CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
Center Square
After rate hike, economists weigh tariffs’ role in inflation
CEI’s Senior Economist Ryan Young was quoted by Center Square in their analysis of tariffs impact in inflation. Ryan Young, senior economist…
News Release
Federal Reserve raises interest rates, eyes on future economic policy: CEI analysis
Today, the Federal Reserve has decided to raise interest rates by 25 basis points, the first increase in over three years. The decision…
Blog
Why the 5 percent Treasury bond interest rate matters
The recent rise of the 10-year Treasury yield to 5 percent has set off alarm bells among economists, policymakers, and investors. While the…
Search Posts
E Week
U.S. Suit to Block ATandT, T-Mobile Deal Draws Sharp Interest Group Reaction
Citation
Green Crony Capitalism
"Green" jobs Created by the stimulus are shutting down after the public money has dried up. CEI Senior Fellow Chris Horner explains how many jobs would…
E Week
Justice’s New War Against Lenders
Daily Caller
The DOJ’s Antitrust Seers
The philosopher Yogi Berra once said that “It’s tough to make predictions, especially about the future.” Let’s apply his lesson to the proposed $39…
Daily Caller
Do We Really Need a National Weather Service?
CEI Vice President for Strategy Iain Murray knows that up-to-the-minute weather information is too crucial to leave in the hands of government. He argues that…
Daily Caller
Letter Writer Wrong About Hoover’s Tactics
A recent letter writer erred in claiming that Herbert Hoover cut taxes and government spending in the Great Depression (“O’Reilly Missed Lesson on Great Depression,”…
Daily Caller
Rekindling the Dream
Martin Luther King Jr. is now memorialized with an imposing statue on the D.C. National Mall. While the honor is long overdue, his legacy should…
Red State
$500,000 of Green for Green Jobs, Red for the Rest of Us
Red State
Debt Downgrade: Why Did It Take S&P So Long?
Now that Standard & Poor’s has downgraded America’s government credit rating, the real questions everyone should be asking are: What took them so long, and…
Red State
The Government War on Young Enterprise
Let’s start in Britain so we can see where we’re going. The first thing to know is…
Red State
Hoover’s Budget Wasn’t Balanced
David Elbert made the dubious claim that President Herbert Hoover “was a firm believer in balanced budgets” (“Obama’s Situation Looking a Bit Like Hoover’s,”…
Study
Stealing You Blind
Remember when we used to call government employees “public servants”? They’re servants no more—now they’re bureaucratic masters of the universe, claiming inflated salaries and early…
Red State
Dodd-Frank Side Effect: Devastation of Congo.
Townhall
The War on Lemonade
America is a country founded on entrepreneurship and free enterprise. That’s why one of its most enduring childhood traditions is the lemonade stand. It teaches…
Blog
Obamacare Costs Additional $50 Billion a Year More Than Predicted, Based on Yet Another False Assumption in Calculating its Costs
“Federal payments required by President Barack Obama’s health care law are being understated by as much as $50 billion per year because official budget forecasts…
Townhall
The S&P Downgrade Last Friday Night vs. Katy Perry
[F]airly interpreted, “Say’s law of markets” survives as the most fundamental “economic law” in all economic theory. It enunciates the principle that “demands in general”…
Townhall
Down on the Downgrade?
The downgrade itself was fair. However, S&P’s timing and “partisan gridlock” rationale were questionable, as is its implicit advocacy of higher taxes. Nothing really…
Study
Michigan’s Insurance Industry: New Directions
Full Document Available in PDF With the coming of the administration of Republican Governor John Engler in 1991, Michigan’s…
Townhall
The Growth Agenda and Its Enemies
Even President Obama now seems to realize that rescuing America from its financial crisis requires getting Americans back to work. What he doesn’t seem to…
Townhall
S&P’s Regulatory Politics
Within 24 hours, the Obama administration went from attacking Standard & Poor’s first-ever downgrade of U.S. debt to almost embracing it. On the Friday night…
Townhall
Women in the Boardroom
SIR – From an American legal perspective, laws that mandate quotas for women on corporate boards in some European countries seem utterly bizarre (“The…
Wall Street Journal
Notable & Quotable
National Review
When Obama Hands You Lemons…
Washington Examiner
Morning Examiner: Democrats Shut Down FAA Over Morgantown Air Pork
Washington Examiner
Unlawful to Favor Women-Owned Businesses
“Men need not apply” (Commentary, Wednesday) was right to criticize the federal government’s award of contracts based on sex in the Women-Owned Small Business…
Letters
Letter to Assistant AG on Microsoft Settlement
The staff of the Antitrust Division has designated a limited set of comments on the proposed settlement as “major.” It plans to engage in special…
Washington Examiner
Bad Foundation
Most attempts at financial reform have been burdensome, created unintended consequences and have been harmful to economic growth. But compared to the Dodd-Frank Wall Street…
Citation
CEI Blasts CARE Act
National Center for Policy Analysis
Special Interest at Heart of CARE Act
Blog
More Confusion on Breast Cancer Screening
When the federal government's Preventive Services Task Force recommended in November 2009 that most women under age 50 should stop having regular…
National Center for Policy Analysis
Easter Egg in Dodd-Frank
News Release
Court Strikes Down Dodd-Frank Proxy Rule
The Competitive Enterprise Institute hails today’s decision of the D.C. Circuit Court of Appeals striking down the Securities and Exchange Commission’s (SEC) proxy…
National Center for Policy Analysis
Dodd-Frank’s Fannie Trap
One year ago today, President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act. Despite the “Wall Street” moniker, the tentacles of Dodd-Frank’s…
National Center for Policy Analysis
One Year Later: Frank-Dodd “Reform” Leaves Fannie and Freddie Intact
Daily Caller
Competitors: Stop That Merger!
AT&T and T-Mobile would like to merge. The $39 billion deal would make them the largest mobile phone service provider in the country. Not everyone…
Economic Times of India
Will Rivals Do to Google What Facebook Did to MySpace?
Economic Times of India
Let’s Not Repeat Mortgage Mistakes
You write that the Obama administration decided last year to let “the market sort things out” regarding America’s housing woes in lieu of government intervention.
Bellingham (WA) Herald
Government to Google: All Search Results Must Appear First
According to legend, when Winston Churchill and his lifelong foe Clement Attlee ran into each other at a row of urinals in the House of…
Bellingham (WA) Herald
Protestors Disapprove of Immelt’s Keynote Speech on Creating Jobs
Bellingham (WA) Herald
The Cost Of Government Regulation
“You, there: stop complaining and start hiring!” That is essentially the Obama administration’s message to businesses. This is an administration that seems to believe that…
Bellingham (WA) Herald
Is the Stimulus Creating Jobs, or Killing Them?
Washington Times
Employers Doubt Obama’s Vow of Less Red Tape
The Washington Times references Wayne Crews's study on the size of the federal regulatory burden. Mr. Kovacs noted that the Government Accountability Office…
Mercury News
Why Google probe should worry consumers
Is Google too big? Some government officials in Washington, D.C., certainly seem to think so. Last week, the Federal Trade Commission launched a formal…
Ecomerce Times
1plusV Lobs Another Antitrust Grenade at Google
PC Magazine
Google Confirms FTC Investigation; Will States Launch Inquiries, Too?
Daily Caller
Regulators Should Regulate Economy, Not Intervene In It
Just as surely as summer is followed by autumn, it seems that these days every proposed corporate merger is followed by antitrust complaints —…
Daily Caller
Obama Urges Use of Foreign Capital Boost
Daily Caller
Liberate ATMs and Credit Unions to Jumpstart Jobs
“ATMs don’t destroy jobs,” tweeted Davd Burge of the Iowahawk blog in response to Obama’s now-infamous “Today Show” explanation of unemployment. “Politicians who…
Daily Caller
Bachmann and the ‘20,000 Millionaires’ Myth
“Michele Bachmann would knock 20,000 millionaires off tax rolls.” So reads the glaring headline on a blog post by Howard Gleckman of the…
Daily Caller
Overdrawn at the Ideas ATM
President Obama recently blamed today’s high unemployment on… automation. Yes, you heard at right. He singled out automatic teller machines (ATMs), which he…
Staff & Scholars
John Berlau
Senior Fellow and Director of Finance Policy
- Banking and Finance
- Deregulation
- Financial Regulation
Iain Murray
Vice President for Strategy and Senior Fellow
- Banking and Finance
- Trade and International
Steve Swedberg
Finance and Monetary Policy Analyst
- Banking and Finance
- Deregulation
- Financial Regulation