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Archives

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National Mortgage Professional

Senate Confirms Kraninger to Run CFPB

  • By: John Berlau
  • 12/13/2018

National Mortgage Professional cited CEI’s John Berlau on the Senate’s confirmation of Kathleen Kraninger as Director of CFPB. “John Berlau, Senior Fellow at the…

Banking and Finance

News Release

CEI Commends Trump Nominee to Oversee Housing Finance Agency

  • John Berlau
  • 12/12/2018

President Trump has nominated economist Mark Calabria to head the agency in charge of supervising government-sponsored mortgage loan buyers Fannie Mae and Freddie Mac. The…

Banking and Finance

Inside ARM

BREAKING: Senate Confirms Kraninger As Next Director Of BCFP

  • By: John Berlau
  • 12/07/2018

Inside ARM cited CEI’s Senior Fellow John Berlau on Kathy Kraninger confirmation. Today, the Senate voted on and confirmed Kathy Kraninger as the…

Business and Government

News Release

CEI Hopes New Director of Bureau of Consumer Financial Protection Will Continue Tough-But-Fair Approach to Regulation

  • John Berlau
  • 12/06/2018

Competitive Enterprise Institute Senior Fellow John Berlau praised today’s Senate confirmation of President Trump’s nominee to head the powerful Bureau of Consumer Financial Protection (BCFP)…

Banking and Finance

Breitbart

CFPB Nominee Kathleen Kraninger Clears Cloture Hurdle In Senate

  • By: Daniel Press, John Berlau
  • 12/03/2018

Breitbart cited CEI’s Senior Fellow John Berlau and Policy Analyst Daniel Press on Kathleen Kraninger nomination. The vote was strictly along party lines,…

Banking and Finance

IA InsideARM

Senate Vote On Kraninger To Lead BCFP Expected Tomorrow

  • By: Daniel Press, John Berlau
  • 11/29/2018

IA InsideARM cited CEI’s Senior Fellow John Berlau and Policy Analyst Daniel Press on BCFP nominee Kathleen Kraninger. As insideARM reported earlier,…

Financial Regulation

News Release

Senate Should Confirm Trump Nominee for Bureau of Consumer Financial Protection: CEI Statements

  • Daniel Press, John Berlau
  • 11/27/2018

This week, the United States Senate is expected to vote on President Trump’s nominee to head the powerful Bureau of Consumer Financial Protection. CEI financial…

Banking and Finance

Blog

Lame Duck Session Should Undo Crippling Rules on Middle-Class Investors and Entrepreneurs

  • By: John Berlau
  • 11/09/2018

Next year, with Congress divided once again, bipartisan legislation will be the order of the day. Indeed for passage of both chambers, it will be…

Banking and Finance

USA Today

Tesla Shareholders, Not the Government, Should Hold the CEO Leash

  • By: John Berlau
  • 10/23/2018

Depending on whom you talk to, Tesla CEO Elon Musk is either the next Henry Ford or the next P.T. Barnum. Musk’s explosive tweets reverberate…

Business and Government

ACA International 

Plaintiffs in BCFP Constitutionality Case File Petition for Consideration with U.S. Supreme Court

  • By: John Berlau
  • 09/14/2018

ACA International cited CEI’s Senior Fellow John Berlau on Constitutionality Lawsuit against CFPB.  Three groups, including State National Bank of Big Spring, Texas, are asking…

CEI Litigation

News Release

Ten Year Anniversary of Financial Crisis and Nothing Has Improved

  • Daniel Press, John Berlau
  • 09/11/2018

It’s been 10 years since investment bank Lehman Brothers filed for bankruptcy as of September 15, marking the epicenter of the infamous 2008 financial crisis.

Banking and Finance

Blog

Supreme Court Should Decide if Bureau of Consumer Financial Protection Is Unconstitutional

  • By: John Berlau
  • 09/07/2018

Today, the Competitive Enterprise Institute is asking the Supreme Court to hear the lawsuit we filed challenging the constitutionality of the Bureau of Consumer Financial…

Banking and Finance

News Release

Supreme Court Asked to Hear Challenge to Constitutionality of Consumer Financial Protection Bureau

  • John Berlau, Sam Kazman
  • 09/07/2018

The State National Bank of Big Spring, Texas, the Competitive Enterprise Institute (CEI), and the 60 Plus Association on September 6 petitioned the United States…

CEI Litigation

Forbes

Let Middle-Class Investors Join the ‘Accredited’ Club

  • By: John Berlau
  • 08/27/2018

With the increasing focus on inequality and cronyism on both Left and Right, one would think that politicians and bureaucrats would rush to get rid…

Banking and Finance

Blog

Confirm Kraninger, Rein in Bureau of Consumer Financial Protection

  • By: John Berlau
  • 08/23/2018

Today, the Senate Banking Committee will likely vote to send the nomination of Kathleen Kraninger for director of the Bureau of Consumer Financial Protection to…

Banking and Finance

News Release

CEI Endorses Trump Nominee for Bureau of Consumer Financial Protection

  • John Berlau
  • 08/22/2018

Competitive Enterprise Institute Senior Fellow John Berlau expressed CEI’s support for President Trump’s nominee to head the Bureau of Consumer Financial Protection:…

Banking and Finance

Blog

Elizabeth Warren’s Hypocrisy on Financial Regulation: Part 1

  • By: John Berlau
  • 08/17/2018

As far as politicians’ transgressions go, I usually don’t get that riled up about hypocrisy. In the course of voting on and debating so many…

Banking and Finance

Blog

Securities and Exchange Commission Bests Labor Department ‘Fiduciary Rule,’ But Still Adds Red Tape

  • By: John Berlau
  • 08/08/2018

In March, the Fifth Circuit Court of Appeals killed the Obama administration’s “fiduciary rule,” a prime example of the “bureaucrats know best” type of…

Banking and Finance

Blog

Federal Charters May Remove Interest Rate Uncertainty for Fintech Firms

  • By: John Berlau
  • 08/03/2018

The July 31 policy statement by the Office of the Comptroller of the Currency (OCC) announcing that it will now grant “special purpose national…

Banking and Finance

Blog

In U.S. and Australia, Payment Card Price Controls Create Many Unhappy Returns

  • By: John Berlau
  • 07/23/2018

Eight years ago this month, the Democrat-controlled House and Senate passed and President Barack Obama signed into law the so-called Dodd-Frank Wall Street Reform and…

Banking and Finance

News Release

House Bipartisan JOBS Act 3.0 Act Will Cut Red Tape for Investors, Small Companies

  • John Berlau
  • 07/17/2018

Today, the U.S. House of Representatives will likely pass by a substantial margin a legislative package — backed by both House Financial Services Committee Chairman…

Business and Government

Blog

Trump Reorg Plan One Step Forward, Two Steps Back on Fannie Mae and Freddie Mac

  • By: John Berlau
  • 06/27/2018

My colleagues Trey Kovacs and Iain Murray and, in Forbes, Wayne Crews, give mixed reviews to President Trump’s long-awaited executive branch reorganization…

Banking and Finance

The Washington Examiner

Judge Protects Us from ‘Protection’ Bureau

  • By: John Berlau
  • 06/25/2018

As the Senate prepares for what should be a contentious confirmation hearing for President Trump’s nominee to head the powerful Bureau of Consumer Financial Protection…

Banking and Finance

Washington Examiner

Judge protects us from ‘protection’ bureau

  • By: John Berlau
  • 06/24/2018

As the Senate prepares for what should be a contentious confirmation hearing for President Trump’s nominee to head the powerful Bureau of Consumer Financial Protection…

Deregulation

News Release

CEI Urges Senate To Press CFPB Nominee on Stopping Regulatory Abuse

  • John Berlau
  • 06/18/2018

Over the past weekend, President Trump nominated Kathy Kraninger, an associate director at the Office of Management and Budget, to head the Bureau of Consumer…

Financial Regulation

Blog

Last Chance for the 115th: Unshackle Middle-Class Investors and Entrepreneurs

  • By: John Berlau
  • 06/18/2018

Congress and President Trump recently gave Main Street banks and credit unions some much-need but still modest relief from the mountains of red tape stemming…

Banking and Finance

News Release

Dodd-Frank Volcker Rule Rollback Will Help Entrepreneurs, Investors

  • Daniel Press, John Berlau
  • 05/30/2018

The Federal Reserve Board is expected today to start rolling back the Volcker Rule, a controversial Dodd-Frank provision that prohibits federally insured commercial banks from…

Banking and Finance

The New York Times

Congress Approves First Big Dodd-Frank Rollback

  • By: John Berlau
  • 05/24/2018

The New York Times cited CEI’s John Berlau on the limitations of current deregulatory reforms in disassembling the Dodd-Frank Act, which burdens consumers, investors, and…

Banking and Finance

Reason

Congress Just Voted to Repeal a Few Bits of Dodd-Frank

  • By: John Berlau
  • 05/23/2018

Reason cited John Berlau on the boon to small banks in being able to provide financial relief to Americans that is occuring with deregulation of…

Banking and Finance

News Release

CEI Commends House Passage of Modest Banking Reforms, Urges Congress to Go Further

  • John Berlau
  • 05/22/2018

Today, the House considered and passed The Economic Growth, Regulatory Relief, and Consumer Protection Act aimed at scaling back a few bad Dodd-Frank bank regulations. CEI Senior Fellow…

Banking and Finance

Blog

Cut Red Tape So Middle-Class Investors Can Soar with Next Amazon

  • By: John Berlau
  • 05/15/2018

Today is the 21st anniversary of the initial public offering of a little company called Amazon. Yes, today Amazon is a behemoth, a supposed…

Financial Regulation

Blog

Consumer Financial Protection Bureau Targets True Rights Violations with Wells Fargo Fine

  • By: John Berlau
  • 04/25/2018

After being attacked repeatedly for supposedly being soft on Wall Street and the “big banks,” Acting Consumer Financial Protection Bureau Director Mick Mulvaney was part…

Banking and Finance

News Release

CFPB $1 Billion Fine Against Wells Fargo Shows Regulator Power in Trump Era

  • John Berlau
  • 04/20/2018

On news today that the Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of Currency (OCC) will impose a combined fine of $1…

Banking and Finance

News Release

Senate Votes Down Unfair CFPB Auto Lending Rule

  • John Berlau
  • 04/18/2018

CEI praised the Senate today for voting down the Obama-era Consumer Financial Protection Bureau rule that unfairly penalized auto lenders for any unintentional disparate impact…

Banking and Finance

News Release

SEC to Propose Investor Fiduciary Rule

  • John Berlau
  • 04/18/2018

In the wake of a court ruling against a controversial Obama-era Labor Department rule expanding liability for investment advice, the Securities and Exchange Commission today…

Financial Regulation

Marketplace Radio

AUDIO: John Berlau Discusses Accountability at the CFPB with American Public Media’s Marketplace

  • By: John Berlau
  • 04/10/2018

John Berlau, Senior Fellow at the Competitive Enterprise Institute, joined American Public Media’s Marketplace, to discuss how the Consumer Financial Protection Bureau can be…

Business and Government

The Wall Street Journal

Cryptocurrency: Does Fed Want to Imitate Venezuela?

  • By: John Berlau
  • 04/04/2018

John Berlau writes a letter-to-the-editor to The Wall Street Journal about the dangers of the U.S. government issuing its own digital currency.  After Kevin Warsh…

Banking and Finance

Forbes

Let’s Keep Cryptocurrency Mines Running in Human Achievement Hour & Every Hour

  • By: John Berlau
  • 03/26/2018

On Saturday, March 24th, from 8:30 to 9:30 PM in their local time zones, some people will turn off their lights as part of an…

Banking and Finance

Sacramento Bee

Kudlow’s Skills will Keep US Economy Rolling in Fast Lane

  • By: John Berlau
  • 03/22/2018

Just as baseball season approaches, President Donald Trump hits it out of the park with his appointment of economist Larry Kudlow to head the White…

Banking and Finance

News Release

Court Rules Against Obama Fiduciary Rule in a Victory for Middle Class Investors

  • John Berlau
  • 03/16/2018

On news that the Fifth Circuit Court of Appeals late Thursday struck down the Obama Labor Department's controversial fiduciary rule, Competitive Enterprise Institute financial policy…

Banking and Finance

News Release

CEI Commends Senate for Passing Bipartisan Dodd-Frank Reform Bill

  • Daniel Press, John Berlau
  • 03/14/2018

The Competitive Enterprise Institute (CEI) commends the U.S. Senate on passage of Sen. Crapo's S. 2155, the Economic Growth, Regulatory Relief and Consumer Protection Act.

Banking and Finance

News Release

CEI Commends Trump’s Choice of Larry Kudlow for Top Economic Post

  • John Berlau, Marlo Lewis, Jr.
  • 03/14/2018

President Trump is expected to name Larry Kudlow as director of the National Economic Council this week. CEI experts commend Trump for selecting an adviser with…

Banking and Finance

Newsmax

Mulvaney Must End CFPB’s Big Brother Role

  • By: Iain Murray, John Berlau
  • 03/07/2018

Just after Thanksgiving, when the drama of the dueling directors began at the Consumer Financial Protection Bureau (CFPB), I told The Washington Examiner that the new…

Regulatory Reform

News Release

Sen. Crapo’s Dodd-Frank Reform Bill: Important, Commonsense Step Toward Relief for Small Banks

  • Daniel Press, John Berlau
  • 03/06/2018

This week, the U.S. Senate is expected to vote on Senator Mike Crapo’s bipartisan Dodd-Frank reform bill, “Economic Growth, Regulatory Relief, and Consumer Protection Act”…

Banking and Finance

Blog

Implement AEI-Heritage-R Street GSE Plan AND Honor Shareholder Contracts

  • By: John Berlau
  • 03/01/2018

It is welcome news that our friends from the American Enterprise Institute, Heritage Foundation, and the R Street Institute put forth a plan this week…

Banking and Finance

The Washington Examiner

CFPB’s ‘NSA-like’ surveillance in limbo with leadership tussle

  • By: John Berlau
  • 02/23/2018

The Washington Examiner quoted John Berlau in the need for regulatory reform and the need to eliminate the cache of consumer data which the CFPB…

Banking and Finance

Newsmax

Understand Innovative ‘Blockchain’ Before Condemning It

  • By: John Berlau
  • 02/20/2018

Since 2018 began, the prices of bitcoin and other cryptocurrencies had been tumbling, in large part due to real or perceived threats of crackdowns from…

Banking and Finance

Valuewalk

Time To End The GSE Conservatorship

  • By: Jenny Grimberg, John Berlau
  • 02/16/2018

When other financial institutions that received TARP funds paid back what they owed to the U.S. Treasury in full, the government relinquished its ownership stake…

Banking and Finance

News Release

House to Vote on Plan to Cut Red Tape for Small, Fast-Growing Companies

  • John Berlau
  • 02/13/2018

The House is expected to vote Wednesday on a plan to help small companies with big ambitions. The Fostering Innovation Act of 2017 (H.R. 1645)…

Banking and Finance

News Release

Trump Budget Seeks More Accountability for Consumer Financial Protection Bureau

  • John Berlau
  • 02/13/2018

President Trump’s 2019 budget plan, released today, has some big changes in mind for the Consumer Financial Protection Bureau (CFPB), aiming to bring much-needed accountability and…

Banking and Finance

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