Featured Posts
Blog
Consumers benefit from access to Buy Now, Pay Later options
In a rapidly evolving retail landscape, with more and more commerce moving online, there has been a rise of financial technology (or fintech) tools. These…
Blog
Free the Economy podcast: Crypto politics with Eric Peterson
In this week’s episode we cover corporations playing politics, Florida’s ban on lab-grown meat, and a tale of two high-speed rail…
North State Journal
NC attorney general wants cash apps regulated by CFPB
CEI’s John Berlau is cited on the North State Journal on CFPB regulations in North Carolina: John Berlau, senior fellow and Director of Finance…
Search Posts
Blog
Consumers benefit from access to Buy Now, Pay Later options
In a rapidly evolving retail landscape, with more and more commerce moving online, there has been a rise of financial technology (or fintech) tools. These…
Blog
Free the Economy podcast: Crypto politics with Eric Peterson
In this week’s episode we cover corporations playing politics, Florida’s ban on lab-grown meat, and a tale of two high-speed rail…
North State Journal
NC attorney general wants cash apps regulated by CFPB
CEI’s John Berlau is cited on the North State Journal on CFPB regulations in North Carolina: John Berlau, senior fellow and Director of Finance…
Blog
Don’t make crypto the electricity scapegoat
A radical new tax proposed by the Biden administration would make cryptocurrency mining the scapegoat for electricity usage. The so-called Digital Asset Mining Energy (DAME)…
Forbes
How Durbin & Co. Credit And Debit Card Controls Could Pave The Way For CBDCs
Central Bank Digital Currency – the digital form of a national currency that tracks transactions within a government digital ledger – is an idea that…
Crowd Fund Insider
House Subcommittee on Financial Institutions Schedules Hearing to Discuss Banking and Need to Update Regulations in Line with Emerging Technology
CEI’s John Berlau is cited on Crowd Fund Insider on banking regulations: The House Subcommittee on Financial Institutions and Monetary Policy, part of the Financial Services…
Blog
FTX Hearings Should Probe Fraud Charges and the SEC’s Misplaced Priorities
In the wake of the arrest of and charges of fraud against Sam Bankman-Fried, the disgraced founder and former CEO of the FTX…
Blog
Gensler Fiddled with ESG and Power Grabs while FTX Burned
When asked on CNBC about the implosion of crypto exchange FTX, Securities and Exchange Commission (SEC) Chairman Gary Gensler turned the focus away from the…
Blog
Not Your Grandfather’s Bank Branch
What should financial services do? And how should they look like going forward as they try to serve more people? Some presenters are the recent…
Blog
Excerpts from Austin Keynote: How CBDCs Could Be the New Operation Choke Point
This week, I attended the exciting INFiN MoneyTrends conference in Austin, where I gave the Regulatory Keynote address on Monday. The conference is a…
News Release
CEI Report: Stablecoin Benefits Threatened by Lawmakers, Regulators
Stablecoins can revolutionize payment systems, provide a stable store of value for people living under totalitarian or corrupt regimes, and lower transaction costs (particularly for…
Study
A Market Approach to Regulating Stablecoins, the Future’s Money
Executive Summary The cryptocurrency sector experienced its most successful year to date in 2021. Familiar digital assets Bitcoin and Ethereum hit record values, as the…
CrowdFund Insider
Competitive Enterprise Institute Securities Expert on Crypto Legislation: “It will have many positive effects”
CrowdFund Insider cites CEI Senior Fellow and Director of Finance Policy John Berlau on crypto: Berlau, a senior fellow and Director…
Blog
The Stablecoin Contagion That Wasn’t
A rare, recent real-life test case allowed observers to contrast government warnings with real-world events. Reining in cryptocurrency markets has become a key priority for…
Blog
Crypto and Crowdfunding Could Spur U.S. Economy
Crypto and equity crowdfunding (Reg CF) are two relatively new concepts that are combining to create new economic models that could overtake current economic paradigms.
News Release
CEI Statement: Biden Executive Order to Target Crypto for Regulation
The White House is set to release an executive order today regulating cryptocurrency. CEI Senior Fellow John Berlau expressed concerns about the order and the…
Blog
George Washington, Larry David, Cryptocurrency, and Freedom
One of the most talked-about Super Bowl ads was that of Larry David traveling through history and naysaying innovations that turned out to be hugely…
Blog
New Federal Reserve Study Is Surprisingly Upbeat on Stablecoins
Amid the Biden administration’s onslaught against cryptocurrencies, new research from the Federal Reserve surprisingly paints stablecoins in a positive light. In a new Fed…
News Release
Fed Plans for Central Bank Digital Currency Pose Big Risk to Financial Sector, Economy
The US Federal Reserve today published a discussion paper on central bank digital currencies or CBDCs, signaling policymakers’ ambitions to start one. CEI expert Paul Jossey, author of…
Blog
Six Myths about Bitcoin Energy Use
Newsweek: Bitcoin Mining on Track to Consume All of the World’s Energy by 2020 Bloomberg: What if there were a safe digital currency…
Fintech Zoom
Regulatory Sandboxes Give States an Edge Attracting Innovation and Investment
Fintech Zoom cites CEI’s Ten Thousand Commandments: The latest edition of the Competitive Enterprise Institute’s 10,000 Commandments, an annual report on the…
News Release
China Cryptocurrency Ban A Lesson For US: CEI statement
China’s plans to ban private cryptocurrency is terrible but also offers a lesson and opportunity for US policymakers, says Competitive Enterprise Institute financial policy expert…
Blog
Web 3.0 Requires New Regulatory Thinking
“[A] digital economy isn’t simply an industrial economy on the internet.” The Blockchain Innovation Hub at the Royal Melbourne Institute of Technology in Australia…
Blog
Has Bitcoin/Crypto Failed as Money?
“[I]t’s not that [cryptocurrencies] didn’t aspire to be a payment mechanism; it’s that they’ve completely failed to become one except for people who desire anonymity…
News Release
House Financial Services Committee Should Look for Ways to Empower Middle Class Investors Post-Gamestop Controversy
A House Financial Services Committee hearing revisits GameStop-Robinhood-Reddit controversy from February, in which ordinary retail investors – fueled by social media-platforms – bested hedge funds…
Blog
Don’t Fear Crypto Dip; Fear Regulations that Will Harm America’s Cryptocurrency Lead
After a massive runup for the past few months, the cryptocurrency market experienced a slight dip over the past week and a half. This dip…
Blog
LBRY Cryptocurrency Prosecution Shows SEC’s Misplaced Priorities
The Securities and Exchange Commission (SEC), without authorization from Congress or from formal rulemaking, continues its punitive push against blockchain-based companies that sell native tokens…
News Release
Comptroller Plan to Impose ‘Fairness Doctrine’ for Banks Goes Against Freedom of Association
CEI Senior Fellow John Berlau criticized a proposal by the Office of the Comptroller of the Currency (OCC) to impose a “fairness doctrine”…
