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Three consequences of Illinois’ interchange fee law
In my new CEI paper, I examine the Illinois Interchange Fee Prohibition Act and what policymakers can learn from previous efforts to restrict…
Read the Full Study
Report: Government limit on credit card interchange fees undermines consumers, small businesses
A new Competitive Enterprise Institute report examines an Illinois law that will limit credit card interchange fees paid by merchants to the banks and credit unions that issue…
News Release
Federal Reserve moves to keep interest rates steady during its June meeting: CEI analysis
The Fed has decided to keep interest rates where they are, signaling the focus is still on economic uncertainty and asserting its independence…
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The Volokh Conspiracy
CEI “Durbin Dollars”
The Volokh Conspiracy
What About Fannie Mae Millionaires?
‘They are . . . not interested in asking millionaires and billionaires to pay a half a penny on the dollar for the sake of…
The Volokh Conspiracy
Long Live the Limited Liability Corporation
What does it mean when angry mobs take to the streets not to protest against the specific corporations and politicians that teamed up to loot…
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Bright Light of the Week: CEI’s ‘Durbin Dollar’
News Release
$5 “Durbin Dollars” Protest Price Controls That Killed Free Checking, Debit Cards
Washington, DC, October 14, 2011 – In response to the spate of new “Durbin Fees” hitting the debit cards and checking accounts of so many…
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Hoover Never Practised Austerity
Re: Harper denies focusing on austerity, Sept. 28. Wherever did some Canadian economists get the strange idea that U.S. President Herbert Hoover “helped plunge…
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Why Your Bank Is Charging More Fees
There are many observations that can be made about President Obama’s remark Monday to ABC News that businesses “don’t have some inherent right just…
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Hoover Spent Big
Wherever did some Canadian economists get the strange idea that U.S. president Herbert Hoover “helped plunge his country into the Great Depression through austerity measures”…
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Dodd Frank and the End of Free Checking
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Austerity Hardly To Blame
Re: “Harper rejects warnings austerity will spark recession,” The Journal, Sept. 28. Former U.S. president Herbert Hoover did not practice austerity, so it is…
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Farewell Free Checking?
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Capital Gains Tax Far Too High
Warren Buffett was wrong to suggest that capital gains taxes are too low (“Calling Buffett’s bluff,” Comment & Analysis, Monday). They are actually much too…
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Today’s Red Tape Would Have Killed Home Depot’s IPO
Your editorial “The Anti-Solyndras” (Sept. 22) is right on target in detailing the devastating impact of the Sarbanes-Oxley Act of 2002 on job and…
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Debit Durbin
Read the headlines — and your bank statement — and weep, but don’t say TAS didn’t warn you. As I detailed here in February…
News Release
Free Checking’s Demise: Blame Big Retailers and Big Government
Washington, D.C., September 28, 2011—“Free checking is going the way of the free checked bag,” declared USA Today this week. And for more than…
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White House Wants Bailout Tax
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D.C. Summit Focuses on Consumer Credit
Comment
CEI Submits Comments on Conflict Minerals Rules of Dodd-Frank
The Competitive Enterprise has submitted comments regarding the implementation of Section 1502 of the Dodd-Frank Wall Street Reform and Consumer Protection Act which attempts to…
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Public Symposium on Capitol Hill Focuses on Acute Credit Needs
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Public Symposium On Capitol Hill Focuses On Acute Credit Needs
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Obama the Greek
Greece is in economic meltdown. Its economy has become so biased towards the public sector that it is now literally unsustainable. It cannot afford to…
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Putting the Jobs Cart Before the Growth Horse
Among the colossal fallacies that keep our economy mired in unemployment, few loom as large as the notion that “creating” jobs leads to growth and…
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Is Obama Ready to Drop Sarbanes?
In U.S. President Barack Obama’s 33-minute speech to Congress on job creation, one sentence was worth nearly all the rest of his 4,000 words. In…
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Will Obama and Congress Slay the Sarbox Job-Killing Monster?
In President Obama’s 33-minute-long speech to Congress on job creation, one sentence was worth nearly all the rest of his 4,000 words. In the…
News Release
CEI Praises Obama’s Review of Sarbanes-Oxley Overregulation
Washington, D.C., September 14, 2011—Hours before President Obama’s address to Congress last week, scholars from the Competitive Enterprise Institute presented a “Ten-Point Plan…
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Did Feminist Groups Derail the Stimulus Bill?
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A Plan Better than Obama’s to Create Jobs
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Obama Administration Planning to Freeze Foreclosures
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Obama’s Costly, Unaffordable, Harmful New Stimulus: The “American Jobs Act”
National Review
What the President Should Say Tonight
National Review
Obama’s Jobs Agenda: An Infrastructure Bank that Robs You
I stopped by our bank Friday to get something notorized, and, damn, they were all out of free Jolly Ranchers. For a moment, I’d forgotten…
National Review
Justice’s New War Against Lenders
National Review
Letter Writer Wrong About Hoover’s Tactics
A recent letter writer erred in claiming that Herbert Hoover cut taxes and government spending in the Great Depression (“O’Reilly Missed Lesson on Great Depression,”…
National Review
Hoover’s Budget Wasn’t Balanced
David Elbert made the dubious claim that President Herbert Hoover “was a firm believer in balanced budgets” (“Obama’s Situation Looking a Bit Like Hoover’s,”…
National Review
S&P’s Regulatory Politics
Within 24 hours, the Obama administration went from attacking Standard & Poor’s first-ever downgrade of U.S. debt to almost embracing it. On the Friday night…
News Release
Court Strikes Down Dodd-Frank Proxy Rule
The Competitive Enterprise Institute hails today’s decision of the D.C. Circuit Court of Appeals striking down the Securities and Exchange Commission’s (SEC) proxy…
National Review
One Year Later: Frank-Dodd “Reform” Leaves Fannie and Freddie Intact
National Review
Let’s Not Repeat Mortgage Mistakes
You write that the Obama administration decided last year to let “the market sort things out” regarding America’s housing woes in lieu of government intervention.
Washington Times
Employers Doubt Obama’s Vow of Less Red Tape
The Washington Times references Wayne Crews's study on the size of the federal regulatory burden. Mr. Kovacs noted that the Government Accountability Office…
Washington Times
Obama Urges Use of Foreign Capital Boost
Washington Times
Liberate ATMs and Credit Unions to Jumpstart Jobs
“ATMs don’t destroy jobs,” tweeted Davd Burge of the Iowahawk blog in response to Obama’s now-infamous “Today Show” explanation of unemployment. “Politicians who…
Washington Times
GOP’s ‘Durbin Dozen’ Keeps Dodd-Frank Price Controls
Anywhere but the Senate, getting 54 votes out of 100 is a victory. And Wednesday, a bipartisan group of 54 Senators responded to concerns from…
Washington Times
Let’s Face the Truth: The Stimulus and Bailouts Failed
You’d think last Friday’s terrible jobs numbers would cause honest elected officials to admit that their economic policies have failed. They would tell the American…
Washington Times
Obama’s Funny Auto-Jobs Math
‘The auto industry has added 113,000 jobs over the past two years.” So proclaimed President Obama in his speech Friday at the Chrysler-Fiat…
News Release
Depressing Unemployment Numbers Today Exacerbated by Crushing Regulations, Obama Labor Union Agenda
Washington, DC, June 3, 2011 – Bad news for the American economy and the Obama administration comes today in the form of paltry job growth…
Washington Times
Real Beneficiaries of the ‘Stimulus’
It was depressing but not surprising to read that tax cheats received $24 billion in stimulus money (“Stimulus recipients found to be tax cheats,” Page…
Washington Times
Stimulus Took More Jobs Than It Created
Investor's Business Daily
Reform Sarbox To Galvanize High-Tech IPOs
Silicon Valley is teeming with budding startups whose user bases and valuations are skyrocketing. As these companies seek breathing room to grow, they will…
Investor's Business Daily
Not So Much Separation of Powers in New Jersey
Investor's Business Daily