Decades of regulatory barriers, including restrictive zoning, burdensome permits, and other forms of red tape, have made housing less accessible for millions of Americans. Reducing these obstacles would give people more choices and strengthen communities. A freer housing market empowers individuals and supports the ability to build stabler and more fulfilling lives.
Featured Posts
Blog
Affordable manufactured housing versus unaffordable climate regulations
The Biden administration had a field day piling on one costly climate-related regulation after another, not knowing – or caring – that affordability would emerge…
Blog
HUD and CFPB help housing by restoring free speech
Thanks to the commendable actions of the Department of Housing and Urban Development (HUD) and the Consumer Financial Protection Bureau (CFPB), April has been a…
The Mortgage Note
Federal Court Rejects Costly Green Housing Policy
The Biden administration’s obsession with climate change has contributed to the housing affordability challenges Americans face today, and there are many harmful green policies…
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Blog
Another Reason Why Fannie Mae and Freddie Mac Need to Go
The monthly payments a home mortgage has depend on two variables (among others): the initial down payment and interest rates. A larger down payment means…
Blog
“How ACORN Destroyed the Housing Market”
Federal affordable-housing mandates were a major factor in the mortgage crisis, fueling the housing bubble and the subsequent collapse of the housing and…
Op-Eds
Fannie Mae & Freddie Mac Untouched in Financial Overhaul
The mortgage crisis was caused largely by the reckless government-sponsored mortgage giants Fannie Mae and Freddie Mac, and by federal affordable-housing mandates. But Obama’s…
News Release
Congress Probes Fannie Mae, Freddie Mac
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Blog
Clinton Pressure to Promote Affordable Housing Led to Mortgage Meltdown
The current mortgage crisis came about in large part because of Clinton-era government pressure on lenders to make risky loans in order to “make…
News Release
CEI Weighs In On Drycleaning Zoning Proposal
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