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Blog

Theory and Practice Argue We Should Abolish Antitrust Laws

  • By: Iain Murray
  • 01/29/2018

Laws about competition should be restricted to laws preventing government from playing favorites. Government-erected barriers against competition or innovation need to be torn down. As…

Antitrust

National Review

Misplaced Trust in Antitrust

  • By: Iain Murray
  • 01/26/2018

I was mystified to see Robert VerBruggen’s story in the latest issue calling for “gentle approaches” to solving what he regards as a monopoly…

Antitrust

USA Today

Businesses Already Serve a Social Purpose

  • By: Iain Murray
  • 01/26/2018

BlackRock CEO Larry Fink’s letter to CEOs demanding that their companies “serve a social purpose” is the latest example of what economist Milton Friedman dubbed…

Business and Government

Fox News Channel

VIDEO: Iain Murray Discusses Shrinking Government Bureaucracy on Fox News Channel

  • By: Iain Murray
  • 01/16/2018

January 15, 2018 – Iain Murray, Vice President for Strategy at the Competitive Enterprise Institute, joined Fox News Channel’s The Next Revolution with Steve Hilton…

Business and Government

Fox Business

Minimum Wage Hikes Sending Restaurants the Way of the Shopping Mall?

  • By: Iain Murray
  • 01/16/2018

Fox Business discusses minimum wage hikes with Iain Murray. Eighteen states raised their minimum wages at the start of 2018, but increasing labor…

Banking and Finance

Fox Business

Red Robin Eliminates Bus Boys as Restaurants Combat Minimum Wage Hikes

  • By: Iain Murray
  • 01/10/2018

Fox Business discusses minimum wage hikes with Iain Murray. At the beginning of January, minimum wage increases took effect in 18 states and…

Banking and Finance

Blog

New Evidence on the Effects of Teacher Unions

  • By: Iain Murray
  • 01/10/2018

At a time when minimum wage laws are causing opportunities for unskilled young people to disappear, it is all the more vital that education provides…

Government Unions

Blog

The Top Five Reforms in Financial Regulation Needed in 2018

  • By: Iain Murray
  • 12/22/2017

With the Consumer Financial Protection Bureau at last pulling back from its regulatory assault on the financial services industry, conditions are right for major…

Banking and Finance

Blog

A Consumer Financial Protection Bureau Slush Fund?

  • By: Iain Murray
  • 12/15/2017

While there are many reasons to criticize the Consumer Financial Protection Bureau (CFPB), it being assigned to enforce the nation’s financial consumer protection laws…

Banking and Finance

Blog

Case of Mortgage Lender PHH Corp. Highlights CFPB’s Unconstitutional Abuses

  • By: Iain Murray
  • 11/30/2017

The facts of PHH Corporation v. Consumer Financial Protection Bureau stand as a sharp example of the agency's ability to abuse its enormous power.

Banking and Finance

Fox Business

Trump’s CFPB Won’t Be Obama’s: Key Ways It Could Be Different

  • By: Iain Murray
  • 11/29/2017

Fox Business discusses Mick Mulvaney’s appointment as acting director of the Consumer Financiual Protection Bureau with Iain Murray. As the battle wages on over…

Banking and Finance

The New York Post

Banks Remain Quiet on Mulvaney CFPB Appointment

  • By: Iain Murray
  • 11/29/2017

The New York Post discusses Mick Mulvaney’s appointment to the Consumer Financial Protection Bureau with Iain Murray. While Washington was buzzing on Monday over…

Banking and Finance

The Washington Times

Protecting Consumers from Fraud and Abuse

  • By: Iain Murray
  • 11/27/2017

Following Richard Cordray’s resignation as director of the Consumer Financial Protection Bureau (CFPB), the smart money is betting that President Trump will appoint Mick Mulvaney, head…

Banking and Finance

Blog

Confessions of a Recovering Bureaucrat

  • By: Iain Murray
  • 11/18/2017

Neither clarity nor efficiency in government has improved in the past eight decades.

Regulatory Reform

News Release

Video: Consumer Financial Protection Bureau Doesn’t Protect Consumers, It Harms Them

  • Iain Murray
  • 11/16/2017

Today, the Competitive Enterprise Institute released a video that outlines how the Consumer Financial Protection Bureau (CFPB) actually harms consumers rather than “protects” them.

Banking and Finance

The Washington Times

Trump Signs Legislation to Repeal Obama-era Arbitration Rule

  • By: Iain Murray
  • 11/03/2017

The Washington Times discusses the repeal of the anti-arbitration rule with Iain Murray. President Trump signed legislation Wednesday afternoon repealing the Consumer Financial Protection Bureau’s…

Banking and Finance

News Release

CEI Praises President, Congress for Stopping CFPB Arbitration Rule

  • Iain Murray
  • 11/01/2017

Today, President Trump is expected to sign a congressional resolution of disapproval against a Consumer Financial Protection Bureau rule curtailing binding arbitration, a common form…

Banking and Finance

News Release

Competitive Enterprise Institute Praises Trump SEC Nominee, Hester Peirce

  • Iain Murray
  • 11/01/2017

The Senate Banking Committee today voted unanimously to confirm two of President Trump’s nominees to fill vacant posts on the powerful Securities and Exchange Commission.

Banking and Finance

Wall Street Journal

VIDEO: Opinion Journal: Arbitration Vote: Lawyers Lose, You Win

  • By: Iain Murray
  • 10/27/2017

Iain Murray, Vice President for Strategy at CEI, joins Mary Kissel of the Wall Street Journal to discuss the repeal of the CFPB’s anti-arbitration rule.

Banking and Finance

News Release

Senate Stops Harmful CFPB Arbitration Ban

  • Iain Murray, Ted Frank
  • 10/25/2017

The Senate prevented a cash grab that would have transferred wealth from consumers to the pockets of wealthy attorneys.

Banking and Finance

Blog

Treasury: CFPB’s Arbitration Rule Falls Short

  • By: Iain Murray
  • 10/24/2017

The Department of the Treasury has released its analysis of the Consumer Financial Protection Bureau’s (CFPB) Arbitration Rule, which bans the use of…

Banking and Finance

National Review Online

Time for a New Fed Chairman

  • By: Iain Murray
  • 10/20/2017

The establishment is…

Banking and Finance

Fox Business Network Online

The Consumer Financial Protection Bureau: Hurting Those it Was Designed to Protect?

  • By: Iain Murray
  • 10/17/2017

Fox Business Network Online covers CEI’s “Case against the Consumer Financial Protection Bureau” by Iain Murray. The Consumer Financial Protection Bureau (CFPB) has been a…

Banking and Finance

Blog

Overcoming Regulatory Barriers to Serving the Underserved

  • By: Iain Murray
  • 10/11/2017

How many people are pushed to the fringes of the banking system by Dodd-Frank regulations? How will the CFPB's new regulations prevent the underserved from…

Banking and Finance

National Review Online

Consumers Harmed by Consumer Protection Bureau – Again

  • By: Iain Murray
  • 10/06/2017

Yesterday, the Consumer Financial Protection Bureau issued yet another rule that will harm consumers. A new rule on small dollar loans will kill off about…

Banking and Finance

The Hill

Abolish Financial Protection Bureau Before it Does More Harm

  • By: Iain Murray
  • 10/06/2017

The Hill covers CEI’s “Case against the Financial Protection Bureau” by Iain Murray. With each passing week, the speculation grows that the activist liberal…

Banking and Finance

Blog

Bank Regulator Report: ‘Arbitration Rule’ on Credit Cards Will Raise Costs on Consumers

  • By: Iain Murray
  • 09/29/2017

A new report from the Office of the Comptroller of the Currency refutes the Consumer Financial Protection Bureau’s argument that its Arbitration Rule will have…

Banking and Finance

Investor's Business Daily

How Can We Fix The CFPB? Shut It Down

  • By: Iain Murray
  • 09/25/2017

Investor’s Business Daily covers the release of The Case against the Consumer Financial Protection Bureau by Iain Murray. Regulation: The Consumer Financial Protection Bureau’s very…

Banking and Finance

Foundation for Economic Education

London’s Uber Ban Sends it Back to the Dark Ages

  • By: Iain Murray
  • 09/22/2017

When I lived in London in the 1990s, I had to use pricey Black Cabs to get around the city at night. However, heaven help…

Antitrust

The Daily Caller

Elizabeth Warren’s Consumer Protection Agency Should Be ‘Abolished,’ Says Think Tank

  • By: Iain Murray
  • 09/22/2017

The Daily Caller covers the release of “The Case against the Consumer Financial Protection Bureau.” Consumers are being harmed by the same federal…

Banking and Finance

National Review Online

The Government Shouldn’t Collect Private Financial Information from America’s Poor

  • By: Iain Murray
  • 09/22/2017

National Review covers a new rule by the CFPB in which they collect personal financial data. One area of agreement, in principle at least,…

Banking and Finance

Blog

One Solution to the CFPB’s Problems: Pass the Financial CHOICE Act

  • By: Iain Murray
  • 09/21/2017

My new paper, The Case against the Consumer Financial Protection Bureau: Unconstitutionally Structured and Harmful to Consumers, which is out today, makes the case…

Banking and Finance

News Release

Report: Unaccountable CFPB Regulators Do More Harm than Good for Consumers

  • Iain Murray
  • 09/21/2017

Today the Competitive Enterprise Institute released a report documenting the harm inflicted on ordinary consumers of financial products by a federal agency that remains…

Banking and Finance

Study

The Case against the Consumer Financial Protection Bureau

  • By: Iain Murray
  • 09/21/2017

The CFPB was meant to protect American pocketbooks and property. But the unconstitutionally structured agency is harmful to consumers.

Banking and Finance

Foundation for Economic Education

People Are Complaining About iPhone X Because That’s How Innovation Works

  • By: Iain Murray
  • 09/19/2017

The iPhone X has not even been released and people are already complaining about it. That shouldn’t be surprising. It is one of the…

Capitalism

Blog

Rideshare Drivers’ Future at Stake in Seattle

  • By: Iain Murray
  • 09/07/2017

Recent events represent an existential threat to ridesharing in Seattle, and put drivers, passengers, and communities at risk of serious harm.

Automobiles and Roads

Study

Shrinking Government Bureaucracy

  • By: Iain Murray, John Berlau, Kent Lassman, Myron Ebell, Ryan Radia, Trey Kovacs
  • 09/06/2017

View Full Document as PDF Shrinking Government Bureaucracy is a series of policy proposals by Competitive Enterprise Institute (CEI) experts to rein in…

Regulatory Reform

Foundation for Economic Education

Eventually Amazon Will Fail – and That’s a Good Thing

  • By: Iain Murray
  • 09/05/2017

The Federal Trade Commission has cleared the merger between Amazon and Whole Foods, sparking yet more fears that the retail giant is becoming too…

Antitrust

Washington Examiner

No, Houston’s Regulation Policy Didn’t Make Hurricane Harvey Flooding Worse

  • By: Iain Murray
  • 09/01/2017

When a major American city is under eight feet of water, it’s a distasteful time to play politics. That hasn’t stopped multiple media commentators looking…

Banking and Finance

C-SPAN

VIDEO: Iain Murray Discusses “Shrinking Government Bureaucracy” on Washington Journal

  • By: Iain Murray
  • 08/30/2017

Iain Murray, Vice President for Strategy of the Competitive Enterprise Institute, discusses CEI’s “Shrinking Government Bureaucracy: Reorganizing the Executive Branch to Boost Economic Growth and…

Regulatory Reform

National Review Online

Operation Choke Point is Over – Perhaps

  • By: Iain Murray
  • 08/22/2017

Supporters of the rule of law will be overjoyed to hear that the Department of Justice has officially closed down Operation Choke Point. In…

Banking and Finance

Reason

Goodbye and Good Riddance to Operation Choke Point

  • By: Iain Murray
  • 08/21/2017

Reason covers Iain Murray’s work on Operation Choke Point. A financial dragnet that ensnared porn stars, gun dealers, payday lenders, and other politically…

Banking and Finance

Blog

Rethinking the Commerce Department

  • By: Iain Murray
  • 08/21/2017

If government is ever to stop growing, the supporters of limited government will need to provide a successful example of how it can be rolled…

Regulatory Reform

Blog

Rethinking the Federal Deposit Insurance Corporation

  • By: Iain Murray
  • 08/18/2017

Federal deposit insurance creates a systemic problem of moral hazard.

Banking and Finance

Washington Examiner

‘Drain the swamp?’ Start with the CFPB

  • By: Iain Murray
  • 08/16/2017

As you muck around the D.C. swamp, there are plenty of dank crevices its denizens inhabit. Those habitats will need to be cleared away if…

Banking and Finance

Study

Rethinking the Consumer Financial Protection Bureau

  • By: Iain Murray
  • 08/15/2017

View Full Document as PDF The Consumer Financial Protection Bureau (CFPB) should be abolished. In its current form, it undermines the constitutional…

Banking and Finance

Study

Rethinking the Federal Deposit Insurance Corporation

  • By: Iain Murray
  • 08/15/2017

View Full Document as PDF The Franklin D. Roosevelt administration and Congress created the Federal Deposit Insurance Corporation (FDIC) during the Great…

Banking and Finance

Study

Rethinking the Department of Commerce

  • By: Iain Murray
  • 08/15/2017

View Full Document as PDF The Department of Commerce’s mission statement is a charter for government interference in markets. It employs 47,000…

Business and Government

Blog

Congressional Leaders Call on Agency Heads to Repudiate Operation Choke Point

  • By: Iain Murray
  • 08/10/2017

Five House committee and subcommittee chairmen today called on the heads of the executive branch agencies most closely connected with Operation Choke Point to repudiate…

Banking and Finance

News Release

Improving Job Numbers Emerge but Damaging Regulations Remain a Problem

  • Iain Murray
  • 08/04/2017

The U.S. economy added 209,000 jobs in July and the unemployment rate declined to 4.3 percent, the lowest since March 2001, according to the U.S.

Labor and Employment

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