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President Trump Outlines ‘American Model’ Tax Code
On Friday, September 29, President Trump outlined his tax reform package in a speech to the National Association of Manufacturers (NAM) in Washington, D.C.
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Celebrate National Coffee Day
In the modern American workplace, many people see coffee as essential to productivity and for socializing around the coffee machine, which makes it unsurprising that…
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Bank Regulator Report: ‘Arbitration Rule’ on Credit Cards Will Raise Costs on Consumers
A new report from the Office of the Comptroller of the Currency refutes the Consumer Financial Protection Bureau’s argument that its Arbitration Rule will have…
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What White House ‘Deregulation Day’ Can Do for Finance and Banking
On Monday the Trump Administration is launching the first ever Deregulation Day, highlighting the benefits of an America liberated from bureaucracy.
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Taxes, Welfare, and Economic Inequality
At a time when comprehensive tax reform is dominating news headlines, concerns about income inequality and the distributional effects of future tax changes are again…
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Senate Introduces Regulatory Relief for Regional Banks
Removing burdensome restrictions on regional and community banks will ensure financial stability while helping local communities prosper.
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Nine Years on from the Financial Crisis and We’re No Safer
The real cause of the 2007-08 financial crisis was overwhelmingly the product of government intervention.
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Bailout Mentality Persists in International Banking Despite Reform Attempts
Europe, in an effort to ensure that the next banking crisis would not end in a taxpayer bailout, created bail-in rules and started performing stress…
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No Reason for Denying Puerto Rico a Jones Act Waiver
The Trump administration should immediately grant a Jones Act waiver to Puerto Rico and Congress should fully repeal the maritime cabotage prohibition.
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Fat-Cat Attorneys’ Bogus Arguments on Arbitration Rule
Fat cat class-action attorneys and their apologists are getting desperate.
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Coupon Settlements: Two Steps Forward, One Step Back
Coupon awards are notoriously bad for consumers in class action settlements. So bad that Congress targeted such relief, among other class action abuses, in the…
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Shining a Light on Bureaucratic ‘Dark Matter’
Federal agencies produce guidance documents, proclamations, memoranda, bulletins, circulars, letters—all with the force of the law but with no oversight from Congress.
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Crafting a Sensible Overtime Rule
It is important that the Trump administration avoid the pitfalls the Obama Department of Labor fell into on overtime regulation.
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Sen. Reed’s Harmful and Foolish Opposition to Arbitration in Consumer Finance Disputes
Sen. Reed and his allies are using hard cases to put the interests of trial lawyers above the interests of a free people.
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Education Department Withdraws “Dear Colleague” Letter Restricting Student and Faculty Rights
The Education Department recently withdrew two famous examples of regulatory “dark matter” issued during the Obama administration.
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Sen. Graham’s Perplexing Pivot to a Carbon Tax
Lindsey Graham's enthusiasm for a carbon tax may be less popular than he imagines.
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White House Officials Raise New Hopes that U.S. Will Stay in Paris Climate Treaty
The Wall Street Journal set off a kerfuffle early Saturday evening, September 16, when it sent out an email news alert headlined, “Trump Administration…
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CEI Comments: Volcker Rule Has Failed to Make Financial System More Stable
CEI submitted comments on the Office of the Comptroller of the Currency’s (OCC) proposed revision to the Volcker Rule, a federal regulation that bans…
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Might Australian Financial Regulators Finally Embrace Greater Competition?
Over the past few weeks, I have been rather critical of the state of financial regulation in Australia. A banking scandal earlier this month revealed…
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Human Freedom Is Key to African Prosperity
Earlier this week at a presentation to the Cato Institute, authors Greg Mills, Jeffrey Herbst, Olusegun Obasanjo, and Dickie Davis, discussed their new book…
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Google Employees Hear Moral Case for Fossil Fuels
Everyone, especially Silicon Valley's tech elite, needs to understand the human value of fossil fuels.
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The Never-Ending Title IX Investigation
Los Angeles lawyer Ken White notes that a professor is being “investigated for writing about being investigated for writing about being investigated.” This Title…
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One Solution to the CFPB’s Problems: Pass the Financial CHOICE Act
My new paper, The Case against the Consumer Financial Protection Bureau: Unconstitutionally Structured and Harmful to Consumers, which is out today, makes the case…
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Debit Cards Fee Limits Have Big Impact on Payday Loans and Overdraft Charges
Seven years on from the inception of the Durbin Amendment, it has pushed nearly a million consumers out of formal financial services by raising the…
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Poll: Americans Don’t Trust Big Bank Regulators
Bank regulators should foster an environment of financial competition, where institutions compete on the merits of their products and bear their own risks, instead of…
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Will Government Union Gravy Train Come to an End?
No worker should be forced to financially support an organization against his or her will. For too long, government employee unions have possessed the power…
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Ending the Myth of ‘Too Much’ Bank Competition
It’s time to let the idea that too much competition is bad for financial stability finally die.
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Is Global Warming Causing More Hurricanes?
Are this year’s round of hurricanes evidence that we’re entering an age of climate catastrophe? Recent commentary and analysis from CEI experts suggests not.
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Former Gov. Christie Todd Whitman: Partisan of EPA Overreach
Gov. Whitman supported Hillary Clinton for president in 2016 and was in favor of the Obama administration's so-called Clean Power Plan.
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Renewable Energy Update: Rolling Blackouts Down Under
Australia’s green energy policies are under siege and California has been stymied in its grid power grab.