Decades of regulatory barriers, including restrictive zoning, burdensome permits, and other forms of red tape, have made housing less accessible for millions of Americans. Reducing these obstacles would give people more choices and strengthen communities. A freer housing market empowers individuals and supports the ability to build stabler and more fulfilling lives.
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Blog
Affordable manufactured housing versus unaffordable climate regulations
The Biden administration had a field day piling on one costly climate-related regulation after another, not knowing – or caring – that affordability would emerge…
Blog
HUD and CFPB help housing by restoring free speech
Thanks to the commendable actions of the Department of Housing and Urban Development (HUD) and the Consumer Financial Protection Bureau (CFPB), April has been a…
The Mortgage Note
Federal Court Rejects Costly Green Housing Policy
The Biden administration’s obsession with climate change has contributed to the housing affordability challenges Americans face today, and there are many harmful green policies…
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Op-Eds
What About Fannie Mae Millionaires?
‘They are . . . not interested in asking millionaires and billionaires to pay a half a penny on the dollar for the sake of…
Comment
Comments Regarding the DoE’s Fiscal Year 2004 Priorities for Appliance Standards
Full Document Available in PDF Since its enactment in 1987, the…
Op-Eds
Dodd-Frank’s Fannie Trap
One year ago today, President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act. Despite the “Wall Street” moniker, the tentacles of Dodd-Frank’s…
Blog
Fannie Mae Played a Bigger Role in the Financial Crisis than Previously Thought
In the Wall Street Journal, Peter Wallison, who prophetically warned against the risky practices of mortgage giant Fannie Mae, describes the key role…
Blog
Smart Growth Decreases Housing Affordability
Wendell Cox had an interesting article this week on his new findings on land-use regulation and housing prices. Long a critic of smart-growth…
Op-Eds
Fannie & Freddie Don’t Deserve Any More Tax Dollars (Letters to the Editor)
The Examiner was right to oppose more taxpayer bailouts for Fannie Mae and Freddie Mac, which are expected to receive between $73 billion and $215…