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Congress keeps propping government-backed deposit insurance up, risk keeps rising
On Sunday, the Federal Deposit Insurance Reform Act of 2005 marked its 20th anniversary. This Act consolidated the Bank Insurance Fund and the Savings…
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HSAs: A silver bullet for the silver loading conundrum
After the longest government shutdown in American history — ostensibly caused by the expiration of the expanded Obamacare subsidies — Republicans have debated health care…
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CEI warns House committee of dangers of deposit insurance hike
Starting with our late founder and president Fred Smith, CEI has long warned of the risks posed by government-provided deposit insurance to the nation’s banks.
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Michigan Supreme Court Decision on Insurance Rates a Win for Consumers
The Supreme Court of Michigan this week reversed an initiative of Gov. Jennifer Granholm which would have barred insurance companies from considering the credit ratings…
Op-Eds
State Needs New Leadership on Insurance Policies
It’s sometimes hard to picture your insurance company as a caped hero sweeping in to rescue you in times of crisis. Yet, that is what…
Newsletter
Financial Reform, Hurricane Season and Bank Fees
Congress continues negotiations on a major financial reform bill. Florida Governor Charlie Christ vetoes a bill that would have allowed Florida insurance companies to build…
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FL property insurance: turning a blind eye is not reform
While deregulation is always a good thing, we shouldn’t be fooled into believing that the recent news that Florida’s office of insurance regulation has…
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AIG Bailout Had “Poisonous” Effect, Bailout Oversight Panel Says
“American International Group Inc.’s bailout had a ‘poisonous’ effect on the U.S. financial system because it demonstrated the government would protect Wall Street firms from…
Op-Eds
Let Michigan Insurance Consumers Tailor Auto Coverage
Imagine you live in a town where anyone who dines out is required to buy a $200 bottle of champagne with their meal. That…
Newsletter
Ethanol, Amtrak and Auto Insurance
New global warming legislation contains subsidies for ethanol production. Amtrak, which loses money annually, is now embroiled in legal troubles. State governments take an increasingly…
Op-Eds
Let Michigan Insurance Consumers Tailor Coverage
Imagine you live in a town where anyone who dines out is required to buy a $200 bottle of champagne with their meal. That…
Blog
ObamaCare Deeply Unpopular: Democratic Congressman Who Voted for Health Care Bill Loses Primary Election
ObamaCare is so unpopular in West Virginia that veteran Democratic Congressman Alan Mollohan lost reelection in yesterday’s Democratic primary to a state senator who…
Newsletter
Greenhouse Gas Regulation, High-Speed Rail and Waiting on Crist in Florida
The 2006 Supreme Court verdict in Massachusetts v. EPA is cited as one of retiring Justice John Paul Stevens’ most influential. President Obama pushes for…
CEI Planet
CEI Planet: March – April 2010
To view this issue of the CEI Planet, please click here to download the PDF file. Below are selected articles from the March-April…
Citation
Consumer Financial Protection Bureau – be careful what you wish for
Op-Eds
ObamaCare vastly expands IRS red tape
“Billions of more documents” will be have to be filled out by small businesses for the IRS so that a “spendthrift Congress can shake…
Blog
ObamaCare Vastly Expands IRS Red Tape and Power, Raises Medical and Insurance Costs, Taxes, and Deficits, and Harms Very Sick People
“Billions of more documents” will be have to be filled out by small businesses for the IRS so that a “spendthrift Congress can shake…
Op-Eds
Enough with SEC Porn; What about Obama’s Financial Lies?
There are plenty of problems with the financial “reform” bill, but the media aren’t interested in that. They’re much more interested in revelations that…
Blog
ObamaCare Will Raise Insurance Premiums and Health Care Costs, Perhaps Bankrupt Hospitals, Federal Officials Admit
“Economic experts from President Obama’s own Health and Human Services Department have released a devastating report noting that Obamacare ‘will increase national health care…
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Porn More Interesting to Media Than Flaws of Financial ‘Reform’ Bill; Obama Is “Lying His Face Off”
There are plenty of problems with the financial “reform” bill, but the media aren’t interested in that. They’re much more interested in revelations that senior…
Op-Eds
Dodd Financial Bill Attacks Main Street
As Congress prepares to vote on debating Sen. Chris Dodd’s “Restoring American Financial Stability Act,” a broad spectrum of conservative and free-market groups expressed…
Blog
Center-Right Coalition Letter Opposes Toxic Provisions in Dodd Bill
Below is a letter sent today to the Senate that was signed by several prominent groups in the Center-Right Coalition expressing “grave concerns about the…
Blog
“Basic needs” need to be regulated, say Dems
Reason’s Ron Bailey, in an “I told you so” article today, points out that Senate Democrats are poised to support a bill that would…
Blog
Insurers need a fallback plan
It seems that insurance companies can do no right. This is especially true when it comes to setting rates. Customers demand high quality insurance coverage,…
Blog
Barack Obama and Liberal “Good” vs. Freedom
There's a great op-ed by Shelby Steele in today's Wall Street Journal, called "Barack the Good". In it, Steele argues that "today's liberalism is focused…
Blog
Millions of Seniors to be Dumped from Health Plans Due to New Health Care Law
Two million seniors are expected to be dumped onto Medicare from company prescription medication plans, thanks to a poorly-vetted provision of…
Op-Eds
Millions of Seniors Will Be Dumped from Health Care Due to Reform
Two million seniors are expected to be dumped onto Medicare from company prescription medication plans, thanks to a poorly-vetted provision of the new health…
Blog
Attorney Generals Challenge ObamaCare; New Health Care Law Increases State Budget Deficits, Imposes Marriage Penalties
Virginia Attorney General Ken Cuccinelli and a dozen other attorneys general have filed lawsuits challenging the new health care law signed…
Blog
Liberty Activists get a Black Eye, Keep on Fighting
As would be expected in the face of recently passed health care legislation this sweeping and controversial, pro-liberty citizens have been stepping out to…
Op-Eds
ObamaCare could make you think twice about saying ‘I do’
The new tax on investors in the health care bill has been increased from 2.9 percent to 3.8 percent, but only a few…
Blog
Health Care Crisis About to Get a Whole Lot Worse
In just a few hours, the House of Representatives will vote on the $940 billion Senate health care bill, followed by a reconciliation package of…
Blog
New Taxes on Investors in Obamacare, and Massive Marriage Penalties, Too
The new tax on investors in the health care bill has been increased from 2.9 percent to 3.8 percent, but only a few media…
Blog
Health Care Bill Would Vastly Expand IRS Power; CBO Ordered to Base Cost Estimate on False Assumptions
“House health care bill dangerously expands IRS power,” say a tax law professor and GOP leaders. The Washington Examiner says that “16,500 more…
Blog
Governors Criticize Health Care Bill for Increasing Unemployment and State Budget Deficits; Tax Increases and Medicare Cuts in Bill Rise
Governors are now criticizing the health care bill backed by the Obama administration, saying it will cause health care costs and state deficits to…
Blog
Even Associated Press Says “Beware” of Obama’s Health Care Overhaul; Retired Judge Calls Health Care Tactic Unconstitutional
Even the Associated Press admits that President Obama is not telling the truth about his health care plan and how it would affect health…
Op-Eds
The ‘Hidden Lies’ in Obama’s Health Care Plan
Even the Associated Press admits that President Obama is not telling the truth about his health care plan and how it would affect health…
Newsletter
ObamaCare, Alcohol Taxes, and Insurance Companies
David Brooks, who supported Obama in 2008, talks about the hidden costs of health care. Maryland legislators want to raise the tax on alcohol. Supporters…
Op-Eds
ObamaCare’s Enormous Cost is Hidden by Dishonest Gimmicks, Admits pro-Obama New York Times Columnist David Brooks
New York Times columnist David Brooks, like other columnists at that staunchly liberal newspaper, supported Obama in the 2008 election. But even he can…
Blog
ObamaCare’s Enormous Cost Is Hidden by Dishonest Gimmicks, Says New York Times Columnist Who Supported Obama in 2008
New York Times columnist David Brooks, like other columnists at that staunchly liberal newspaper, supported Obama in the 2008 election. But even he can…
Blog
$3,000,000,000,000 in Tax Increases in President Obama’s Budget
The president’s proposed budget raises taxes by three trillion dollars over the next ten years, notes Washington fiscal analyst…
Blog
How Do These People Avoid Cognitive Dissonance?
Supporters of the health care bill spend a lot of time attacking health insurance companies. The health care bill would legally require people to give…
Blog
Obama Runs Up Largest Budget Deficit in American History; Monthly Deficit Alone Exceeds Entire Annual Deficit for 2007 Under Bush
“The Obama Administration has run up the largest budget deficit in American history in February of 2010, a whopping total of $220.9 Billion in just…
Op-Eds
Obama Runs Up Largest Budget Deficit in U.S. History
“The Obama Administration has run up the largest budget deficit in American history in February of 2010, a whopping total of $220.9…
Blog
The Hidden Costs of Health Care Reform: “Obamacare Is A Budgetary Disaster”
The health care bills backed by President Obama will cost $2.3 trillion, not the $900 billion Obama claims, and will be a “…
Blog
Obama’s Policies Will Increase National Debt by $9.7 trillion, Says Congressional Budget Office
“President Obama’s policies would add more than $9.7 trillion to the national debt over the next decade, congressional budget analysts said Friday. . .The 10-year…
Blog
Torches, Pitchforks, and Congress
“It occurred to me that this panel would only take place, of the industrialized nations, in the United States of America. That in every other…
Blog
Credit CARD Act penalizes thrift and entrepreneurship; interchange fee controls would compound harm to consumers
Today, the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 goes into effect. While the law, passed last May, is being hailed as…
Blog
No Fault Failure
On Monday, the RAND Corporation released a comprehensive overview of the no-fault insurance system and documented how the one-time darling of insurance systems has fallen…
Blog
“Health Care Freedom” Bills Pass Virginia Senate
The Virginia State Senate passed “health care freedom” bills giving citizens the right not to be forced to buy health insurance. This sets…
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Lessening the Rate of Auto Insurance In Detroit May Scare Away Insurers
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Michigan’s Auto Insurance Rates Aren’t Highway Robbery
In most games, fair play is understood as playing by the rules and reaping rewards or penalties within the game’s parameters. Yet for many…
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Insured Buildings in Haiti Still Standing
One could consider it ironic that the buildings in Haiti most likely to receive insurance money are those that experienced the least amount of damage.
Blog
The bright side of flood insurance
Some Michigan residents are boiling mad that their mortgage lenders are forcing them to purchase flood insurance. The notifications were sent out to residents…