CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
News Release
Inflation increased 0.4 percent in August, all eyes on the Fed’s next move: CEI analysis
The Consumer Price Index report for August showed a 0.4 percent increase in inflation across all sectors. With Trump’s Liberation Day tariffs being implemented…
Blog
The beginning of the end for net-zero financial alliances
At the height of the COVID-19 pandemic, many of the world’s premier financial institutions formed bold climate finance coalitions. The most notable of these was…
Forbes
When Washington Buys Intel, It Owns You Too
The past week has seen many decrying the folly of government picking winners in business. But the Trump administration’s announcement of an 8.9 percent …
Search Posts
Washington Examiner
Black voters warned that Harris vote-‘buying’ plan makes them dependent on government
CEI’s expert was cited by the Washington Examiner on ‘buying votes’ Deregulation expert Clyde Wayne Crews with the Competitive Enterprise Institute said her…
Real Clear Investigations
Overnight Success: Biden’s Climate Splurge Gives Billions to Nonprofit Newbie
Real Clear Investigations cited CEI’s expert on Biden’s Climate Splurge Daren Bakst, director of the conservative Competitive Enterprise Institute’s Center for Energy and Environment and a…
Letters
CEI Joins Coalition Letter in Response to the FDIC’s RFI on Deposits
Dear Mr. Sheesley: We, the undersigned organizations and individuals, appreciate the opportunity to comment on the Request for Information on Deposits. We are responding to…
Blog
Kamala’s Opportunity Agenda for Black Men: Regulatory frameworks masquerading as economic help
Recent developments signal a troubling trend for America’s small businesses, one that could alter the nation’s entrepreneurial landscape in a big and detrimental way. The…
Blog
House advances anti-ESG legislation on investments, pensions
The US House of Representatives recently passed a major ESG reform package that is on its way to the Senate. In a vote of…
The Daily Economy
The Bipartisan War on Credit Hurts the Poor
Donald Trump is taking aim at the credit card industry. “While working Americans catch up, we’re going to put a temporary cap on credit card…
Daily Caller
Biden-Harris Admin’s Aggressive Litigation Strategy To Enforce Agenda Likely Infringes On States’ Rights
The Daily Caller cited CEI’s experts on unconstitutional laws “There was very little chance of Oklahoma or Texas being successful without overturning Arizona v. US,…
Politico
Republicans have a post-pandemic plan for the scientific establishment
Politico cited CEI’s expert on a post-pandemic plan “You have the NIH in the sights of people who think there were big failures during the…
The Daily Caller
‘High-Value Target’: Biden-Harris Green Tax Credit Prone To Fraud, Abuse, Gov’t Watchdog Finds
Daily Caller cited CEI’s expert on energy tax credits “It is clear that the tax credits in the Inflation Reduction Act primarily benefit wealthier Americans,”…
Forbes
The Surprising Deregulation Legacy Of Jimmy Carter—And Why It Still Matters
In the Wall Street Journal, former Texas Sen. Phil Gramm shared a compelling account of how President Jimmy Carter—who turns 100 October 1—has not received …
The New York Times
Inside Harris’s Big Economic Pitch
The New York Times quoted CEI’s expert on Harris’s Economic Pitch While a similar argument didn’t sway regulators in JetBlue’s attempted acquisition of Spirit, financial industry…
Reason
Instead of Vote-Buying Tax Promises, Let’s Have Real Plans for Tax Relief
Reason cited CEI’s expert on exempting overtime pay On a more serious note, the Competitive Enterprise Institute’s Sean Higgins thought exempting overtime pay “wouldn’t necessarily be…
Politico
Biden DOJ slaps Visa with antitrust suit over debit card dominance
Politico cited CEI on Visa and Mastercard issues Retail groups including the National Retail Federation and the Merchant Payments Coalition, which have long pushed for…
Citation
The Bob Harden Show
CEI’s senior economist was on The Bob Harden Show to discuss the Fed’s recent interest rate decision.
Blog
Turning point on interest rates
The Federal Reserve went for the big cut at its interest rate meeting this week. There was uncertainty on whether the federal funds rate…
News Release
Fed reduces interest rates by 50 basis points: CEI analysis
The Federal Reserve today cut interest rates by 50 basis points, the first rate reduction in over two years. CEI experts give their analysis…
Blog
Hey Fed! Don’t worsen devastating Durbin debit card price controls
Consumers using their debit and credit cards just can’t catch a break these days from politicians, bureaucrats, and big retailers pushing Big Government ripoffs. In…
Blog
This week in ridiculous regulations: Robocalls and toddler carriers
Culture warriors falsely accused immigrants of eating people’s pets. Donald Trump discussed the issue in his presidential debate with Kamala Harris. The final…
Washington Examiner
Trump’s ‘no taxes on overtime’ proposal: What to know
Washington Examiner quoted CEI’s expert on no-tax-on-overtime proposal Sean Higgins was quoted in the Washington Examiner concerning Trump’s dubious no-tax-on-overtime proposal. “It’s not clear how many people…
Hoover Institution
Where the Candidates Stand on Regulation
The Hoover Institution cited CEI’s expert on regulatory burdens The US regulatory state is massive. Wayne Crews, the vice president for policy of the Competitive…
News Release
August CPI report shows housing prices driving up inflation: CEI analysis
Today’s Consumer Price Index report for August shows an overall inflation increase of 0.2 percent, mostly driven by rising housing prices. CEI senior economist…
National Review
How Partisan Bureaucrats Weaponized Financial Regulation
The main goal of financial regulation in the United States is supposed to be the protection of consumers, investors, and their businesses from deception and fraud.
Blog
Scaling deregulation: Can Trump achieve a 10-for-1 rule elimination?
In a speech at the Economic Club of New York, Donald Trump pledged if re-elected to eliminate—not two rules for every one added as he…
National Review
Econception on One of History’s Underrated Inventions
National Review quoted CEI’s luncheon guest Tevi Troy on financial regulation I talk about what it means to say that “complexity is a subsidy.” I…
DC Journal
Counterpoint: Harris’ Price Controls Won’t Tame Inflation
Right problem, wrong solution. It’s one of the most familiar stories in politics. Thanks to inflation, every American is paying higher prices for groceries and…
Blog
Congress needs to fight the bureaucracy – and itself
After testifying before the House Committee on Administration in July on Congress in a Post-Chevron World, I received a series of Questions for…
Letters
CEI Joins Coalition Letter Opposing Housing Price Controls
Dear Members of Congress and State Attorneys General, We, the undersigned organizations and individuals, are writing in opposition to all efforts to establish price controls…
Blog
This week in ridiculous regulations: marijuana scheduling and do-not-call fees
Rather than allow more housing to be built to combat rising rents, the Justice Department sued RealPage, a rent-listing service. CEI’s James Broughel released…
DC Journal
Counterpoint: Workers Are Not Better Off
The perennial question in presidential elections is, “Are you better off than you were four years ago?” For American workers, the answer is, lately, not…
The American Institute for Economic Research
Did the Bank of England Set Britain on the Road to Ruin?
“The Old Lady of Threadneedle Street” is the affectionate nickname of the Bank of England, as respected an institution as Britain ever had. Calling something…
Acton Institute
Invisible Logic: Boy, Do I Have a Conspiracy Theory for You
At page 99 of their substance-free investigation into the effects of the doctrine they call “neoliberalism,” George Monbiot and Peter Hutchison start talking about “conspiracy…
The Washington Times
Report suggests that real wages have fallen as inflation rose over past four years
The Washington Times cited CEI’s experts on real wages & rising inflation Sean Higgins, an analyst at the libertarian Competitive Enterprise Institute, said the Pew…
Blog
Congressional Review Act votes could claw back some of Biden’s regulations
As the Biden-Harris baton-passing administration approaches the final stretch of its first term, a critical deadline has passed that could render subsequent major federal rules…
News Release
Biden DOJ prosecution of RealPage will undermine multifamily housing supply and affordability
The Biden Justice Department along with 8 state attorneys general on August 23 announced a lawsuit against real estate software company RealPage, accusing the company…
Forbes
‘Strategic Bitcoin Reserve’ Plans Warrant Caution
At the recent Bitcoin Bitcoin -1.1% 2024 conference in Nashville, speakers proposed many good policies to tame the federal government’s regulatory hostility…
Blog
This week in ridiculous regulations: energy labeling and FCC rules for homework
There are now more than 2,000 new final regulations on the year. The Democratic National Convention was held in Chicago. A labor market statistic caused…
The Daily Caller
‘Ignore the Economists’: Dems, Liberal Media Scramble To Explain Why Kamala’s Price Control Plan Isn’t ‘Communist’
The Daily Caller cites CEI’s expert over Kamala’s price control plan “Her idea flopped badly. They can’t just withdraw it, so they have to ‘contextualize’…
TheLarsLarsonShow
Sean Higgins What Do The Revised Job Numbers Tell Us About The Future Of Our Economy
CEI expert was featured on TheLarsLarson Show to comment on the financial state of the economy Listen to more at TheLarsLarson Show…
News Release
Big revision in job numbers spells bad news for the economy: CEI analysis
The economy added 818,000 fewer jobs between March 2023 and March 2024 than previously reported, according to preliminary Bureau of Labor Statistics data. CEI…
The Western Journal
Mark Levin Uses 6th Grad Econ Test to Show Harris Why Her Inflation Plan Won’t Work
Mark Levin featured CEI’s short film I, pencil to show how Harris Inflation plan won’t work Levin then proceeded to show a video put…
Home Equity Lending News
Presidential Election Could Determine Fate of Freddie CES
Home Equity Lending News cited CEI on FHFA’s home-equity program “Government agencies are always looking for a way to expand their role,” says John Berlau,…
Do candidates follow through on economic promises if elected?
The Marketplace cited CEI on economic promises. Listen to more at The Marketplace…
Blog
This week in ridiculous regulations: Horse race integrity and threatening air cargo
Now that it’s August, agencies began publishing their Spring 2024 Unified Agenda entries for their planned regulations. Economists had a frustrating week, with Kamala…
Citation
Harris campaign grocery price control proposal could cause shortages
Washington Examiner cited CEI behind Harris grocery price control proposal Ryan Young, senior economist at the Competitive Enterprise Institute, also said politics were behind the…
Pittsburgh Post-Gazette
Clyde Wayne Crews Jr. and Ryan Young: America’s regulatory burden cost your family almost $16,000 a year
Most American families spend more on regulatory compliance than they do on food, education, or any other expense besides housing. From zoning and permit restrictions…
Bloomberg
Conservative Groups Call on Congress to Roll Back Climate Law
Bloomberg cited CEI on dismantling of the Inflation Reduction Act The best way forward is to use the budget reconciliation process in the next Congress…
NewsTalksSTL
Ryan Young on latest CPI, inflation & current economic conditions.
Ryan Young, senior economist at the Competitive Enterprise Institute (CEI), talks about the latest CPI (Consumer Price Index) report, inflation, and current economic conditions on…
Blog
Free the Economy podcast: Crypto politics with Eric Peterson
In this week’s episode we cover corporations playing politics, Florida’s ban on lab-grown meat, and a tale of two high-speed rail…
News Release
Good and bad news for July CPI numbers: CEI analysis
The Consumer Price Index for July rose 0.2 percent in July after a 0.1 percent decrease in June, largely driven by housing costs. CEI…
The Daily Caller
Higher-Income Americans Have Been Cashing In On Green Home Subsidies Under Biden
The Daily Caller cites CEI’s expert on the Inflation Reduction Act “It is clear that the tax credits in the Inflation Reduction Act primarily benefit…
