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Favorable selection in Medicare Advantage can’t be managed from the top
A previous post covered how the Centers for Medicare & Medicaid Services’ (CMS) attempts to mitigate upcoding have been unsuccessful. Another often-decried activity…
Blog
Don’t socialize health care through private insurance
Four senators have introduced the “Supporting Healthy Moms and Babies Act,” which would mandate full coverage, no copays, no out-of-pocket costs for beneficiaries…
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America’s insurance commissioners still pursuing bad investment charges that EU is scrapping
Last month, a significant development took place in Europe that so far has not been widely reported in the US, even though it will likely…
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Op-Eds
Judge Should Have Struck Down Entire Law (Letter to the Editor)
This editorial about a federal judge striking down Obamacare’s individual insurance-purchase mandate rightly noted that the law lacks a severability clause. Because of…
Blog
Why Insurance Rates Rise in Calm Seasons
This year’s hurricane season, which officially ended at the beginning of this month, was the third most active season on record for the Atlantic. However,…
Blog
Beach House Bummer: State-Run Insurance Fuels Risky Coastal Development
Wouldn’t we all like to have a beach house? A large number of Americans have a dream of living near the sea, but few of…
Blog
Hospital Cost-Shifting Leads to More Expensive Car Insurance
Lawmakers’ policies are making your car insurance higher than it should be. Rather than solving the problems that government intervention is causing, however, politicians would…
Blog
Insurance Lessons from Alabama
While Alabama certainly has some ambiguous laws and archaic regulations, the federal government ought to take a lesson from Alabama when it comes…
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Reforming Michigan’s Auto Insurance Industry
Michigan auto insurance premiums are among the highest in the nation. Rather than attempting to regulate insurance company and individual behavior, Michigan legislators would much…