CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
News Release
Supreme Court Disappoints on Funding/Powers Question in Ruling in CFPB Case
The Supreme Court today issued a disappointing ruling in CFPB v. Community Financial Services Association of America, a lawsuit challenging the unchecked funding of…
News Release
No surprises with April’s inflation report: CEI analysis
Inflation rose 0.3 percent in April compared to 0.4 percent in March. While this wasn’t a surprise for economists, the news indicates a tough…
Blog
Navigating the maze of federal regulations in 2024: What to know
In a bureaucratic whirlwind, the 2024 Federal Register is attaining new heights, topping 41,000 pages today. An unsettling new norm for the past few weeks…
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Products
New Choices in Auto Insurance
The high cost of auto insurance is a serious concern for many people across the country. Annual premiums can run into thousands of dollars.
Study
Rethinking Insurance Regulation
View Full Document as PDF Dr. Joseph Olson delivered a keynote address at the Mayflower Hotel for a conference sponsored by the…
Study
The Business and Regulation of Insurance: A Primer
Full Document Available in PDF…
Study
A Primer on Derivatives
Full Version Available in PDF Although criticized often and considered unfathomably complex, "derivatives" are relatively straightforward financial contracts that are not inherently…
Study
The World Bank’s Trail of Sorrows
View Document as PDF As congress looks for ways to reduce the federal budget, it should start by cutting htose programs with…
Study
The World Bank’s Trail of Sorrows
Study
The Anti-Redlining Agenda: An Assault on Risk-based Insurance
Executive Summary The House of Representatives is considering two competing bills aimed at addressing recent charges of insurance industry redlining (the refusal to…
Op-Eds
How the IMF Could Become a Real S&P for International Debt
Should the U.S, donate an added $8.4 billion- to the International Monetary Fund? IMF opponents, of course, answer “No,” They claim that increased- IMF funding…