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RealClear Markets
Book Review: Norbert Michel & Jennifer Schulp’s ‘Financing Opportunity’
America is the wealthiest nation on earth, with financial markets that are the envy of the world. Those markets have contributed to America’s rise for…
Daily Calller
Social Security Now Headed For Insolvency Even Sooner Than Expected
Daily Caller cited CEI’s experts on Social Security spending Congress can’t keep dodging entitlement reform. Social Security’s $28 trillion in unfunded liabilities is about the…
News Release
Courts should allow CFPB to vacate case against small mortgage firm
U.S. District Judge Franklin Valderrama on June 12 denied a request by the Consumer Financial Protection Bureau to vacate a Biden-era settlement against the Chicago-based mortgage…
Search Posts
The Hill
Warren’s Consumer ‘Protection’ Agency Sets Dangerous Precedent
The Hill discusses the CFPB’s arbitration rule with John Berlau. Sen. Elizabeth Warren‘s government-run-wild brain child is continuing its left-wing sprint into…
The Hill
The Consumer Financial Protection Bureau’s Pro-Lawyer Power Grab
Imagine you have a dispute with your credit card company. Currently, you can go to an arbitration body, where the card company will almost certainly…
Blog
‘Bitcoin Sign Guy’ Joins CEI
Bitcoin Sign Guy rankled Congress and delighted the cryptocurrency community last week.
Blog
Finance Regulators Reject All Critiques, Plow Ahead with Arbitration Rule
CEI will continue to work to overturn the CFPB's arbitration rule and restore the ability of consumers to enter into arbitration agreements, saving them time…
Blog
CFPB Director Shows Contempt for Congress – President Trump Should Fire Him
Add another one to the long list of reasons why President Trump should fire Richard Cordray, the Director of the Consumer Financial Protection Bureau.
Newsmax
Passing Financial Choice Act Will Help FinTech Innovators
Earlier this month, the U.S. House of Representatives passed the Financial CHOICE Act along partisan lines with all Democrats present voting against it and all…
Blog
CHOICE Act Helps Sharing Economy and FinTech, but a Senate Bill May Harm It
Earlier this month, the U.S. House of Representatives passed the Financial CHOICE Act along partisan lines with all Democrats present voting against it and all…
Cayman Financial Review
The Internet of Payments and the Future of Banking: Crisis and Opportunity
Imagine a world where your washing machine can recognize it needs more detergent and orders it for you. Now imagine a world where your self-driving…
Blog
Treasury Report Good First Step towards Financial Reform
CEI welcomes many of the recommendations and looks forward to the further three reports in the series.
Blog
A Birthday Wish List for the President
Here are four gifts Congress should give the president before its annual July 4th recess.
Blog
Arguments Against Cash Economy Bolster Government Power
The way people spend money and time reveals what they truly value.
National Review
The Top Ten Reasons to Pass the Financial CHOICE Act
It’s no secret that the Dodd-Frank Act did for Americans’ access to financial services what Obamacare did for their access to health insurance. In…
News Release
House-Passed Financial CHOICE Act Will Help Middle Class Investors, Consumers
Today, the House passed a plan aimed at scaling back some of the most harmful provisions of the 2010 Dodd-Frank financial reform law. CEI senior…
Blog
The Clear Case for Restructuring the Consumer Financial Protection Bureau
The Financial CHOICE Act would go a long way towards righting the wrongs inflicted on American financial consumers by this erroneously-named agency.
Reason
Alphabet Soup for the Soul: Some Organizations Represented Include Freedom Partners Chamber of Commerce, Americans for Tax Reform, American Legislative Exchange Council, Competitive Enterprise Institute and the Heritage Foundation.
Reason discusses the CFPB and the Financia CHOICE Act with John Berlau. The Consumer Financial Protection Bureau’s days as the federal government’s most…
Bloomberg BNA
Retailers Win, Banks Lose in Debit-Card Swipe Fee Fight
Bloomberg BNA covers the Durbin Amendment and a statement put out by CEI’s Iain Murray. An effort to repeal the caps that banks…
The Hill
The GOP Must Fight Against the Durbin Amendment’s Price Controls
If there’s one thing House Republicans should stand united against, it’s draconian government price controls. When it comes to government policies interfering with market prices,…
Study
The World Bank’s Trail of Sorrows
View Full Document as PDF…
News Release
CEI General Counsel Says Time to Invalidate ‘Fundamentally Unconstitutional’ CFPB
A lawsuit challenging the constitutionality of the Consumer Financial Protection Bureau (CFPB) will be heard in federal court this Wednesday. Mortgage lender PHH Corp. brought…
Blog
Powerful Officials, Like the Director of the CFPB, Should Be Democratically Accountable
While a three-judge panel of the appeals court ruled against the CFPB’s constitutionality, the full appeals court will re-hear arguments in the case on May…
Blog
There is No Consumer – or Small Business – Case for the Durbin Amendment
Two new studies demonstrate that there is no consumer case for keeping the Durbin Amendment, and neither is there a small business case for doing…
Cayman Financial Review
The Internet of Payments and the Future of Banking: Crisis and Opportunity
Imagine a world where your washing machine can recognize it needs more detergent and orders it for you. Now imagine a world where your self-driving…
Newsmax
Financial CHOICE Act Could Unshackle Small Business
As National Small Business Week is unfolded during the previous week, the House Financial Services Committee marked up a bill on Thursday of last week…
NBC News
Why Republicans Want to Declaw the Nation’s Consumer Financial Watchdog Agency
NBC News discusses the Financial CHOICE Act with Iain Murray. A new bill aims to dismantle the powers of the Consumer Financial Protection…
Blog
Financial Choice Act Advances National Small Business Week
As National Small Business Week is unfolding, the House Financial Services Committee is now marking up a bill to lend small businesses a helping hand.
CNBC
Banks and Trump: ‘The Rally Has Met Reality’
CNBC discusses President Trumps banking and finance policy agenda with John Berlau. Trump’s rhetoric has alternated between being tough on Wall Street risk-taking…
Politico Morning Money
So … No Shutdown: Financial Fixes Report
Politico’s Morning Money highlights John Berlau’s report on five key financial reforms. FINANCIAL FIXES REPORT — The Competitive Enterprise Institute on Tuesday is…
Blog
CFPB Delays Prepaid Card Rule
Earlier today, the Consumer Financial Protection Bureau (CFPB) announced it will delay its 1,700-page prepaid spending cards rule until April 1, 2018. This follows…
Blog
Big Changes to Banking and Finance Regulation on the Horizon
Major reform of banking and finance regulation could be coming soon to Washington, D.C.
Blog
African Development Requires Economic and Legal Reforms, Affordable Energy
If the African continent is to achieve the prosperity it deserves, then African policy makers and non-governmental organizations alike should strive to implement pro-growth policies.
Blog
How Payday Lenders & Check Cashers Help the Poor
Our friends at Reason TV have another fascinating video out on the ethics and politics of short-term financial services like payday lending and check cashing.
Blog
A ’21st Century Glass-Steagall’ Would Be Bad for the Financial System
A UK-style "ring-fencing" plan for banking regulation would be a bad idea.
Blog
Glass-Steagall Would Not Have Prevented the Financial Crisis
The Glass-Steagall Act was an ineffective and harmful regulation for a bygone era. To re-impose it now would be to inject additional risk into the…
Blog
Lawmakers Should Shun Long-Repealed Bank Restrictions
The Glass-Steagall Act is the bad idea that never seems to die.
Breitbart
Exclusive–Iain Murray: ‘We Need to Eliminate the Consumer Financial Protection Bureau’
Breitbart discusses eliminating the Consumer Financial Protection Bureau with Iain Murray. Iain Murray, vice president for strategy at the Competitive Enterprise Institute, told…
News Release
White House, Congress Should Not Resurrect Failed Glass-Steagall Banking Restrictions
Statement by John Berlau, Competitive Enterprise Institute Senior Fellow: Rather than restrict services banks can provide, the White House and lawmakers should…
News Release
Delaying the Fiduciary Rule will be a Big Reprieve for Savers
The Trump Labor Department on April 5 sent the Office of Management and Budget its final rule requesting a 60-day delay for the Obama fiduciary…
Forbes
Happy 5th Birthday, JOBS Act! — Celebrate By Expanding Deregulation
After the recent failure of the Republican-sponsored “repeal and replace” health care bill, it’s hard to imagine members of this Congress coming to consensus even…
Blog
Congress Should Reject CFPB Prepaid Card Rule
One reason why the Consumer Financial Protection Bureau (CFPB) has engendered such controversy is because it was set up on a false premise. As I…
Newsmax
We Can’t Afford Cordray’s, CFPB’s Opulence
Even before its namesake ran for president, Trump Tower was seen as a symbol of the ultimate in opulence. Since the election, some have quipped…
Blog
Time to Repeal the Foreign Account Tax Compliance Act
FATCA amounts to a fine levied by the U.S. on any of its citizens who have the temerity to live abroad.
Blog
Help Stop Obamacare for Your IRA and 401(k)
While Congress is battling over repeal of Obamacare, President Donald Trump is setting a course to repeal a regulation that the Obama administration pushed through…
Blog
The Case against the Consumer Financial Protection Bureau: FAQ
Competitive Enterprise Institute General Counsel Sam Kazman answers 7 questions about CEI’s case against the Consumer Financial Protection Bureau, State National Bank of Big Spring…
Blog
New York’s “BitLicense” on Trial
A lawsuit again New York's “BitLicense” regulation is challenging the state's targeting of Bitcoin-based businesses.
Blog
Congress Should Overturn New Restrictions on Prepaid Debit Cards
Congress should act to stop the Consumer Financial Protection Bureau from making financial transactions more difficult for people without bank accounts.
National Review
Financial CHOICE Act Must Keep Durbin Repeal
After the repeal and replacement of Obamacare, the next big task facing Congress will be reform of the equally awful Dodd-Frank Act. House Financial Services…
Forbes
‘Cordray Tower’ And Other Reasons For Trump To Fire CFPB Director Cordray
Even before its namesake ran for President, Trump Tower was seen as a symbol of the ultimate in opulence. Since the election, some have quipped…
Blog
Mnuchin Must Bring Transparency to Fannie Mae and Freddie Mac
Recently-confirmed Treasury Secretary Steven Mnuchin must do everything he can to reverse the extreme secrecy practiced by the Obama Treasury Department.
Wall Street Journal
Why Stop at Dodd-Frank? Some Want Trump’s Regulatory Overhaul to Go Further
The Wall Street Journal discusses revamping a provision of the Sarbanes-Oxley Act with John Berlau. The fight over the rule has been…
Blog
Five Regulatory Heartbreaks on Valentine’s Day
Tomorrow we celebrate our significant other by showering them with affection and chocolate—but is government regulation getting in the way of your date night?…