Study
Restoring the Private Property-Insurance Market to Reduce Florida’s Risk of Financial Insolvency
Full Document Available in PDF Foreward by Robert F. Sanchez, Policy Director, The James Madison Institute As Florida faces a…
Study
Principles for Property Mitigation Discounts
Legislators should be wary of efforts to mandate specific mitigation discounts without paying attention to the myriad other factors that can play a major role…
Study
Free Market Strategies for Insurance Reform
Two major proposals to regulate insurance federally have appeared. The first, the National Insurance Consumer Protection Act. The second proposal stems from the Obama administration.
Study
National Regulatory Modernization for Insurers
Frequently Asked Questions on Standardizing National Insurance Laws…
Study
Property and Casualty Insurance 2009 Report Card
Full Document Available in PDF For the second year in a row,…
Study
SERFF Liberation
The System for Electronic Rate and Form Filing Needs Competition…
Study
Why Florida Should Not Receive a Pre-Funded Federal Bailout
Full Document Available in PDF Since early 2009, Florida state…
Study
The Five Dumbest Product Bans, 2009
Eli Lehrer's Annual Review of Regulatory Absurdity…
Study
Restoring the Private Property-Insurance Market To Reduce Florida’s Risk of Financial Insolvency
Eli Lehrer examines why Florida could very well become financially insolvent.
Study
Let Credit Unions Lend More
Eli Lehrer makes the case for expanding credit union business lending, which would unlock otherwise idle capital and thereby help create jobs.
Study
Catastrophe Funds and Reinsurance
Eli Lehrer answers and explores the most frequently asked questions about catastrophe funds and reinsurance.
Study
How EESA Might Impact Property and Casualty Insurance
Full Document Available in PDF This paper explores the ways…
Study
Facts About the AIG Collapse: A Response to the NAIC
Full Document Available in PDF Following the collapse…
Study
Exploring Wind Insurance as a Pilot Program
A pilot federal program could cost taxpayers more than a larger program while destabilizing the National Flood Insurance Program…
Study
North Carolina’s Unfair Auto Insurance System
North Carolina’s government-controlled auto insurance subsidizes risky and dangerous drivers by overcharging good driver…
Study
Reforming the National Flood Insurance Program after 35 Years of Failure
It is time to rethink a federal program that has caused much harm.
Study
The Federal Government Should Leave Gamblers Alone
Why the Market Can Best Discipline Online Gambling…
Study
Optional Federal Charter for Insurers
An optional federal charter for insurers would help consumers by creating competition between regulators.
Study
Toward a National Market for Insurance
A small step to liberalizing property and casualty insurance…
Study
The Consumer-Last Energy Bill
The Consumer-First Energy Act, intended to address the energy crisis, fails to achieve its stated purpose.
Study
A Flawed Blueprint
America needs fundamental financial regulation reform. The Treasury Blueprint fails to provide it.
Study
Time to Fold the Unlawful Internet Gambling Enforcement Act
A bad law that could threaten America’s banking system…
Study
Some Answers about Credit Unions
A recent, widely circulated advertisement from the American Bankers Association asks some questions of the credit union industry. They’re good questions and, in…
Study
Property and Casualty Insurance Report Card
Full Document Available in PDF According to Barron’s, the U.S. dominates the…
Study
First Steps toward Restoring Florida’s Insurance Market
Full Document Available in PDF As Florida’s Legislature proceeds with its…
Study
The Five Dumbest Product Bans
This paper focuses on five clearly absurd product bans that seem to serve no social good.
Study
Restoring Florida’s Insurance Market
By the end of the 1990s, Florida’s property insurance market had largely recovered from the effects of 1992’s Hurricane Andrew, one of the costliest storms…
Study
The Subprime Crisis in Historical Perspective
Study
Politically Determined Entertainment Ratings and How to Avoid Them
Full Document Available in PDF When they…
Study
The Credit Union Regulatory Improvement Act
Full Document Available in PDF This paper provides a free market perspective on…
Study
A Non-Prescription for Confronting the Sub-Prime Crisis
Full Document Available in PDF I am so busy doing nothing…that the…
Study
Web Memo: How an OFC Would Impact the States
Introduction…
Study
The Continuing Value of Privatization
Full Document Available in PDF As mayor of Indianapolis, Stephen Goldsmith applied what he called…
Study
South Carolina’s Omnibus Coastal Insurance Legislation
Full Document Available in PDF In early 2007, South Carolina…
Study
Optional Federal Charter for Insurers: FAQ
Full Document Available in PDF This paper provides a free market perspective on the…
Study
Taxicab Medallions and Heirloom Tomatoes to the Rescue
Full Document Available in PDF When they seek to buy inventory, expand,…
Study
Keeping the Voices Alive
And the night was alive With a thousand voices Fighting to be heard And each and every one of them Connected to me. - Maury…
Study