Competitive Enterprise Institute
Competitive Enterprise Institute
  • Facebook
  • Twitter
  • YouTube
  • Instagram
  • About
  • Policy
  • News
  • Publications
  • Blog
  • Events

Donate

  • About
  • Policy
  • News
  • Publications
  • Blog
  • Events

Policy solutions that advance American resiliency in the face of adversity and promote economic renewal in the 21st century.

Learn More

About CEI

  • Team
  • Careers
  • Our History
  • Julian L. Simon Award Winners
  • Research Independence

Policy solutions that advance American resiliency in the face of adversity and promote economic renewal in the 21st century.

Learn More

All Policy Areas

  • Capitalism
    • Antitrust
    • Subsidies and Bailouts
    • Capitalism and Free Enterprise
  • Deregulation
    • Banking and Finance
    • Consumer Freedom
    • Labor and Employment
    • Regulatory Reform
    • Trade and International
  • Energy and Environment
    • Chemical Risk
    • Climate
    • Energy
    • Lands and Wildlife
    • Water and Air Quality
  • Innovation
    • Healthcare
    • Tech and Telecom
    • Transportation
  • Legal
    • CEI Litigation
    • Free Speech
    • Government Transparency
    • Legal Studies
    • Property Rights

Policy solutions that advance American resiliency in the face of adversity and promote economic renewal in the 21st century.

Learn More

All Publications

  • Research
    • Issue Analysis
    • OnPoint
    • Profiles in Capitalism
    • 10,000 Commandments
    • Agenda for Congress
    • Books
    • Individual Studies
  • Newsletters
    • CEI Planet
    • Bulletin
    • Cooler Heads Digest
    • Great Capitalism
  • Outreach
    • Coalition Letters
    • Legal Briefs
    • Congressional Testimony
    • Regulatory Comments

Policy solutions that advance American resiliency in the face of adversity and promote economic renewal in the 21st century.

Learn More

All Events

  • CEI Dinner
  • CEI Summit
  • Alfred Kahn Discussion Series
  • Capitol Hill Briefings
  • CEI On The Move
  • Julian Simon Memorial Brunch
  • Online Events
Donate
  • Facebook
  • Twitter
  • YouTube
  • Instagram

The Open Market Blog

The Open Market Blog

Search Filters

Issue Areas

Masthead

Publisher

  • Kent Lassman

Managing Editor

  • Ivan Osorio

Associate Editors

  • Travis Burk
  • Christine Hall
  • Scooter Schaefer

Contributors

  • Matthew Adams
  • John Berlau
  • Greg Conko
  • Wayne Crews
  • Myron Ebell
  • Patrick Hedger
  • Sam Kazman
  • Marlo Lewis, Jr.
  • Ben Lieberman
  • Angela Logomasini
  • Mario Loyola
  • Jessica Melugin
  • Patrick J. Michaels
  • Michelle Minton
  • Richard Morrison
  • Iain Murray
  • Ryan Radia
  • Marc Scribner
  • Fred L. Smith, Jr.
  • Devin Watkins
  • Ryan Young

CEI Makes the Case for Freedom Every Day

Sign up below for the latest research, news, and commentary from CEI experts.
Young Investor’s Tragedy Should Not Cancel Robinhood and Other Fintech Investing Apps

Blog

Young Investor’s Tragedy Should Not Cancel Robinhood and Other Fintech Investing Apps

  • By: John Berlau
  • 02/11/2021

Since the Gamestop-Reddit frenzy, the FinTech investing app Robinhood has taken a lot of arrows. Those who decried the stock market rallies blamed Robinhood for…

Financial Regulation

Respect, Don’t Restrict, Retail Investors

Blog

Respect, Don’t Restrict, Retail Investors

  • By: John Berlau
  • 01/29/2021

Watching the wild gyrations of the stock market this week—and some of the reactions to it—brings to mind Ronald Reagan’s observations of the bureaucratic mindset…

Deregulation

Treasury, FHFA Reverse ‘Net Worth Sweep” at Fannie and Freddie

Blog

Treasury, FHFA Reverse ‘Net Worth Sweep” at Fannie and Freddie

  • By: John Berlau
  • 01/15/2021

The headlines yesterday were that the Trump administration had failed to exit Fannie Mae and Freddie Mac from the government-owned conservatorship. This is true…

Financial Regulation

President Trump Should Waive Dodd-Frank Provision Harming Vaccine and Ventilator Production and Distribution

Blog

President Trump Should Waive Dodd-Frank Provision Harming Vaccine and Ventilator Production and Distribution

  • By: John Berlau
  • 11/12/2020

The announcement by Pfizer that the vaccine it is developing with German firm BioNTech may be 90 percent effective against COVID-19 is worth celebrating.

Healthcare

Finally, a Fix for Fannie and Freddie

Blog

Finally, a Fix for Fannie and Freddie

  • By: John Berlau
  • 09/30/2020

In my recent blog post on the 10th anniversary of Dodd-Frank, I lamented that while “this supposed ‘financial reform’ has caused harmful and sometimes…

Banking and Finance

Tragedy of Young Investor Shouldn’t Be Exploited to Harm Freedoms

Blog

Tragedy of Young Investor Shouldn’t Be Exploited to Harm Freedoms

  • By: John Berlau, Joshua Rutzick
  • 08/13/2020

The recent death of Alexander Kearns, the 20-year-old day trader who took his own life, has sparked a conversation about the business practices of an increasingly important…

Banking and Finance

Dodd-Frank Still Harmful After a Decade, But Modest Deregulation Has Helped

Blog

Dodd-Frank Still Harmful After a Decade, But Modest Deregulation Has Helped

  • By: John Berlau
  • 07/21/2020

Dodd-Frank has caused harmful and sometimes disastrous effects for consumers, investors, entrepreneurs, and Main Street financial institutions such as community banks and credit unions. The…

Banking and Finance

CFPB’s Kraninger Should Drop Navient Litigation in Light of Supreme Court Holding

Blog

CFPB’s Kraninger Should Drop Navient Litigation in Light of Supreme Court Holding

  • By: John Berlau
  • 07/17/2020

CEI has praised Kathy Kraninger, director of the Consumer Financial Protection Bureau, for her many deregulatory initiatives that—in contrast to her predecessor, Richard Cordray—protect consumer…

Banking and Finance

George Washington’s Fight (and Ours) against Regulation without Representation

Blog

George Washington’s Fight (and Ours) against Regulation without Representation

  • By: John Berlau
  • 06/29/2020

Those who have followed CEI over the years know that one of our main grievances is “Regulation Without Representation.” The phrase—an apt description of laws…

Business and Government

Why George Washington Shouldn’t Be Canceled

Blog

Why George Washington Shouldn’t Be Canceled

  • By: John Berlau
  • 06/26/2020

The father of our country is making news, but for disappointing reasons. Washington was trending on Twitter after his statue was toppled in Portland. A private…

Capitalism and Free Enterprise

Fedcoin and FedNow are Dangerous and Unnecessary Expansions of Federal Reserve Power

Blog

Fedcoin and FedNow are Dangerous and Unnecessary Expansions of Federal Reserve Power

  • By: John Berlau
  • 06/10/2020

To counter the financial damage from America’s national lockdown, the Federal Reserve has taken unprecedented stepsy. Most of these moves received grudging acceptance even from…

Banking and Finance

My Answer to J.K. Rowling on What Cryptocurrency Is

Blog

My Answer to J.K. Rowling on What Cryptocurrency Is

  • By: John Berlau
  • 06/02/2020

To paraphrase a famous financial services commercial from the 1970s and 1980s, when J.K. Rowling asks, people answer. When the famed author of the Harry…

Banking and Finance

SEC’s Shuttering of Fund Fees – #NeverNeeded and Never Authorized

Blog

SEC’s Shuttering of Fund Fees – #NeverNeeded and Never Authorized

  • By: John Berlau
  • 04/29/2020

Over the past month, CEI and others have pointed to #NeverNeeded regulations that are hindering our response to the COVID-19 pandemic and to economic dislocation.

Banking and Finance

Modified Libra Cryptocurrency Still an Innovation, but Clear away Regulatory Barriers for More

Blog

Modified Libra Cryptocurrency Still an Innovation, but Clear away Regulatory Barriers for More

  • By: John Berlau
  • 04/21/2020

Libra and other cryptocurrencies could serve functions other than initially imagined. The potential for faster payments from Libra and other cryptocurrencies, at a time when…

Banking and Finance

How SEC Accounting Regulations Hindered National Stockpile—and Still May Be Doing So

Blog

How SEC Accounting Regulations Hindered National Stockpile—and Still May Be Doing So

  • By: John Berlau
  • 04/09/2020

In a new report, CEI experts outline #NeverNeeded regulations that are frustrating responses to the pandemic and its aftermath. Among those is an obscure Securities…

Health and Safety

Don’t Save Restaurants by Shafting Consumers

Blog

Don’t Save Restaurants by Shafting Consumers

  • By: John Berlau
  • 03/20/2020

Restaurants are among the hardest—if not the hardest—hit of industries impacted by the COVID-19 pandemic. Like other industries, restaurants are lobbying Congress and state legislatures…

Banking and Finance

Best Books of 2019: Year of Vindication for Mother of George Washington

Blog

Best Books of 2019: Year of Vindication for Mother of George Washington

  • By: John Berlau
  • 12/31/2019

August 25 of this past year was the 230th anniversary of the death of Mary Ball Washington, the mother of the first president of the…

Business and Government

Consumer Financial Protection Bureau Should End Frivolous Student Loan Lawsuit

Blog

Consumer Financial Protection Bureau Should End Frivolous Student Loan Lawsuit

  • By: John Berlau, Matthew Adams
  • 11/19/2019

The efforts of Consumer Financial Protection Bureau (CFPB) Director Kathy Kraninger have gone a long way in reversing egregious Obama-era actions that plagued the agency,…

Banking and Finance

In Praise of Pro-Consumer Tenure of Finance Regulator Kraninger

Blog

In Praise of Pro-Consumer Tenure of Finance Regulator Kraninger

  • By: John Berlau, Matthew Adams
  • 10/16/2019

As she prepares to give her semi-annual testimony to Congress this week—on Wednesday to the House Financial Services Consumer Financial Protection Bureau and on Thursday…

Banking and Finance

Feds: Gambling Fine, But Investing Too Risky

Blog

Feds: Gambling Fine, But Investing Too Risky

  • By: John Berlau
  • 09/24/2019

“In the risk reform debate, as in so many political debates, logic is often for losers.” So lamented Competitive Enterprise Institute founder and president emeritus…

Banking and Finance

Debt Collectors Keep Credit Market Flowing

Blog

Debt Collectors Keep Credit Market Flowing

  • By: John Berlau
  • 08/20/2019

Debt collecting is a profession that gets little love, but given the social good done by debt collectors who operate ethically and follow the rules,…

Banking and Finance

Defiance of Congress Melts Federal Reserve Credibility

Blog

Defiance of Congress Melts Federal Reserve Credibility

  • By: John Berlau
  • 07/11/2019

In advance of his testimony yesterday before the House Financial Services Committee, Federal Reserve Chairman Jerome Powell was the subject of a front-page story in The…

Banking and Finance

Facebook Libra Highlights Flaws of Fed Foray into Real-Time Payments

Blog

Facebook Libra Highlights Flaws of Fed Foray into Real-Time Payments

  • By: John Berlau
  • 06/19/2019

More than ten years after the pseudonymous Satoshi Nakamoto published the source code for Bitcoin, and after hundreds of other cryptocurrencies have been introduced, Facebook…

Banking and Finance

SEC’s ‘Regulation Best Interest’ Respects Investor Choice

Blog

SEC’s ‘Regulation Best Interest’ Respects Investor Choice

  • By: John Berlau
  • 06/05/2019

Today, the Securities and Exchange Commission approved final rules that comprise “Regulation Best Interest,” which will govern conduct of broker-dealers in their transactions with retail investors. Any…

Banking and Finance

Don’t Let Credit Scoring Kerfuffle Compromise GSE Reform

Blog

Don’t Let Credit Scoring Kerfuffle Compromise GSE Reform

  • By: John Berlau
  • 05/31/2019

Just when it seemed that reforming the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac was becoming a “third rail” that politicians did not want…

Banking and Finance

Shed Light on Cryptocurrency ‘Dark Matter’ Regulation at SEC

Blog

Shed Light on Cryptocurrency ‘Dark Matter’ Regulation at SEC

  • By: John Berlau
  • 04/16/2019

A few days ago, the Trump administration issued a memorandum strongly discouraging what the Competitive Enterprise Institute’s Wayne Crews has called “regulatory dark matter.” The…

Banking and Finance

Lyft and the ‘Cheers’ IPOs: How Overregulation Leaves Middle-Class Investors Behind

Blog

Lyft and the ‘Cheers’ IPOs: How Overregulation Leaves Middle-Class Investors Behind

  • By: John Berlau
  • 03/29/2019

After much anticipation, Lyft finally went public today, opening on NASDAQ at $87.24 per share—well above its initial public offering price of $72. Lyft’s market…

Banking and Finance

SEC Should Stop Coercing Brokers to Buy Data From Exchanges

Blog

SEC Should Stop Coercing Brokers to Buy Data From Exchanges

  • By: John Berlau
  • 02/15/2019

There are many types of burdensome government mandates, but of all the Ten Thousand Commandments, regulations that coerce the purchase of a particular product or…

Banking and Finance

Rep. Waters Reiterates Support for JOBS Act 3.0

Blog

Rep. Waters Reiterates Support for JOBS Act 3.0

  • By: John Berlau
  • 01/31/2019

In a major speech to a liberal group outlining her priorities as chairman of the House Financial Services Committee, Rep. Maxine Waters (D-CA) sharply criticized…

Banking and Finance

Agenda for the 116th Congress: The Second Decade of Crypto-Blockchain

Blog

Agenda for the 116th Congress: The Second Decade of Crypto-Blockchain

  • By: John Berlau
  • 01/09/2019

As cryptocurrency and the associated blockchain celebrate their tenth birthdays, CEI’s new “Free to Prosper” agenda for the 116th Congress aims to ensure bureaucratic red…

Banking and Finance

Pagination

  1. Go to first page
  2. Select page
  3. 1
  4. 2
  5. 3
  6. 4
  7. 5
  8. 6
  9. 7
  10. 8
  11. 9
  12. …
  13. 14
  14. Go to next page
  15. Go to last page

show entries per page:

Masthead

Publisher

  • Kent Lassman

Managing Editor

  • Ivan Osorio

Associate Editors

  • Travis Burk
  • Christine Hall
  • Scooter Schaefer

Contributors

  • Matthew Adams
  • John Berlau
  • Greg Conko
  • Wayne Crews
  • Myron Ebell
  • Patrick Hedger
  • Sam Kazman
  • Marlo Lewis, Jr.
  • Ben Lieberman
  • Angela Logomasini
  • Mario Loyola
  • Jessica Melugin
  • Patrick J. Michaels
  • Michelle Minton
  • Richard Morrison
  • Iain Murray
  • Ryan Radia
  • Marc Scribner
  • Fred L. Smith, Jr.
  • Devin Watkins
  • Ryan Young

CEI Makes the Case for Freedom Every Day

Sign up below for the latest research, news, and commentary from CEI experts.
  • Home
  • About
  • Policy
  • News
  • Publications
  • Events
  • Blog
  • Donate

Special Projects

  • #NeverNeeded
  • Ten Thousand Commandments
  • Antitrust Explained
  • Terrible Tech 2.0
1310 L Street NW, 7th Floor Washington, DC 20005
Phone: 202-331-1010

Follow Us:

  • Facebook
  • Twitter
  • YouTube
  • Instagram
Competitive Enterprise Institute

©2021 Competitive Enterprise Institute | Privacy Policy