CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
Washington Times
Inflation rises again, driven by energy costs amid Iran war
The Washington Times cites Finance and Monetary Policy Analyst Steve Swedberg on inflation and rising costs: “The economic data provide little support for lower interest…
News Release
Inflation still stubbornly high in May, future rate increase growing more likely: CEI analysis
The Consumer Price Index report for May shows inflation rose 0.5 percent across all sectors, with energy continuing to be a major factor in…
Blog
Trump’s Strait of Hormuz insurance plan gambles with taxpayer dollars
As wars and skirmishes escalate, the risks to commerce increase and are reflected in market prices. In past conflicts, shipping firms faced soaring premiums as…
Search Posts
Op-Eds
Liberate ATMs and Credit Unions to Jumpstart Jobs
“ATMs don’t destroy jobs,” tweeted Davd Burge of the Iowahawk blog in response to Obama’s now-infamous “Today Show” explanation of unemployment. “Politicians who…
Op-Eds
Bachmann and the ‘20,000 Millionaires’ Myth
“Michele Bachmann would knock 20,000 millionaires off tax rolls.” So reads the glaring headline on a blog post by Howard Gleckman of the…
Op-Eds
Overdrawn at the Ideas ATM
President Obama recently blamed today’s high unemployment on… automation. Yes, you heard at right. He singled out automatic teller machines (ATMs), which he…
Knowledge Problem
Distortionary Effects of Three-Tier Liquor Regulation, Wisconsin Edition
Knowledge Problem
The Exceptional Children Of Skilled Immigrants
Much of the debate over increasing legal immigration and work visas, such as the H-1B visa for highly skilled workers, has centered on the…
Comment
CEI Submits Comments on the AT&T — T-Mobile Merger Before the Federal Communications Commission
Full Docmument Available in PDF The Competitive Enterprise Institute submits this reply comment regarding the…
Pittsburg Post-Gazette
Set free our risktakers
The Pittsburg Post-Gazette references Wayne Crews's article on the cost of federal regulations. Businesses must spend more than $1.75 trillion each year to…
Pittsburg Post-Gazette
Bailout a bust?
Pittsburg Post-Gazette
What the Boeing Company Teaches about Right to Work
Boeing celebrated the completion of its final assembly plant for the Dreamliner 787 aircraft in North Charleston, South Carolina, today. Boeing’s $1-billion investment…
Pittsburg Post-Gazette
GOP’s ‘Durbin Dozen’ Keeps Dodd-Frank Price Controls
Anywhere but the Senate, getting 54 votes out of 100 is a victory. And Wednesday, a bipartisan group of 54 Senators responded to concerns from…
Pittsburg Post-Gazette
Let’s Face the Truth: The Stimulus and Bailouts Failed
You’d think last Friday’s terrible jobs numbers would cause honest elected officials to admit that their economic policies have failed. They would tell the American…
Pittsburg Post-Gazette
To Stimulate Economy, End Predatory Abuse Of Antitrust
Among numerous steps needed to stimulate a double-dipping economy, one is to make antitrust not pay anymore. AT&T’s $39 billion merger with T-Mobile (a…
Pittsburg Post-Gazette
Nobody for Commerce Secretary
In choosing John Bryson as his nominee to be the next U.S. secretary of commerce, President Obama has chosen a perfect representative of our new…
Pittsburg Post-Gazette
Obama’s Funny Auto-Jobs Math
‘The auto industry has added 113,000 jobs over the past two years.” So proclaimed President Obama in his speech Friday at the Chrysler-Fiat…
Pittsburg Post-Gazette
Watchdog questions GM bailout repayment
Pittsburg Post-Gazette
The Plan to Spin the Car Bailout as a Positive for Obama
News Release
Depressing Unemployment Numbers Today Exacerbated by Crushing Regulations, Obama Labor Union Agenda
Washington, DC, June 3, 2011 – Bad news for the American economy and the Obama administration comes today in the form of paltry job growth…
Legal Brief
CEI’s FOIA to Treasury on Auto Bailout
Full Response Available in PDF Documents released by the U.S. Treasury Department indicate that General Motors and the Obama Administration coordinated PR…
Pittsburg Post-Gazette
Obama Admin. Knew GM Lied About Paying Back Taxpayers
Pittsburg Post-Gazette
Barack Obama, Democrats Call the Auto Bailouts A Success, But Did They Work?
News Release
Delayed Release of Auto Bailout Documents by Treasury Dept. Reveals Cozy PR Relationship
Washington, DC, June 2, 2011 – Documents released last week by the U.S. Treasury Department indicate that General Motors and the Obama administration coordinated their…
Pittsburg Post-Gazette
Real Beneficiaries of the ‘Stimulus’
It was depressing but not surprising to read that tax cheats received $24 billion in stimulus money (“Stimulus recipients found to be tax cheats,” Page…
Pittsburg Post-Gazette
Washington Declares War on Debit Cards
Pittsburg Post-Gazette
Stimulus Took More Jobs Than It Created
Investor's Business Daily
Reform Sarbox To Galvanize High-Tech IPOs
Silicon Valley is teeming with budding startups whose user bases and valuations are skyrocketing. As these companies seek breathing room to grow, they will…
Investor's Business Daily
Not So Much Separation of Powers in New Jersey
Investor's Business Daily
Banking On National Economic Suicide
Investor's Business Daily
Obama Administration Pressures Banks to Make Risky Loans
The financial crisis happened partly because of loosened lending standards, which resulted in risky loans to people with bad credit and no money for a…
News Release
IRS Global Data Sharing Threatens Bank Solvency, Privacy and Human Rights
Contact: Lee Doren, 202-331-2259 Nicole Ciandella, 202-331-2773 Washington, D.C., May 18, 2011 – A proposed rule from the Internal Revenue Service…
Legal Brief
Brief Amici Curiae of Minnesota Legislators and North Carolina Legislative Leaders in Support of Plaintiffs-Appellees/Cross-Appellants
Full Document Available in PDF Court below correctly found that the ACA…
Investor's Business Daily
The Washington Post’s Junky Rant Against Princess Catherine’s Entrepreneurial Family
On the eve of the royal wedding, The Wall Street Journal published an op-ed I wrote celebrating the entrepreneurship of Kate Middleton’s parents and…
News Release
House Subcommittee Addresses High Costs of Regulations
Washington, D.C. May 3, 2011 – Tomorrow, the House Judiciary Committee’s Subcommittee on Courts, Commercial and Administrative Law will hold a hearing on “Cost-Justifying…
Investor's Business Daily
Princess Entreprenuer
Ecomerce Times
Microsoft Antitrust Oversight Ends With a Whimper
Ecomerce Times
The Entrepreneurs’ Princess
From across the pond, I have watched with interest the debate and speculation on the significance of Prince William’s wedding to longtime girlfriend Kate Middleton.
Ecomerce Times
The Startup Royal-to-Be
Ecomerce Times
The Midnight Ride of Standard & Poor’s
Three cheers for Standard & Poor’s (S&P). On Monday, the rating agency issued a critical warning that America’s debt burden is growing too great. By…
Ecomerce Times
Liberals Attack Paul Ryan Because He Received Benefits When His Father Died Young
Ecomerce Times
Internet, job training no place for government
Ecomerce Times
Impending price controls to hurt consumers, say groups
Ecomerce Times
Dodd-Frank Durbin Amendment Shifts Costs to Consumers
In my last column, I blasted 17 Republican senators who voted last year for Dodd-Frank’s Durbin Amendment, which puts below-cost price controls on what credit…
Ecomerce Times
Fee Change Won’t Help Consumers, Banks (Letter to the Editor)
The editorial “Side-swiped” (March 24) defends U.S. Sen. Dick Durbin’s amendment that put price controls on what banks and credit unions can charge retailers for…
Ecomerce Times
Republican Back Price Controls
Blog
Bidding Bon Voyage to Nationalized Wind Insurance
According to several Gulf Coast legislators, the idea of adding wind insurance to the National Flood Insurance Program is not going to happen anytime soon.
Daily Caller
Tsunamis are not Stimulus
There is nothing good about a natural disaster. The tsunami that hit Japan today is an unmitigated tragedy. Still, there is a certain optimism…
Letters
Coalition Letter Against Mandatory Implementation of E-Verify
Full Document Available in PDF We, the undersigned free-market advocacy groups and public interest organizations, write to share our concerns…
Daily Caller
Federal Government Pushes Massive Mortgage Bailout; Would Rip off Pension Funds, Bank Shareholders
Back before the election, intellectuals with ties to the Obama Administration proposed a trillion-dollar bailout for some (but not all) underwater mortgage borrowers, as a way…
Daily Caller
Minnesota leads charge against Durbin amendment on debit card fees in Dodd-Frank bill
Daily Caller
Are Obamacare’s health-insurance exchange requirements unconstitutional?
Usually, Congress can’t order state governments to do anything – it can only bribe them to do so, using federal grants. If it tries to…
Daily Caller