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American Institute for Economic Research
Biden Redoubles Effort to Crush Crypto With EIA’s Mining Survey
The Biden administration has launched yet another attack against the cryptocurrency industry–an environmental impact “survey” to bolster a politically motivated attack on the crypto mining…
Reason
Inflation Is So Back
CEI’s Ryan Young is cited on Reason about rising inflation: “If the Federal Reserve was thinking of cutting interest rates at its next meeting…
Blog
This week in ridiculous regulations: Trademark fees and threatened sloths
A cargo ship struck and collapsed the Francis Scott Key Bridge in Baltimore. The psychologist and economist Daniel Kahneman died at age 90.
Search Posts
Blog
Dodd-Frank Is Obamacare for Non-Health Insurance
“If you like your life, home, and auto insurance, you can keep them.” President Obama didn’t make this promise when he signed into law the…
Blog
Finance for the People
Over at The Freeman, I take a look at how technology has been democratizing access to capital, bringing news ways of raising money to people…
The Freeman
Finance for the People
Financial innovation: People like to talk a lot about it these days. But what is it? If you read the business press, it’s all about…
Blog
Questions for Richard Cordray
This morning, Richard Cordray, head of the Consumer Financial Protection Board, testifies to a House Committee on the Board's semi-annual report. One of the Board's…
Blog
Cantor’s Loss a Warning Shot to Supporters of Ex-Im Bank and Johnson-Crapo
Defying conventional wisdom as he often does, Pulitzer prize-winning pundit George F. Will disputed the notion that in the wake of the shocking primary loss…
News Release
Report: Job Growth Greater With Family Businesses
WASHINGTON, May 20 – Today, the Competitive Enterprise Institute (CEI) published a new study showing state and local governments could see more job growth…
Reason
Choke Point Check-In: Constitutional Concerns in DOJ Targeting ‘Risky’ Businesses
Operation Choke Point was initially pitched as a crackdown on web-based payday lending businesses that lend into states that prohibit it. Now it may have…
Forbes
How to Ease the Crushing Costs of Federal Regulations
“You can look at the federal budget and see what we spend. There is nothing like that with respect to regulations. I tabulate the annual…
Comment
Comments to the SEC by John Berlau on Crowdfunding
In comments submitted to the Securities and Exchange Commission (SEC), CEI Senior Fellow John Berlau warns that new SEC rules impacting crowdfunding could…
News Release
Dodd-Frank “Diversity” Hiring Quotas Unconstitutional
Washington, DC, Feb. 6, 2014 – The Dodd-Frank Act regulates the financial sector, but what many people do not know is how far its…
News Release
Proposed SEC Rules on Crowdfunding Threaten Access to Capital By Locking Out Ordinary Investors
Washington, DC, Feb. 6, 2014 – This week marked the deadline for the Securities and Exchange Commission (SEC) to accept public comments on proposed…
Comment
CEI comments on Dodd-Frank proposed diversity statement Docket No OP-1465
Daily Caller
The Volcker Rule is Obamacare for main street banks and their customers
You might think after the disastrous debut of HealthCare.gov and thousands of insurance cancellations, those who call themselves progressives might just have a little humility…
News Release
Volcker Rule Could Cause Financial Storm, Warn CEI Scholars
Washington, DC, Dec. 11, 2013 – Amid the snow that seemed to paralyze DC yesterday, bureaucrats issued a final regulation on Dodd-Frank’s Volcker Rule that…
News Release
Government “Study” on Internet Tax Hides Harmful Small Business Effects
WASHINGTON, Nov. 20 – Under presidents of both parties, the Small Business Administration’s Office of Advocacy has produced top-notch independent studies on the harm the…
The American Spectator
The Unintended Consequences Of Credit Card Regulation
When you try to regulate things, you’re really regulating people. If there’s one crucial lesson to keep in mind about regulation, this is it. And…
Letters
Coalition Letter on Extension for Pay Ratio
Full Document Available in PDF The undersigned organizations, institutions, and nonprofits interested in fostering entrepreneurship represent hundreds of thousands of businesses, small…
Providence Journal
Labyrinthine law threatens our life insurance now
Dodd-Frank, the law more properly known as the 2010 Wall Street Reform and Consumer Protection Act, was intended to stabilize the financial system and end…
News Release
Questions for Yellen
WASHINGTON, Oct. 29 – It’s not every day we get a new chair of the Fed. It is a time to check the fundamental bearings…
Study
Questions for Federal Reserve Nominee Janet Yellen
Full Document Available in PDF Janet Yellen is President Obama’s choice to succeed Ben Bernanke as the Federal Reserve Chair. Yellen is…
Providence Journal
How to Fix Too Big to Fail
As the Competitive Enterprise Institute points out in its constitutional challenge to Dodd-Frank, Title I of the law gives the FSOC the ability to…
News Release
Yellen Pick Shows Left Unconcerned With Value of The Dollar, CEI Analysts Say
WASHINGTON, Oct. 9 – Janet Yellen, now vice-chair of the Federal Reserve, has been selected by President Obama to lead the Fed. She is said…
News Release
Twitter – and Investors – Gain from JOBS Act Regulatory Relief
WASHINGTON, Oct. 4 – In its much-anticipated initial public offering filing released Thursday night, Twitter unveiled a company with some room for growth – much…
Providence Journal
Lessons from Italy: What happens when businesses are forced to move abroad
Co-written by Emilio Rocca THE 42 employees of Firem, an Italian heating systems maker, returned from their August holidays to find the plant where they…
News Release
Consumer Bureau Gets an F in Transparency
WASHINGTON, D.C., Sept. 26, 2013 — As the Consumer Financial Protection Bureau (CFPB) defends its right to monitor ordinary citizens’ credit card transactions, it is…
Daily Caller
Consumer Financial Protection Bureau accused of violating transparency law
“Just about every time they’re convening, it has to be open to the public . . . and when it’s not open to the public…
Human Events
Stand with Rand on Credit Union Freedom
This week, the nation’s credit unions, member-owned financial services groups, are taking their case to Capitol Hill. On many issues they face, conservatives and libertarians…
Credit Union Times
Flawed Durbin Ruling Boosts Fed’s Odds:
Since U.S. District Judge Richard Leon issued his shocking decision on July 31 that called for even more draconian price controls under…
Forbes
Caveat Emptor Banking: Peer-To-Peer Lending Challenges Too-Big-To-Fail Status Quo
Imagine a financial institution that the government cannot deem too big to fail, requires no deposit insurance, can never be subject to a run, needs…
Legal Brief
District Court grant of motion to dismiss
A federal judge on Thursday dismissed a lawsuit brought by CEI, 11 state attorneys general, and the State National Bank of Big Spring challenging the…
News Release
Adverse District Court Opinion on Dodd-Frank Deeply Flawed, Case Now on Appeal
Washington, D.C., August 2, 2013 – A federal judge on Thursday dismissed a lawsuit brought by CEI, 11 state attorneys general, and the State National…
News Release
Dodd-Frank Ruling Goes Wrong Way
Washington, D.C., July 31, 2013 – Today, U.S. District Judge Richard Leon struck down debit card price controls in the Dodd-Frank financial overhaul as not…
News Release
Udall-Paul Legislation Spreads Freedom for Credit Unions and Entrepreneurs
WASHINGTON, D.C., May 21, 2013 – The Competitive Enterprise Institute, a Washington-based free market think tank, commends legislation introduced by Sens. Mark Udall (D-Colo.) and…
The American Spectator
Financial Experts: Dodd-Frank Exacerbates Instability
These were the standout insights from a panel discussion hosted by the Competitive Enterprise Institute (CEI) on April 11. The gathering focused on the Financial…
Legal Brief
Dodd-Frank Second Amended Complaint
News Release
Eight More States Join Constitutional Challenge to Dodd-Frank Act
WASHINGTON, D.C., February 13, 2013 – In an attempt to protect their pension funds, taxpayers and financial stability, the states of Alabama, Georgia, Kansas, Montana,…
The American Spectator
Value Destroyers Like Bernanke Fancy Themselves Magician Economists
Economics is not magic. Yet today, many prominent economists insist on pulling off an economic rabbit hat trick when they propose getting something for nothing.
News Release
Eurocrats Delay “Basel III” Albatross on U.S. Banks
WASHINGTON, D.C., January 8, 2013 – Over the weekend, a committee of international regulators and central bankers decided to slightly revise and delay the…
News Release
TAG Bank Bailout Fails in Senate, Taxpayers Win
Washington, D.C. – December 13, 2012 – On behalf of taxpayers and future generations burdened by the nation’s debt, the Competitive Enterprise Institute rejoices at…
Letters
Free-Market Coalition Letter Against TAG’s Unlimited Deposit Insurance
As the Senate prepares today to vote on extending unlimited deposit insurance for non-interest bank accounts, 14 leaders and scholars of conservative and free-market groups signed a…
News Release
Coalition Tags TAG Bailout as Regressive and Economically Disastrous
Washington, DC, December 10, 2012 – As the Senate prepares today to vote on extending unlimited deposit insurance for non-interest bank accounts, 14 leaders and scholars…
Appeal Democrat
Taking money off the table
The range of higher taxes looming Jan. 1 as part of the "fiscal cliff" are not the only blow the economy could suffer, John Berlau…
Legal Brief
Dodd Frank Challenge – Defendants’ Motion to Dismiss
Full Document Available in PDF This lawsuit cobbles together an array of disparate challenges to the constitutionality of three titles of an…
Daily Caller
‘Basel cliff’ looms for community banks
As if the “fiscal cliff” were not enough, banks of all sizes — and in turn the consumers and businesses that rely on their credit…
Letters
Coalition Letter on Unintended Consequences of Basel III
Full Document Available in PDF The undersigned organizations, institutions and nonprofits interested in fostering entrepreneurship represent hundreds of thousands businesses, small and…
Letters
Letter Opposing Misnamed ‘Taxpayer Protection Act’: Another Beach House Bailout
Full Document Available in PDF On behalf of the millions of citizens represented by the undersigned groups, we write in strong opposition…
News Release
Durbin Bank Fees: An Unhappy One-Year Anniversary
Washington, D.C., October 2, 2012 – One year ago this month, the Durbin Amendment debit card price controls from the Dodd-Frank financial “reform” law went…
Legal Brief
Dodd-Frank Challenge – Amended Complaint
Full Document Available in PDF…
News Release
Three States Join Constitutional Challenge to Dodd-Frank
Washington, D.C., September 20, 2012 – The states of Oklahoma, South Carolina, and Michigan today joined a lawsuit challenging the constitutionality of the Dodd-Frank Wall…
National Review
Sandy Weill’s About-Face on Glass-Steagall
Isn’t it something how a former Wall Street baron named as one of Time magazine’s “25 People to Blame for the Financial Crisis” suddenly becomes…