News Release
Report: Dodd-Frank Volcker Rule Punishes Main Street
Banking restrictions imposed by the 2010 Dodd-Frank financial reform law have caused big problems for banks nationwide, a new report from the Competitive Enterprise Institute…
Study
The Case against the Volcker Rule
View Full Document as PDF The 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act has severely restricted business and consumer access…
Blog
Senate Bill’s Stealth FIFO Capital Gains Hike Hinders Tax Reform
It’s crunch time on tax reform! The House passed a bill just before Thanksgiving. Now it’s the Senate’s turn. A good tax reform bill would…
The Washington Examiner
CFPB’s ‘NSA-Like’ Surveillance in Limbo with Leadership Tussle
The Washington Examiner discusses Mick Mulvaney’s appointment as acting director of the Consumer Financial Protection Bureau with John Berlau. The fight for control of…
Blog
Acting CFPB Director Mulvaney’s Bipartisan FinTech Work
Office of Management and Budget Director Mick Mulvaney has long broken bread with folks he disagrees with to find common ground on policy.
Blog
Good Riddance to Finance Regulator Richard Cordray
The resignation of Consumer Financial Protection Bureau Director Richard Cordray is long overdue.
News Release
CEI Urges Swift Action on CFPB Problems as Director Richard Cordray Resigns
The CFPB under Cordray’s tenure has failed consumers.
Blog
Property Rights of Fannie and Freddie Shareholders—Including Small Investors—Must Be Respected
Private investors should never be guaranteed any type of government bailout. At the same time, they should not have their property and contract rights violated.
News Release
Report: Taxpayers in Danger of Massive Mortgage Bailout
Looming problems mean taxpayers are unfairly on the hook for yet another 2008-style mortgage bailout.
Study
Fannie Mae and Freddie Mac Still Endanger U.S. Economy
View Full Document as PDF Nearly a decade since the housing bust of 2008 sent the U.S. economy into a tailspin, much…
Bloomberg BNA
Business Groups Attack ‘America First’ Merger Review Bill
Bloomberg BNA discusses the United States Foreign Investment Review Act of 2017 with John Berlau. Senate legislation to increase scrutiny of mergers proposed by…
News Release
CFPB Payday Loan Rule Hurts Consumers in Urgent Need: Statement by CEI expert
The Consumer Financial Protection Bureau today unveiled its long-awaited rule against short term “payday” loans. CEI Senior Fellow John Berlau criticized the new rule,…
Reason
Defenders of the CFPB’s Newest Financial Regulation Are Ignoring Crucial Facts
Reason discusses the anti-arbitration rule in regards to the Equifax breach with John Berlau. In the wake of the Equifax breach, in which hackers…
Blog
Fat-Cat Attorneys’ Bogus Arguments on Arbitration Rule
Fat cat class-action attorneys and their apologists are getting desperate.
The American Spectator
Why Trump Must Fire Obama Holdover Cordray
In the private sector and during his short time as president, Donald J. Trump has never been shy about firing subordinates. Yet some powerful Obama…
The Hill
Disappointments Aside, Sessions Has Been on a Winning Streak for Trump Supporters
The Hill covers the upcoming DOJ decision on the structure and constitutionality of the Consumer Financial Protection Bureau. For someone who, like me,…
Study
Shrinking Government Bureaucracy
View Full Document as PDF Shrinking Government Bureaucracy is a series of policy proposals by Competitive Enterprise Institute (CEI) experts to rein in…
Blog
Yes, Federal Arbitration Rule Will Harm ‘Little Guys’
The Senate to follow the House’s lead and pass a Congressional Review Act resolution to block the Arbitration Rule.
Blog
Rethinking the Securities and Exchange Commission
The Securities and Exchange Commission be abolished and its authority to punish securities fraud be transferred to the Federal Trade Commission.
Legal Newsline
DOL Looks to Delay Fiduciary Rule until 2019
Legal Newsline discusses the delayed implementation of the fiduciary rule with John Berlau. The U.S. Department of Labor is looking to push back…
Study
Rethinking the Securities and Exchange Commission
View Full Document as PDF The nation’s securities laws and the very existence of the Securities and Exchange Commission (SEC) are premised…
CNBC
Investor-Protection Rule is Here to Stay … For Now
CNBC quotes CEI’s John Berlau on the announcement of a delay in implementing the disasterous Fiduciary Rule: While opponents are cheering the delay,…
Forbes
Why Hasn’t Trump Fired CFPB’s Cordray?
Another day, another Trump administration official fired or threatened with firing. That’s what political news has seemed like for the past few weeks. But almost…
Financial Times
US to Delay Rule Requiring Retirement Advisers to Put Client Interests First
The Financial Times cites John Berlau’s take on the announcement of a delay in implementing the harmful Fiduciary Rule: The delay is “a…
News Release
Delay in Fiduciary Rule Compliance Deadline Praised by CEI’s John Berlau
The United States Department of Labor on Wednesday reportedly moved to delay the compliance deadline for the controversial, Obama-era fiduciary rule by 18…
Politico
New Glass-Steagall Report
Politico’s Morning Money covers John Berlau’s report, Why Wall Street Loves Glass-Steagall. Via CEI: “CEI has a new Glass-Steagall report on why policymakers…
News Release
Report: Return to Depression-Era Banking Law would Shatter Main Street Banks, Shrink Competition
A new report released today by the Competitive Enterprise Institute warns against efforts by Democrats and Republicans to resurrect the Glass-Steagall Act of 1933, a…
Study
Why Wall Street Loves Glass-Steagall
View Full Document as PDF Debates over financial regulation often refer to “Wall Street” and “Main Street” as shorthand for, respectively, 1)…
Blog
Financial Regulators Should End ‘Too-Big-to-Fail’ Status
In the name of financial stability, federal regulators should at the very least hit the much-need pause button on the SIFI designation process.
Blog
Consumers Win as House Votes to Overturn Credit Card Arbitration Ban
The Senate must follow the House in passing this resolution of disapproval and in passing the Financial CHOICE Act to bring constitutional accountability to the…
Crowdfund Insider
“Sarbanes-Oxley Is Shutting Out Average Investors from the Early Growth Stages of the Next Cisco & Starbucks”
Crowdfund Insider covers John Berlau’s testimony on Sarbanes-Oxley before the Subcommittee on Capital Markets, Securities, and Investment (Financial Services). … In…
The Hill
Warren’s Consumer ‘Protection’ Agency Sets Dangerous Precedent
The Hill discusses the CFPB’s arbitration rule with John Berlau. Sen. Elizabeth Warren‘s government-run-wild brain child is continuing its left-wing sprint into…
MarketWatch
Republicans Say Retail Investors Are Missing Out on the ‘Lottery Tickets’ of Private Firms Going Public
MarketWatch covers the congressional testimony of John Belau on the Sarbanes-Oxley Act of 2002. Congressional Republicans believe the cost of going public, and…
Comment
CEI’s John Berlau Testimony Before House Financial Services Subcommittee on Capital Markets, Securities and Investment
View full document as PDF Chairman Huizenga, Ranking Member Maloney, and honorable members of this subcommittee, thank you for this opportunity to…
News Release
CEI Criticizes New CFPB Ban on Consumer Arbitration Clauses
The Competitive Enterprise Institute today criticized a new rule from the Consumer Financial Protection Bureau (CFPB) banning financial industry companies from using mandatory arbitration clauses to…
Newsmax
Passing Financial Choice Act Will Help FinTech Innovators
Earlier this month, the U.S. House of Representatives passed the Financial CHOICE Act along partisan lines with all Democrats present voting against it and all…
Blog
CHOICE Act Helps Sharing Economy and FinTech, but a Senate Bill May Harm It
Earlier this month, the U.S. House of Representatives passed the Financial CHOICE Act along partisan lines with all Democrats present voting against it and all…
American Public Media
AUDIO: John Berlau Discusses the Financial CHOICE Act on APM’s Marketplace
News Release
House-Passed Financial CHOICE Act Will Help Middle Class Investors, Consumers
Today, the House passed a plan aimed at scaling back some of the most harmful provisions of the 2010 Dodd-Frank financial reform law. CEI senior…
Reason
Alphabet Soup for the Soul: Some Organizations Represented Include Freedom Partners Chamber of Commerce, Americans for Tax Reform, American Legislative Exchange Council, Competitive Enterprise Institute and the Heritage Foundation.
Reason discusses the CFPB and the Financia CHOICE Act with John Berlau. The Consumer Financial Protection Bureau’s days as the federal government’s most…
The Hill
The GOP Must Fight Against the Durbin Amendment’s Price Controls
If there’s one thing House Republicans should stand united against, it’s draconian government price controls. When it comes to government policies interfering with market prices,…
News Release
Trump Labor Department Gives Fiduciary Rule Go-Ahead, Despite Harmful Impact on Savers and Investors
Today, Labor Secretary Alexander Acosta announced his agency will proceed with the controversial fiduciary rule. CEI senior fellow John Berlau warns that the coming restrictions…
News Release
Berlau Criticizes Government Confiscation of Fannie/Freddie Shareholder Profits
Federal Housing Finance Agency Director Mel Watt is set to testify before the Senate Banking Committee today about government-backed mortgage buyers Fannie Mae and Freddie…
Newsmax
Financial CHOICE Act Could Unshackle Small Business
As National Small Business Week is unfolded during the previous week, the House Financial Services Committee marked up a bill on Thursday of last week…
Blog
Financial Choice Act Advances National Small Business Week
As National Small Business Week is unfolding, the House Financial Services Committee is now marking up a bill to lend small businesses a helping hand.
Washington Free Beacon
GOP Urges Acosta to Block Obama Retirement Rule
The Washington Free Beacon discusses why the Department of Labor should eliminate the fiduciary rule with John Berlau. Labor watchdogs also have called…
News Release
CEI’s John Berlau Warns Trump Against Return to Glass-Steagall Banking Restrictions
President Trump said on Monday in a Bloomberg News interview that he was considering breaking up America’s biggest banks. “I’m looking at that right now,”…
Politico
No Obamacare vote this week
Politico’s Morning Money highlights John Berlau’s review of President Trump’s first one hundred days in office. TRUMP IN REVIEW — CEI’s John Berlau:…
Washington Free Beacon
Acosta Is New Secretary of Labor
The Washington Free Beacon discusses the confirmation of Alexander Acosta as Labor Secretary with John Berlau. Conservative legal experts urged Acosta to act…
Consumer Reports
How Consumer Financial Protections Could Be Rolled Back
Consumer Reports discusses removing the director of the Consumer Financial Protection Bureau with John Berlau. Supporters of the current structure, in which the…