lead to More Violent Crime and Reduced U.S. Competitiveness

Blog

Defeat of Pot Banking Liberalization Will Lead to More Violent Crime and Reduced U.S. Competitiveness

  • By: John Berlau
  • 06/23/2022

It is beyond disappointing that Congress once again dropped the Secure and Fair Enforcement (SAFE) Banking Act—bipartisan legislation that would prevent the federal government from…

Deregulation

Crypto Volatility Heightens with Panic-Driven Regulation

Blog

Crypto Volatility Heightens with Panic-Driven Regulation

  • By: John Berlau
  • 06/10/2022

In reaction to the volatile events of the last few weeks, both the stock and cryptocurrency markets have taken a deep dive. While this downturn…

Financial Regulation

George Washington, George Jarkesy, and the Administrative State’s Lack of Fundamental Justice

Blog

George Washington, George Jarkesy, and the Administrative State’s Lack of Fundamental Justice

  • By: John Berlau
  • 05/31/2022

The recent ruling by the U.S. Court of Appeals for the Fifth Circuit in Jarkesy v. SEC is a victory for limited constitutional government…

Deregulation

Credit Union Liberalization Bill Clears Away Never-Needed Red Tape

Blog

Credit Union Liberalization Bill Clears Away Never-Needed Red Tape

  • By: John Berlau
  • 05/16/2022

When I testified last July at a high-profile hearing on financial inclusion, I urged members of the House Financial Services Committee to liberalize regulations…

Financial Regulation

CEI Joins Groups in Telling SEC to Stay Away from Private Markets

Blog

CEI Joins Groups in Telling SEC to Stay Away from Private Markets

  • By: John Berlau
  • 05/09/2022

It’s bad enough that Congress and the Securities and Exchange Commission (SEC) have made it so costly for smaller companies to go and stay public…

Financial Regulation

Lisa Cook’s First Amendment Problem Should Concern Senators

Blog

Lisa Cook’s First Amendment Problem Should Concern Senators

  • By: John Berlau
  • 04/25/2022

As early as Tuesday, the U.S. Senate could vote on the nomination of Lisa Cook to be a governor of the Federal Reserve, along with…

Financial Regulation

My Response to the CFPB’s “Junky” Regulatory Inquiry on Fees

Blog

My Response to the CFPB’s “Junky” Regulatory Inquiry on Fees

  • By: John Berlau
  • 04/22/2022

In response to the Consumer Financial Protection Bureau’s (CFPB) “request for information” on what its Director Rohit Chopra has labeled as “junk fees” on financial…

Financial Regulation

Celebrate Decade of JOBS Act as Deregulatory Success

Blog

Celebrate Decade of JOBS Act as Deregulatory Success

  • By: John Berlau
  • 04/05/2022

10 years ago, a GOP-controlled House, a Democrat-controlled Senate, and a Democratic president came together to lighten the regulatory burden on America’s upstart job creators.

Financial Regulation

Why Cannabis Banking Liberalization Would Indeed Increase U.S. Competitiveness

Blog

Why Cannabis Banking Liberalization Would Indeed Increase U.S. Competitiveness

  • By: John Berlau
  • 03/25/2022

As war continues in the aftermath of Russia’s invasion of Ukraine, interest by policy makers and the media has spiked in competitiveness bills passed separately…

Financial Regulation

George Washington, Larry David, Cryptocurrency, and Freedom

Blog

George Washington, Larry David, Cryptocurrency, and Freedom

  • By: John Berlau
  • 02/17/2022

One of the most talked-about Super Bowl ads was that of Larry David traveling through history and naysaying innovations that turned out to be hugely…

Capitalism

Lisa Cook’s First Amendment Problem

Blog

Lisa Cook’s First Amendment Problem

  • By: John Berlau
  • 02/15/2022

Today, the Senate Banking Committee is set to vote on five nominations for the Federal Reserve Board. My CEI colleague Myron Ebell and I have…

Financial Regulation

New Mexico Should Reject Interest Rate Limit Base on Federal Mismeasurement

Blog

New Mexico Should Reject Interest Rate Limit Base on Federal Mismeasurement

  • By: John Berlau
  • 02/07/2022

There is an old saying that “a lie can travel halfway around the world while the truth is still putting on its shoes.” It has…

Financial Regulation

CFPB’s Dodd-Frank Race and Gender Data Collection Mandates Will Harm Financial Inclusion

Blog

CFPB’s Dodd-Frank Race and Gender Data Collection Mandates Will Harm Financial Inclusion

  • By: John Berlau
  • 01/21/2022

In mid-2020, on the 10th anniversary of the Dodd-Frank financial overhaul being rammed through Congress and signed by then-President Obama, I catalogued the damage…

Financial Regulation

Lenny Bruce, Capitalism vs. Communism, and Biden’s Banking Nominee

Blog

Lenny Bruce, Capitalism vs. Communism, and Biden’s Banking Nominee

  • By: John Berlau
  • 10/27/2021

At the height of the Cold War in the 1960s, then-controversial comedian Lenny Bruce offered a surprising boost to the defense of capitalism over communism.

Banking and Finance

“Stop Wall Street Looting Act” Would Empower Wall Street, Harm Main Street

Blog

“Stop Wall Street Looting Act” Would Empower Wall Street, Harm Main Street

  • By: John Berlau
  • 10/20/2021

Washington policies are often misnamed. Recent legislative proposals labeled “infrastructure” concerned not roads or bridges, but social spending. But sometimes, a bill in Congress…

Deregulation

Reconciliation Bill Provision Threatens IRA Holders’ Investing Opportunities

Blog

Reconciliation Bill Provision Threatens IRA Holders’ Investing Opportunities

  • By: John Berlau
  • 10/18/2021

A couple of  weeks back, I commented, in a Competitive Enterprise Institute blog post, on a provision of the $3.5 trillion budget reconciliation bill…

Financial Regulation

Proposed New Restrictions Threaten Opportunity for Middle Class Investors

Blog

Proposed New Restrictions Threaten Opportunity for Middle Class Investors

  • By: John Berlau
  • 09/13/2021

While President Biden and Congressional Democrats have called for reining in big firms through antitrust and other punitive policies, a tax provision contrived by Congress…

Financial Regulation

CEI Continues Fight for Cryptocurrency Freedom

Blog

CEI Continues Fight for Cryptocurrency Freedom

  • By: John Berlau
  • 08/10/2021

Because the Senate failed to adopt the bipartisan Wyden-Lummis-Toomey amendment even after it was watered down, the infrastructure package’s cryptocurrency tax reporting provisions could destroy,…

Financial Regulation

Senate Should Pass the Wyden-Lummis-Toomey Cryptocurrency Amendment

Blog

Senate Should Pass the Wyden-Lummis-Toomey Cryptocurrency Amendment

  • By: John Berlau
  • 08/05/2021

The Senate must adopt the bipartisan Wyden-Lummis-Toomey amendment to ensure that the infrastructure package’s cryptocurrency tax reporting provisions do not destroy, rather than help build,…

Banking and Finance

Wisdom on the Interest-Rate Price Control Folly from John Stuart Mill to Thomas Sowell

Blog

Wisdom on the Interest-Rate Price Control Folly from John Stuart Mill to Thomas Sowell

  • By: John Berlau
  • 07/29/2021

Today, the Senate held a hearing entitled, “Protecting Americans from Debt Traps by Extending the Military’s 36% Interest Rate Cap to Everyone.” But the…

Financial Regulation

Federal Interest Rate Cap and Overturning of “True Lender” Rule Threaten Credit Innovation

Blog

Federal Interest Rate Cap and Overturning of “True Lender” Rule Threaten Credit Innovation

  • By: John Berlau
  • 05/26/2021

On May 11, the U.S. Senate passed a measure, which, though sold as stopping “predatory lenders,” would greatly limit access to credit from solid lenders…

Banking and Finance

Biden’s Carried Interest Tax Would Force All Partnerships to Carry Big Burden

Blog

Biden’s Carried Interest Tax Would Force All Partnerships to Carry Big Burden

  • By: John Berlau
  • 05/03/2021

“The Biden administration and its allies excel at leveraging crises to expand government,” observes my CEI colleague Wayne Crews on the Biden “infrastructure” plan.

Deregulation

Don’t Fear Crypto Dip; Fear Regulations that Will Harm America’s Cryptocurrency Lead

Blog

Don’t Fear Crypto Dip; Fear Regulations that Will Harm America’s Cryptocurrency Lead

  • By: John Berlau
  • 04/27/2021

After a massive runup for the past few months, the cryptocurrency market experienced a slight dip over the past week and a half. This dip…

Financial Regulation

New CEI Paper Revisits Viral Exchange on Payday Loan Rates by Katie Porter and Kathy Kraninger.

Blog

New CEI Paper Revisits Viral Exchange on Payday Loan Rates by Katie Porter and Kathy Kraninger.

  • By: John Berlau
  • 04/07/2021

It’s not every day an exchange about a technical measurement for loans goes viral on social media. During a 2019 House Committee on Financial…

Financial Regulation

Janet Yellen vs. Suze Orman on Bitcoin and Cryptocurrency

Blog

Janet Yellen vs. Suze Orman on Bitcoin and Cryptocurrency

  • By: John Berlau
  • 03/23/2021

As Treasury Secretary Janet Yellen is testifying now before the House Financial Services Committee, she will likely get questions about the popularity of bitcoin…

Banking and Finance

Young Investor’s Tragedy Should Not Cancel Robinhood and Other Fintech Investing Apps

Blog

Young Investor’s Tragedy Should Not Cancel Robinhood and Other Fintech Investing Apps

  • By: John Berlau
  • 02/11/2021

Since the Gamestop-Reddit frenzy, the FinTech investing app Robinhood has taken a lot of arrows. Those who decried the stock market rallies blamed Robinhood for…

Financial Regulation

Respect, Don’t Restrict, Retail Investors

Blog

Respect, Don’t Restrict, Retail Investors

  • By: John Berlau
  • 01/29/2021

Watching the wild gyrations of the stock market this week—and some of the reactions to it—brings to mind Ronald Reagan’s observations of the bureaucratic mindset…

Deregulation

Treasury, FHFA Reverse ‘Net Worth Sweep” at Fannie and Freddie

Blog

Treasury, FHFA Reverse ‘Net Worth Sweep” at Fannie and Freddie

  • By: John Berlau
  • 01/15/2021

The headlines yesterday were that the Trump administration had failed to exit Fannie Mae and Freddie Mac from the government-owned conservatorship. This is true…

Financial Regulation

President Trump Should Waive Dodd-Frank Provision Harming Vaccine and Ventilator Production and Distribution

Blog

President Trump Should Waive Dodd-Frank Provision Harming Vaccine and Ventilator Production and Distribution

  • By: John Berlau
  • 11/12/2020

The announcement by Pfizer that the vaccine it is developing with German firm BioNTech may be 90 percent effective against COVID-19 is worth celebrating.

Healthcare

Finally, a Fix for Fannie and Freddie

Blog

Finally, a Fix for Fannie and Freddie

  • By: John Berlau
  • 09/30/2020

In my recent blog post on the 10th anniversary of Dodd-Frank, I lamented that while “this supposed ‘financial reform’ has caused harmful and sometimes…

Banking and Finance

Pagination

  1. Go to first page
  2. Select page
  3. 1
  4. 2
  5. 3
  6. 4
  7. 5
  8. 6
  9. 7
  10. 8
  11. 9
  12. …
  13. 15
  14. Go to next page
  15. Go to last page

show entries per page:

Masthead

Publisher

  • Kent Lassman

Managing Editor

  • Ivan Osorio

Associate Editors

  • Travis Burk
  • Christine Hall
  • Scooter Schaefer

Contributors

  • Matthew Adams
  • John Berlau
  • Greg Conko
  • Wayne Crews
  • Myron Ebell
  • Patrick Hedger
  • Sam Kazman
  • Marlo Lewis, Jr.
  • Ben Lieberman
  • Angela Logomasini
  • Mario Loyola
  • Jessica Melugin
  • Patrick J. Michaels
  • Michelle Minton
  • Richard Morrison
  • Iain Murray
  • Ryan Radia
  • Marc Scribner
  • Fred L. Smith, Jr.
  • Devin Watkins
  • Ryan Young

CEI Makes the Case for Freedom Every Day

Sign up below for the latest research, news, and commentary from CEI experts.
  • This field is for validation purposes and should be left unchanged.

  • Home
  • About
  • Policy
  • News
  • Publications
  • Events
  • Blog
  • Donate

Special Projects

  • #NeverNeeded
  • Ten Thousand Commandments
  • Antitrust Explained
  • Terrible Tech 2.0
1310 L Street NW, 7th Floor Washington, DC 20005
Phone: 202-331-1010

Follow Us:

  • Facebook
  • Twitter
  • YouTube
  • Instagram
Competitive Enterprise Institute

©2022 Competitive Enterprise Institute | Privacy Policy