Housing is more than shelter. A stable place to live is a cornerstone of freedom and economic independence. When housing prices soar and housing supply is limited, their freedom to work, learn, grow, and live is constrained. True liberty in housing means having a stable place to live, whether rented or owned, that is free from government overreach.

Decades of regulatory barriers, including restrictive zoning, burdensome permits, and other forms of red tape, have made housing less accessible for millions of Americans. Reducing these obstacles would give people more choices and strengthen communities. A freer housing market empowers individuals and supports the ability to build stabler and more fulfilling lives.

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Fannie Motors

“It’s becoming Fannie Motors,” said Competitive Enterprise Institute finance scholar John Berlau, referring to the government-backed housing lender Fannie Mae. “They’re still using our tax…

Housing Finance Policy