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‘Professor Frink’ on ‘anti Earth Hour’
Letters
Coalition Letter to Frank and Bachus Regarding Federal Insurance Reform
Full Letter Available in PDF Today, you’ll consider a manager’s amendment that would change the scope and reach of H.R. 2609, The Federal…
Letters
Coalition Letter to President
Full Document in PDF We represent a diverse group of environmental, taxpayer, and consumer interests. We've seen the letter that Rep. Gene Taylor…
Op-Eds
Catastrophe Fund: Florida System Dangerously Unstable
As September passed by, much of the news here in Florida appears good: Hurricanes have stayed away from U.S. coastlines, the Legislature has passed…
Op-Eds
Don’t Drive Away Auto Insurers
In recent weeks, political leaders have vented their anger at Michigan’s auto insurers. State Sen. Martha Scott held a rally at the capital in…
Letters
Letter to RiskMetrics Group
My name is Eli Lehrer and I’m Director of the Center for Risk, Regulation, and Markets at the Competitive Enterprise Institute. As an organization,…
Op-Eds
The Mania of Central Planning
Lansing, Mich. Coleman Young II is on a roll. Standing outside of the Michigan legislature’s baronial house chamber, the young politician, scion of…
Citation
Crist Lauds Insurance Reform’s Results
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Conference Planned
Op-Eds
Floridians Still On Hook to Pay for Hurricane Destruction
Even if Florida avoids catastrophe during the 2009 hurricane season, the state’s system for insuring itself against storms will remain dangerously unstable.
Op-Eds
Make Florida More Hurricane-Resistant
As hurricane-ridden September passes by, much of the news in Florida appears good: Hurricanes, so far, have stayed away from U.S. coastlines, the Legislature…
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New Orleans Conference to Address Coastal Insurance Issues
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Ex-Massachusetts Commissioner Praised for Auto Deregulation Efforts
Op-Eds
The Meltdown Next Time
When the insurance giant American International Group was threatened with collapse in late 2008, its credit default swap business and other international operations were…
Study
Restoring the Private Property-Insurance Market to Reduce Florida’s Risk of Financial Insolvency
Full Document Available in PDF Foreward by Robert F. Sanchez, Policy Director, The James Madison Institute As Florida faces a…
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The AIG Effect: AIG Aftermath Spurs State Regulators to Modernize
Op-Eds
Coastal Insurance Reforms a Good Start
When he took office at the beginning the year, Insurance Commissioner Wayne Goodwin set his sights on North Carolina’s broken coastal insurance system. Now…
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New Dem Tax for Speculators Will Hurt Individual Investors
Op-Eds
New Dem Tax for Speculators Will Hurt Individual Investors
Some Democrats in Congress and their Big Labor allies at the AFL-CIO are pushing a tax proposal intended to reduce stock market speculation.
Citation
CEI’s Lehrer Writes Congress to Support Increased CU Biz Lending
Letters
Let Credit Unions Lend to Small Businesses
Full Letter Available in Word Today’s difficult economic situation stems, in large part, from a shortage of credit. Banks, thrifts and other…
Op-Eds
Government Run-Health Coops Would be Different
Re: "The insurance co-op is already in your neighborhood," Aug. 19 State Farm is an admirably run insurer, but its structure may…
Study
Principles for Property Mitigation Discounts
Legislators should be wary of efforts to mandate specific mitigation discounts without paying attention to the myriad other factors that can play a major role…
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Closing Reinsurance Tax Loophole Proposed in Congress
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Florida Lawmaker Rips Insurance Commissioner, Vows to Bring Back Rate Deregulation Bill
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Florida’s Quote of the Day
Op-Eds
What Caused the Chino Riot
Overcrowding gives rise to many problems in prisons but, with good management, even an overcapacity prison will almost never to erupt into massive violence.
Op-Eds
Insurance Against Terrorism
After hijackers destroyed the World Trade Center on 9/11, taxpayers ended up spending a lot of money to aid the injured, rebuild public infrastructure, improve…
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Insurance Against Terrorism
Op-Eds
Limited Government Role Seen in Tackling Catastrophe Risks
Q: What role should the federal government play in setting natural catastrophe policy? The federal government certainly has a role to play…
Op-Eds
How Should the Census Count Prisoners?
In today’s New York Times, NYU law professor Anthony Thompson takes on the interesting issue of how those in prison should be counted in…
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Neal Reintroduces Offshore Reinsurance Tax Bill
Op-Eds
Health Reform Can’t Copy Auto Insurance
Republicans and Democrats have looked to auto insurance as a model for reforming an expensive health care system that leaves millions without coverage and…
Op-Eds
California’s Prison Problem
A federal judge has ordered California to cut the size of its largest-in-the-nation prison system by almost 43,000 inmates. The system is overcrowded,…
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Bermuda Insurers Hit Back at Controversial Neal Bill
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Changing Winds Aim at Insurance
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US Reinsurance Tax Bill Branded “Anti Consumer”
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Pay Me Later
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Bill Closing Tax Loophole for ‘Offshores’ Introduced
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Beach Houses: Owned by the Rich, Paid for by Everyone
Op-Eds
Protection Is a Team Effort
Floridians, don't let the current lack of hurricane activity lull you into a false sense of security. As a low-lying peninsula jutting out into the…
Op-Eds
Auto Insurance Works – So Why Doesn’t Health Insurance
Those looking for solutions to America’s health insurance bills can see a lot to admire in the auto insurance market. Auto coverage purchasers throughout…
Letters
Coalition Letter on Optional Federal Chartering
Full Letter Available in Word As Congress moves towards a debate over sweeping reform of the nation’s financial regulations, we urge you to…
Op-Eds
Beach Plan Fix Would Require Another Fix Later
Although thoughts of hurricane season conjure up images of devastated trailer parks, fearsome storm surges, and ruined roads, North Carolina has more to worry…
Study
Free Market Strategies for Insurance Reform
Two major proposals to regulate insurance federally have appeared. The first, the National Insurance Consumer Protection Act. The second proposal stems from the Obama administration.
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Former National Security Official Champions Bill for National Catastrophe Fund
Op-Eds
Worst Idea of the Year
Later today [1:00 p.m. Thursday 7-9-9] former FEMA administrator James Lee Witt and former Coast Guard head James Loy –America’s two most trusted emergency…
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Goodbye, Mother Harriette: Loose Lips Daily
Op-Eds
Non-Profits Can Help the District’s Failing Economy
Public charities — organizations that do everything from advocating for wildlife to supporting stronger national defense — are the heart of Washington, D.C.’s private…
Op-Eds
Why The Madoff Sentence is Too Long
Bernard Madoff is an evil con man. He should spend the nearly all the rest of his miserable life in prison. But the 150-year…
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Florida Veto Could Send P-C Insurers fleeing, Policy Group Says
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If Big One Hits, the State Could Go Bankrupt
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Crist rejects bill that aimed to lure property insurers to Florida
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State Farm Vows to Leave Fla. as Gov. Crist Vetos Unregulated Rates
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Greens, libertarians team up
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Crist Vetos Fla. Insurance Deregulation Bill
Op-Eds
Eliminating Prison Rape
It has been far too long in coming but, yesterday, the Federal Prison Rape Elimination commission released its report on elimination and prevention efforts…
Op-Eds
How to Start a Trade War: Rep. Neal’s Terrible Plan to Tax Offshore Reinsurance Companies
For much of the last decade, Massachusetts Democrat Richard Neal has banged away at proposals for vast tax increases on "offshore affiliated reinsurance"–coverage that…
Study
National Regulatory Modernization for Insurers
Frequently Asked Questions on Standardizing National Insurance Laws…
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Idaho a Good State for Homeowner-Insurance Customers, Survey Says
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Insurance Report Card Gives Louisiana an “F”
Op-Eds
Bill in Congress Would Make a Bad Situation Worse
As the 2009 hurricane season enters its early weeks, Alabama residents need to check their windows, stock up on non-perishable food and make sure…
Op-Eds
Retirees and Pensions Fuel GM’s Downfall
General Motors has declared bankruptcy as a result of a number of things — bad management, poor products and screwy labor relations. But in…
Op-Eds
An Unnecessary Insurance Burden
As it girds for the busy months of hurricane season, Mississippi has plenty to worry about. Homeowner’s insurance coverage remains difficult to find and…
Citation
Is Now the Time for the Time for the Optional Federal Charter?
Op-Eds
Bad Idea Blowing an Ill Wind for Insured
The Texas Windstorm Insurance Association has ended up at the brink of insolvency paying Hurricane Ike claims. Insurers operating near the coasts have begun…
Blog
How to Stop Another GM: Abolish Pensions
GM, of course, declared bankruptcy today. A number of things—bad management, poor products and screwy labor relations—hurt the company. But in the…
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Congress Gets Flurry Of Insurance Bills
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Permanent Replacement for Dinallo Likely Months Away
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Tax, Environmental Groups Question Hurricane Bailout Plan
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Legislature’s Continued Reliance on Catastrophe Fund a Disaster for Florida Finances
Op-Eds
Legislature’s Continued Reliance on Catastrophe Fund a Disaster for Florida Finances
When it announced recently that it would rely on the Florida Hurricane Catastrophe Fund alone for its reinsurance, Florida Citizens Property Insurance Corp. placed…
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Eli Lehrer: Legislature’s continued reliance on Catastrophe Fund a disaster for Florida finances
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Hurricane Funds In Financial Trouble
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Hurricane Funds In Financial Trouble
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Hurricane Funds In Financial Trouble
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Anticipated hurricanes fuel stormy insurance debate
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Hurricane Funds In Financial Trouble
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Anticipated Hurricanes Fuel Stormy Insurance Debate
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Coalition Aims To Fight U.S. Cat Insurance Pool Proposal
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Coalition Aims To Fight U.S. Cat Insurance Pool Proposal
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Group Formed to Oppose National Catastrophe Fund
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Group formed to oppose national catastrophe fund
News Release
CEI Fellow Praises Insurance Information Act
The head of the insurance project at the Competitive Enterprise Institute today praised Rep. Paul Kanjorski’s (D-PA) proposed Insurance Information Act (H.R. 2609). The bill…
Citation
Opponents Become Allies in the Face of a Storm
Op-Eds
Beach Plan Fix Requires Higher Insurance Rates on Coast
Full document available in PDF.
News Release
Florida Insurance Commissioner McCarty is Wrong In His Analysis of HB 1171
Analysts at the Competitive Enterprise Institute, a free market think tank with offices in Washington, D.C. and Tallahassee, today criticized Florida insurance commissioner Kevin McCarty’s…
Op-Eds
Florida flirting with fiscal hurricane disaster
When it announced last week that it would rely on the Florida Hurricane Catastrophe Fund alone for its reinsurance, Florida Citizens Property Insurance Corporation…
Op-Eds
The way the political winds are blowing, coastal insurance rates could go up
As it girds for hurricane season, Texas has plenty to worry about. The Texas Windstorm Insurance Association (TWIA)—which provides coverage for high risk coastal…
Letters
Lehrer Response Letter to Federal Insurance Regulation Not a Panacea
Full Document Available in PDF To: Congressional Staff and Members From: Eli…
Citation
TRIA revamp plan worries buyers
Study
Property and Casualty Insurance 2009 Report Card
Full Document Available in PDF For the second year in a row,…
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Why Scaling Back TRIA Could Be Difficult
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SERFF Liberation
The System for Electronic Rate and Form Filing Needs Competition…
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100 Days: Significant or Just Media Preening?
News Release
CEI Responds to McCarty’s Statements on SB 2036
The director of The Competitive Enterprise Institute’s insurance project responded today to Office of Insurance Regulation (OIR) head Kevin McCarty’s statements about SB 2036 and…
News Release
CEI Responds to Commissioner McCarty’s “Overview” of the Florida Insurance Market
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Dinallo’s actions on Allstate ‘very likely illegal,” group says
Citation
State Insurance Programs Flawed
The Times argues that the federal government should provide a "backstop" for state insurance funds like the California Earthquake Authority. The Times is wrong. States like Florida…
Letters
Letter to New York State Insurance Superintendent Eric Dinallo
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