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Reason
Fight Government Corruption With Deregulation
Reason cited CEI’s expert on regulatory budgets “When regulatory systems become dense, opaque, and discretionary, they create perverse incentives for corruption,” Steve Swedberg, a regulatory…
The Washington Examiner
Credit card companies are easy to vilify, but the wrong target for consumer ire
The Washington Examiner cited CEI’s expert on financial policy. John Berlau, a senior fellow at the Competitive Enterprise Institute, said entrepreneurs turned to credit…
News Release
Fed stays the course on fighting inflation and proving its independence: CEI analysis
The Federal Reserve has decided to not move interest rates, an expected decision that signals the Fed’s independence and its continued fight against inflation. CEI…
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Blog
How Payday Lenders & Check Cashers Help the Poor
Our friends at Reason TV have another fascinating video out on the ethics and politics of short-term financial services like payday lending and check cashing.
Blog
A ’21st Century Glass-Steagall’ Would Be Bad for the Financial System
A UK-style "ring-fencing" plan for banking regulation would be a bad idea.
Blog
Glass-Steagall Would Not Have Prevented the Financial Crisis
The Glass-Steagall Act was an ineffective and harmful regulation for a bygone era. To re-impose it now would be to inject additional risk into the…
Blog
Lawmakers Should Shun Long-Repealed Bank Restrictions
The Glass-Steagall Act is the bad idea that never seems to die.
Breitbart
Exclusive–Iain Murray: ‘We Need to Eliminate the Consumer Financial Protection Bureau’
Breitbart discusses eliminating the Consumer Financial Protection Bureau with Iain Murray. Iain Murray, vice president for strategy at the Competitive Enterprise Institute, told…
News Release
White House, Congress Should Not Resurrect Failed Glass-Steagall Banking Restrictions
Statement by John Berlau, Competitive Enterprise Institute Senior Fellow: Rather than restrict services banks can provide, the White House and lawmakers should…
News Release
Delaying the Fiduciary Rule will be a Big Reprieve for Savers
The Trump Labor Department on April 5 sent the Office of Management and Budget its final rule requesting a 60-day delay for the Obama fiduciary…
Forbes
Happy 5th Birthday, JOBS Act! — Celebrate By Expanding Deregulation
After the recent failure of the Republican-sponsored “repeal and replace” health care bill, it’s hard to imagine members of this Congress coming to consensus even…
Blog
Congress Should Reject CFPB Prepaid Card Rule
One reason why the Consumer Financial Protection Bureau (CFPB) has engendered such controversy is because it was set up on a false premise. As I…
Newsmax
We Can’t Afford Cordray’s, CFPB’s Opulence
Even before its namesake ran for president, Trump Tower was seen as a symbol of the ultimate in opulence. Since the election, some have quipped…
Blog
Time to Repeal the Foreign Account Tax Compliance Act
FATCA amounts to a fine levied by the U.S. on any of its citizens who have the temerity to live abroad.
Blog
Help Stop Obamacare for Your IRA and 401(k)
While Congress is battling over repeal of Obamacare, President Donald Trump is setting a course to repeal a regulation that the Obama administration pushed through…
Blog
The Case against the Consumer Financial Protection Bureau: FAQ
Competitive Enterprise Institute General Counsel Sam Kazman answers 7 questions about CEI’s case against the Consumer Financial Protection Bureau, State National Bank of Big Spring…
Blog
New York’s “BitLicense” on Trial
A lawsuit again New York's “BitLicense” regulation is challenging the state's targeting of Bitcoin-based businesses.
Blog
Congress Should Overturn New Restrictions on Prepaid Debit Cards
Congress should act to stop the Consumer Financial Protection Bureau from making financial transactions more difficult for people without bank accounts.
National Review
Financial CHOICE Act Must Keep Durbin Repeal
After the repeal and replacement of Obamacare, the next big task facing Congress will be reform of the equally awful Dodd-Frank Act. House Financial Services…
Forbes
‘Cordray Tower’ And Other Reasons For Trump To Fire CFPB Director Cordray
Even before its namesake ran for President, Trump Tower was seen as a symbol of the ultimate in opulence. Since the election, some have quipped…
Blog
Mnuchin Must Bring Transparency to Fannie Mae and Freddie Mac
Recently-confirmed Treasury Secretary Steven Mnuchin must do everything he can to reverse the extreme secrecy practiced by the Obama Treasury Department.
Wall Street Journal
Why Stop at Dodd-Frank? Some Want Trump’s Regulatory Overhaul to Go Further
The Wall Street Journal discusses revamping a provision of the Sarbanes-Oxley Act with John Berlau. The fight over the rule has been…
Blog
Five Regulatory Heartbreaks on Valentine’s Day
Tomorrow we celebrate our significant other by showering them with affection and chocolate—but is government regulation getting in the way of your date night?…
USA Today
Consumer Financial Protection Bureau could see wings clipped
USA Today discusses the Consumer Financial Protection Bureau’s Director Richard Cordray with John Berlau. It has been all over the board. Critics hope…
Blog
Sen. Elizabeth Warren Tries to Silence Fiduciary Rule Critics
Sen. Elizabeth Warren has frequently resorted to intimidation to effectively silence those with views which she disagrees. This is particularly true for critics of the…
Blog
Deregulate to Speed Recovery from ‘Creative Destruction’ of Trade and Innovation
Government regulation limits the ability of individuals and businesses to recover from normal economic setbacks.
Blog
Financial Regulation Executive Order a Step in the Right Direction
A new White House executive order aims to redesign how financial institutions are regulated by the federal government.
Blog
Smart Move for White House to Push Back on Fiduciary Rule, Dodd-Frank
President Trump’s forthcoming executive actions—expected to halt the Department of Labor’s fiduciary rule and call for review of Dodd-Frank regulations—will greatly benefit middle-class investors, entrepreneurs,…
Blog
Congress Should Eliminate SEC Rule that Discloses Company Information to Foreign Governments
Congress should pass a joint resolution of disapproval and block the Securities and Exchange Commission’s rule relating to ‘‘Disclosure of Payments by Resource Extraction Issuers.”…
Blog
Blockchain Business Council to Help Secure Property Rights for World’s Poor
The launch of the Global Blockchain Business Council at the 2017 World Economic Forum is good news for the world’s venture capitalists and poor alike.
Blog
Coalition Defends Reform of Credit Union Lending Rules
A dozen conservative and free-market groups have signed onto a coalition letter to preserve deregulation of credit union lending.
Blog
Clayton Must Work for Both Small and Large Investors at SEC
Jay Clayton, and anyone who goes on to serve on the Commission, must advance the interests of both Main Street investors and entrepreneurs trying to…
Blog
RealClear Radio Hour: The War on Science and the Economy
Check out RealClear Radio Hour’s last episode with free market stalwarts John Tierney and Peter Wallison.
Blog
Congress Needs to Fix America’s Broken Financial System
Whole forests have been cut down to print the books written about the financial crisis of 2007/8 and America’s response to it.
Tulsa World
Credit Reports Used by Insurance Companies
Tulsa World
What’s the Best Way to Create More Jobs?
Unleash the power of small business. The US Senate just passed a bill called the Small Business Jobs and Credit Act. The thrust of the…
Blog
Five Ways CFPB Regulations Harm the Middle Class
The Consumer Financial Protection Bureau (CFPB) was set up in 2010 to “make consumer financial markets work for consumers, responsible providers, and the economy as…
Blog
Treasury Nominee Mnuchin Promising on Volcker Rule and Fannie and Freddie
Steven Mnuchin would bring to the Treasury Department valuable experience managing entrepreneurial ventures and company turnarounds. He has expressed some encouraging sentiments on housing policy…
Forbes
Court Must Overturn ‘Obamacare for your IRA’
Note: This column was coauthored by Pamela Villarreal, senior fellow at the Dallas-based National Center for Policy Analysis. Access to financial advice and a variety…
The Heartland Institute
Federal Judges Demand CFPB Structure Shake-Up
The Heartland Institute discusses the Consumer Financial Protection Bureau with Iain Murray. Iain Murray, vice president of strategy for the Competitive Enterprise Institute,…
Blog
Free Market Opportunities for the Trump Administration
This election has given us one more demonstration that knowledge is dispersed and “trusting the experts” to know the future is foolish. The unexpected success…
Blog
New Credit Union Deregulation Helps Consumers and Entrepreneurs
In my Forbes column last week, I wrote about how America’s credit unions faced massive new regulatory burdens from the Consumer Financial Protection Bureau.
Blog
5 Scariest Halloween Regulations
Regulatory dark matter is a Washington boogeyman. In 2015, there were 39 regulations for every one law passed by Congress. That’s a lot of rules…
Blog
ACLU Blasts Federal Bank Regulators for Unconstitutional Power Grab
Unaccountable agencies unsurprisingly behave in an unaccountable manner. The Consumer Financial Protection Bureau (CFPB) was recently found by a Federal court to be so unaccountable…
Forbes
Next President Should Fire CFPB’s Cordray
“You’re fired!” A certain presidential candidate made that phrase famous. But whoever is elected to the White House this November should say those words to…
National Review
Bureaucrats Threaten the Rule of Law
Donald Trump’s recent refusal to promise he’ll accept the presidential election’s result has raised much concern. Yet, there has been little outcry over Consumer Financial…
Politico
Sandberg demurs on going to Washington
Politico's Morning Money highlights Sam Kazman's reaction to the federal court's ruling on the Consumer Financial Protection Bureau. Competitive Enterprise Institute: “Today’s ruling…
National Review
CFPB “Structurally Unconstitutional” – US Court of Appeals
In a rare victory for the Constitution and American political tradition, the US Court of Appeals from the DC Circuit today found that the…
The Fiscal Times
In Win for Conservatives, Court Rules Consumer Bureau Unconstitutional
The Fiscal Times discusses with Sam Kazman, the courts ruling that the Consumer Financial Protection Bureau is unconstitutional. However, from its founding, the…
Reason
A Limited Victory for Limited Government as CFPB’s Structure Ruled Unconstitutional
Reason discusses the federal court ruling that the Consumer Financial Protection Bureau is "structurally unconstitutional" with Hans Bader. In a lawsuit challenging the…
Blog
Regulators Target Payday Loans, But Put Borrowers in a Bind
Payday loans are a form of small-dollar, short-term credit used by lower- and middle-income consumers, principally to enable them to withstand expense shocks and to…
Daily Caller
Killer New Regulations On Loans Hurt Women, Blacks The Most
The Daily Caller reports on CEI's study by Hilary B. Miller on the Consumer Financial Protection Bureau's proposed pay day lending rule. A…
Daily Caller
Killer New Regulations On Loans Hurt Women, Blacks The Most
The Daily Caller reports on CEI's study of the Consumer Financial Protection Bureau's proposed rule on payday lending. A new report Monday shows…