CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
Reason
Fight Government Corruption With Deregulation
Reason cited CEI’s expert on regulatory budgets “When regulatory systems become dense, opaque, and discretionary, they create perverse incentives for corruption,” Steve Swedberg, a regulatory…
The Washington Examiner
Credit card companies are easy to vilify, but the wrong target for consumer ire
The Washington Examiner cited CEI’s expert on financial policy. John Berlau, a senior fellow at the Competitive Enterprise Institute, said entrepreneurs turned to credit…
Blog
Cut the steel, cut the cost: Why Congress is right to scrap the chassis mandate
If buying a home in the US feels more expensive, that is not merely your imagination. A Harvard University study found that national single-family home…
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Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. HEALTH The EPA tells people not to throw out their Teflon cookware CEI Expert Available to…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. HURRICANE KATRINA The House of Representatives finds failures in the response to Hurricane Katrina at all levels…
Op-Eds
The top ten reasons to cut corporate welfare
<?xml:namespace prefix = o ns = “urn:schemas-microsoft-com:office:office” />The federal budget is too big. It's way too big. George W. Bush has called for total…
News Release
Free Enterprise Fund and Competitive Enterprise Institute to Announce Constitutional Legal Challenge to Sarbanes-Oxley
WHAT: Sarbanes-Oxley was rushed into law in 2002 with good intentions following unprecedented corporate scandals. Yet, elements of Sarbanes-Oxley now serve as classic examples…
News Release
Free Enterprise Fund and Competitive Enterprise Institute Launch Constitutional Legal Challenge to Sarbanes-Oxley Act
CONTACT: Christine Hall, 202-331-2258, [email protected] Washington, DC (February 8, 2006)—The Free Enterprise Fund and the Competitive Enterprise Institute (CEI) on Tuesday launched a…
Op-Eds
Pot Calling Kettle Black?
<?xml:namespace prefix = o ns = “urn:schemas-microsoft-com:office:office” /> In senior editor Dave Astor's article on syndicated columnists and their sources of…
Op-Eds
Open Federalism
The businessman puts the cash in an envelope. He leaves it on the agreed upon restaurant table. Another man, a government bureaucrat, walks over…
Op-Eds
Sarbanes-Oxley vs. the Free Press
Back in June, when New York Times reporter Judith Miller was about to go to jail on contempt charges for refusing to testify…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. ECONOMICS Offical plans for rebuilding New Orleans draw harsh criticism from local homeowners. CEI Expert Available…
Op-Eds
Caveat Emptor: No, Really
One of the oldest maxims in commerce is caveat emptor: let the buyer beware. Sadly, this is often interpreted as a condemnation of businessmen, a…
Op-Eds
Who Is Watching the Watchdog?
<?xml:namespace prefix = o ns = “urn:schemas-microsoft-com:office:office” /> Today in the D.C. Circuit Court of Appeals, outspoken hedge fund manager…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. AUTOMOTIVE Ford Motor Co. CEO Bill Ford announces his company’s plans to focus on developing alternative…
Op-Eds
Is U.S. Embracing a Global Tax Scheme?
<?xml:namespace prefix = st1 ns = “urn:schemas-microsoft-com:office:smarttags” />Melbourne, Australia—This week, a good number of liberal activists—when not engaged in trying to stop the…
Op-Eds
Puts and Calls: Sarbanes-Oxley ‘reform’ harming economy
The Sarbanes-Oxley corporate governance act is one of the biggest expansions of government regulation in 70 years—and businesses say it’s more costly and complicated than…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. INTERNET Time Warner and AOL announce a new venture to…
Op-Eds
Congress Tweaks Patriot Act Provisions, Will Affect the Tech Industry
Congress is in the process of tweaking sixteen separate sections of the USA Patriot Act that were scheduled to sunset at the end of this…
Products
CEI Planet: September – October 2005
Full Document Available in PDF No Regulation Without Representation…
News Release
New Warren T. Brookes Journalism Fellow to Join CEI
<?xml:namespace prefix = o ns = “urn:schemas-microsoft-com:office:office” /> Washington, D.C., October 12, 2005— The Competitive Enterprise Institute is pleased to announce…
Letters
The President’s Tax Panel Should Dump “Static” Revenue-Estimating
A coalition of more than 40 free-market leaders, including The Competitive Enterprise Institute, has asked President Bush to direct the Advisory Panel on Federal…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. HURRICANE KATRINA President Bush addresses the nation from New Orleans, pledging additional assistance to areas…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. FINANCE Hurricane Katrina threatens to cost insurers billion of dollars in losses. CEI Expert Available…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. LEGAL & CONSTITUTIONAL Democrats and Republicans alike eye the nomination of Judge John Roberts…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. FINANCE Rep. Michael Oxley, co-sponsor of the Sarbanes-Oxley corporate accounting law, expresses concerns about its impact.
News Release
SEC Cox Hearings Highlight Sarbanes-Oxley Burdens
Contact for Interviews: <?xml:namespace prefix = o ns = “urn:schemas-microsoft-com:office:office” /> Richard Morrison, 202.331.2273 Christine Hall, 202.331.2258…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. ENERGY House and Senate conference committee members reach agreement on major energy legislation.
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. FINANCE The Securities and Exchange Commission gets taken to task by a federal appeals…
Op-Eds
The Uses and Abuses of Finite Risk Reinsurance
Finite risk has become what derivatives were ten years ago—a hot button for controversy and the likely subject of investigations, litigation, and (heaven forbid)…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. TRANSPORTATION Communities in states such as Michigan, Florida, Texas and…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. GOVERNMENT ACCOUNTABILITY The House Government Reform Committee’s Subcommittee on Regulatory Affairs examines government red…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. HEALTH & SAFETY Food and Drug Administration officials are urging drug safety reviewers to…
Newsletter
The Competitive Enterprise Institute Daily Update
Issues in the News 1. GLOBAL WARMING California Gov. Arnold Schwarzenegger has announced a project to reduce greenhouse gas emissions in…
Products
Ponzi’s Scheme: The True Story of a Financial Legend
Full Document Available in PDF Many have heard…
CEI Planet
April Issue of CEI’s Monthly Planet
Full Document Available in PDF Environmentalism, RIP? Not So Fast, by Angela…
Op-Eds
Reagan’s Ghost: Liberal pundits miss the boat when talking tax reform.
In their attempt to strangle President Bush's tax-reform plan before it even reaches the cradle, liberal journalist-strategists have conjured up a strange political…
Op-Eds
A Tremendously Costly Law
Early this year, an unusual full-page ad appeared in the Wall Street Journal and other financial newspapers. The ad attempted to refute claims from businessmen…
CEI Planet
February/ March Issue of CEI’s Monthly Planet
Full Document Available in PDF Featured in the February/March Issue of the…
News Release
Bush Budget Missteps On Energy, Environment, Regulatory Reform
<?xml:namespace prefix = o ns = “urn:schemas-microsoft-com:office:office” /> Contact for Interviews: Christine Hall, 202.331.2258, or Richard Morrison, 202.331.2273…
News Release
CEI Scholars Respond to Bush Budget
<?xml:namespace prefix = o ns = “urn:schemas-microsoft-com:office:office” /> OVERVIEW Analysis from CEI Vice President for Policy Clyde…
News Release
Free Market Reaction to the State of the Union
Contact: Richard Morrison, 202.331.2273 Washington, D.C., February 2, 2005—President Bush’s State of the Union address tonight will expound his vision of an “Ownership Society,” in…
News Release
Study: Consumers Could be Hurt by Federal Regulation of Insurance Industry
Contact for interviews: <?xml:namespace prefix = o ns = “urn:schemas-microsoft-com:office:office” /> Richard Morrison, 202.331.2273 <?xml:namespace prefix = st1…
Chron
The Mother of all Financial Scandals
Chron
Accounting Rules Still Should Adopt to New Economy
Op-Eds
It’s About Economic Growth, Stupid!: Kemp Nationally Syndicated Column
Kemp Column Distributed by Copley News Service Kemp Column Distributed by Copley News Service President George W.
News Release
Statement from CEI President Fred Smith Regarding New CBO Report on Fannie Mae and Freddie Mac
Washington, DC, May 23, 2001 – The latest figures from the Congressional Budget Office indicating that Fannie Mae and Freddie Mac receive more than $10…
Op-Eds
Don’t Give Up the SS Bully Pulpit: Kemp Nationally Syndicated Column
Distributed by Copley News Service Distributed by Copley News Service March 12, 2001 President Bush's approach to tax cutting…
Comment
Why the War on Money Laundering Should be Aborted
Dr. Richard W. Rahn, Chairman of Novecon Financial, was one of the contributors to The Future of Financial Privacy: Private Choices versus Political Rules (2000). He…
Chron
Kickoff for Economic Growth
Washington, D.C., is a funny place. It’s probably the only place on Earth where a majority of people turn to the editorial page of the newspaper before they…
Chron
Bush Announces Nominees to Tackle the Tough Issues
Citation
Tax Reform Advocates Say Call Flat Tax a Green Tax
Chron
Class Clash and Fabrication
Vice President Al Gore and President Clinton not only took sole credit for today’s splendid economy in their speeches last week at the Democratic National Convention,…