
Blog
Facebook Libra Highlights Flaws of Fed Foray into Real-Time Payments
More than ten years after the pseudonymous Satoshi Nakamoto published the source code for Bitcoin, and after hundreds of other cryptocurrencies have been introduced, Facebook…

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Overhaul Internal Operations at Consumer Financial Protection Bureau
One of the most important, yet least visible, changes a new Consumer Financial Protection Bureau director could make is to reform the internal operations of…

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Introducing Antitrust Basics
Often, a drips-and-drabs approach to learning an issue over a period of time is as effective as a single intense cram session. To that end,…

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Regulators Should Foster Financial Innovation
It is becoming increasingly apparent that financial technology, or “fintech,” like other forms of technology, can drastically improve consumers’ lives. Yet one of the most…

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This Week in Ridiculous Regulations
Last week, a Canadian team won the NBA championship for the first time, while an American team won the Stanley Cup. This week brings us…

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Electric Vehicle Tax Credits Not Popular with Americans: Poll
A recent survey conducted for the American Energy Alliance clearly shows that the public does not support congressional efforts to extend or expand federal tax credits for purchasers of…

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VIDEO: How to Become a Federal Criminal
Have you ever made an unreasonable gesture to a passing horse in a national park? If so, you are already a federal criminal. For the…

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Democrats’ Criticism of Department of Labor Overtime Rule Misguided
Overtime regulation has been a hot topic since the Obama administration proposed and finalized a rule that radically overhauled such requirements. Before this rule, which…

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This Summer, Celebrate Lemonade Freedom
There is good news for young entrepreneurs coming out of the Lone Star State, as Texas Gov. Greg Abbott (R) recently signed a bill allowing…

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State Officials, Department of Justice Should Green-Light Sprint-T-Mobile Merger
Yesterday’s filing by ten state attorneys general to block the proposed merger of wireless carriers T-Mobile and Sprint is the latest threat to the innovations…

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Department of Health and Human Services Needs to Correct Record on Marijuana
Regulators at the federal Drug Enforcement Agency (DEA) had an opportunity in 2016 to move marijuana into a less restrictive category of controlled substances. This…

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Does Capitalism Destroy Culture?
Capitalism’s critics claim that the pursuit of profit can become like a black hole, consuming all of our attention and energy at the expense of culture.

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Consumer Financial Protection Bureau Should Acknowledge Its Unconstitutional Structure
The Consumer Financial Protection Bureau’s structure is unconstitutional. The agency’s leadership should recognize it as such.

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‘Citizen’s Guide to Climate Change’ Exposes Activist Falsehoods
Climate change is not a hoax, but as a political matter, it is a perpetual pretext for expanding government control over the economy, redistributing wealth,…

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Congress Should Authorize Longer Trailers When Reforming National Highway Policy
In 1982, when Congress designated the National Network—the approximately 200,000 miles of truck corridors that crisscross the U.S.—it also set a 28.5-foot minimum limit on tandem…

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Remove Government Barriers to Promote Efficient Highway Investment
Today the Competitive Enterprise Institute released my new report, “Transforming Surface Transportation Reauthorization: A 21st Century Approach to Address America’s Greatest Infrastructure Challenge.” In it, I…

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This Week in Ridiculous Regulations
While the administration is so far keeping to its one-in, two-out policy for proposed rules, new trade and antitrust policies are likely to increase net…

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Automakers to Trump: Keep Us Captive to California Bureaucrats
Seventeen automakers, including Ford, General Motors, and Toyota Motor North America sent a letter on 6th June to President Donald J. Trump urging him not to challenge California’s…

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Union Gets Nasty over Natural Gas Pipeline Rejection
Friction between the trade unions that build energy infrastructure and the politicians who routinely block these projects has been growing for the last decade—especially as…

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VIDEO: Free Trade for Economic Development in Developing World
The Cato Institute here in Washington, D.C. recently sponsored a discussion of trade and economic development, emphasizing the role that robust trade has in raising…

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EPA Streamlines Infrastructure Approval Process under Clean Water Act
Making good on its promise in Executive Order 13868 to combat the abuse of section 401 of the Clean Water Act by states seeking to block…

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Bjorn Lomborg and John Christy Shred Climate Alarmism
The latest talking point of progressive politicians, pundits, and activists is that America cannot afford not to spend trillions of dollars to “solve the climate…

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National Donut Day: Eat One for Yourself and One for Freedom
The Competitive Enterprise Institute first started its two-donut campaign back in 2010. There were some formidable issues back then, from childhood obesity to international tensions to the…

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Venezuela and Rwanda: A Tale of Two Countries, Different Paths
The 21st century Venezuela is a failure. It failed because it adopted socialism. Paul Larkin, Senior Legal Research Fellow at the Heritage Foundation, remarked in…

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Corporate ‘Power’ Is Limited and Temporary—Government Power Is the Real Threat
An Axios article today examines for-profit companies taking public positions on controversial political issues, carrying the headline “When companies act like governments.” Reporter Erica Pandey…

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Consumer Financial Protection Bureau Should Define ‘Abusive’
The Dodd–Frank Act was a mammoth overhaul of financial services regulation. Along with creating an entire new consumer protection agency, the Consumer Financial Protection Bureau,…

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SEC’s ‘Regulation Best Interest’ Respects Investor Choice
Today, the Securities and Exchange Commission approved final rules that comprise “Regulation Best Interest,” which will govern conduct of broker-dealers in their transactions with retail investors. Any…

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VIDEO: Just Say No to a Carbon Tax
The Competitive Enterprise Institute has a new video out today featuring Senior Fellow Marlo Lewis which explains why adopting a carbon tax in the United…

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Prevent Another Mortgage Crisis: Let Qualified Mortgage ‘Patch’ Expire
Last month, the Consumer Financial Protection Bureau released its rulemaking agenda for Spring 2019. While there weren’t too many surprises in the agenda, which mainly…

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Regulations Trump Administration Has Eliminated So Far in 2019
The Trump administration promised to roll back red tape. So how goes 2019? The 2019 Spring Unified Agenda of Deregulatory and Regulatory Actions released by the…