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Three consequences of Illinois’ interchange fee law
In my new CEI paper, I examine the Illinois Interchange Fee Prohibition Act and what policymakers can learn from previous efforts to restrict…
Read the Full Study
Report: Government limit on credit card interchange fees undermines consumers, small businesses
A new Competitive Enterprise Institute report examines an Illinois law that will limit credit card interchange fees paid by merchants to the banks and credit unions that issue…
News Release
Federal Reserve moves to keep interest rates steady during its June meeting: CEI analysis
The Fed has decided to keep interest rates where they are, signaling the focus is still on economic uncertainty and asserting its independence…
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InsideSources
Three Early Lessons From the Equifax Hack
InsideSources covers the Equifax breach and Jim Harper‘s response to it. It’s been almost two weeks since Equifax reported the hack of 143…
Blog
Debit Cards Fee Limits Have Big Impact on Payday Loans and Overdraft Charges
Seven years on from the inception of the Durbin Amendment, it has pushed nearly a million consumers out of formal financial services by raising the…
Blog
Poll: Americans Don’t Trust Big Bank Regulators
Bank regulators should foster an environment of financial competition, where institutions compete on the merits of their products and bear their own risks, instead of…
Blog
Ending the Myth of ‘Too Much’ Bank Competition
It’s time to let the idea that too much competition is bad for financial stability finally die.
Blog
Congress Moves on Financial Reform Bills
Nearly a decade on from the 2007-08 financial crisis, it is clear that the federal regulatory regime is not working.
Federal Times
Report Calls for Drastic Workforce Cuts at Regulatory Agencies
Federal Times covers CEI’s publication Shrinking Government Bureaucracy. The non-profit Competitive Enterprise Institute is all about shrinking government. In a newly released report…