CEI has fought excessive regulation in the financial sector from laws such as Sarbanes-Oxley and Dodd-Frank. We have scored major bipartisan victories for deregulation. These include the Jumpstart Our Business Startups (JOBS) Act, signed by President Obama in 2012, that lifted or relaxed some of the biggest burdens preventing small and midsize firms from raising capital and going public; and the Economic Growth, Regulatory Relief, and Consumer Protection Act, signed by President Trump in 2018, that lifted some of Dodd-Frank’s crushing burden on community banks and credit unions. We continue to fight to remove regulatory barriers that limit choices and increase costs for entrepreneurs, investors, and consumers.
Banking and Finance Issue Areas
Featured Posts
RealClear Markets
Book Review: Norbert Michel & Jennifer Schulp’s ‘Financing Opportunity’
America is the wealthiest nation on earth, with financial markets that are the envy of the world. Those markets have contributed to America’s rise for…
Blog
House should follow Senate in slashing BBB’s remittance tax–or eliminate it entirely
President Trump has made it clear that he wants a budget reconciliation package on his desk by July 4. In its final version of the…
Daily Calller
Social Security Now Headed For Insolvency Even Sooner Than Expected
Daily Caller cited CEI’s experts on Social Security spending Congress can’t keep dodging entitlement reform. Social Security’s $28 trillion in unfunded liabilities is about the…
Search Posts
Study
Develop Smart Policies to Help Homeowners Deal With Natural Catastrophes
Full Document Available in PDF Natural catastrophes such as…
Citation
Future FSA, HRA charges to fund ObamaCare
Citation
Obama’s GM Numbers Are Not Adding Up
News Release
Federal Reserve’s Interchange Price Controls: Gift to Retailers, Lump of Coal for Consumers
Washington, D.C., December 16, 2010 – This afternoon in a public meeting, the Federal Reserve will release draft rules to implement Dodd-Frank’s Durbin Amendment, which…
Op-Eds
Judge Should Have Struck Down Entire Law (Letter to the Editor)
This editorial about a federal judge striking down Obamacare’s individual insurance-purchase mandate rightly noted that the law lacks a severability clause. Because of…
Study
Roll Back Burdensome Sarbanes-Oxley Accounting Rules
Full Document Available in PDF “How can we have these levels of fictions…
Citation
Feds Use New Tool to Target Ex-CEO
Blog
Why Insurance Rates Rise in Calm Seasons
This year’s hurricane season, which officially ended at the beginning of this month, was the third most active season on record for the Atlantic. However,…
Letters
Coaliton Letter on Credit Union Regulatory Relief
Full Document Available in PDF Along with this letter please find a new advertisement, signed…
Op-Eds
GM Shares Are Artificially Inflated (Letter to the Editor)
The Examiner was right to note that General Motors’ supposed “success story” is actually a money-loser for taxpayers. Not only did GM’s recent sale of…
Citation
What’s Good for New GM Is Bad for the Rest of America
Citation
GM’s Stock Offering Goes Well, But Some See Nothing to Cheer
Citation
Halfway Between Sanity and Bedlam
Citation
What’s Good for GM Is Now Terrible for America
Op-Eds
What’s Good for GM Is Now Terrible for America
In his 1953 confirmation hearing for Secretary of Defense in the incoming Eisenhower administration, former General Motors CEO Charles “Engine Charlie” Wilson was asked how…
Citation
Wall Street to GM: Let’s Put Those Bad Days Behind Us
News Release
Small Businesses Not Growing? That’s Because Regulations Are
The U.S. Senate Committee on Small Business and Entrepreneurship will hold a hearing Thursday, November 18, on “Assessing the Regulatory and Administrative Burdens on…
Associated Content
National Deficit Commission: Eliminate Commercial Space Subsidies
NCPA
The Problem with Public-Private Partnerships
NCPA
The Election’s Over, So Let’s Get Back to Business
President Obama recently warned that the current high unemployment could be “a new normal” in the United States. If his administration doesn’t change course…
Study
Business Must Fight for Economic Freedom
Business Must Fight for Economic Freedom Fred L. Smith, Jr. President, Competitive Enterprise Institute Written Remarks For the…
Blog
Beach House Bummer: State-Run Insurance Fuels Risky Coastal Development
Wouldn’t we all like to have a beach house? A large number of Americans have a dream of living near the sea, but few of…
Blog
Hospital Cost-Shifting Leads to More Expensive Car Insurance
Lawmakers’ policies are making your car insurance higher than it should be. Rather than solving the problems that government intervention is causing, however, politicians would…
NCPA
Fannie & Freddie Don’t Deserve Any More Tax Dollars (Letters to the Editor)
The Examiner was right to oppose more taxpayer bailouts for Fannie Mae and Freddie Mac, which are expected to receive between $73 billion and $215…
NCPA
Morning Scan – Free Checking
NCPA
The Free Checking Restoration Act
Having largely abandoned attempts to defend ObamaCare in the run-up to next week’s election, President Obama and his allies are now warning that opponents will…
Blog
Insurance Lessons from Alabama
While Alabama certainly has some ambiguous laws and archaic regulations, the federal government ought to take a lesson from Alabama when it comes…
NCPA
Free Checking – How ‘Bout Them Democrats
NCPA
SEC ‘Proxy Access’ Rule Could Empower Unions, Political Activists
NCPA
Obama’s War on Free Checking
“Free checking as we know it is ending,” says the lead paragraph of a widely read and tweeted story from The Associated Press. Noting…
Study
Reforming Michigan’s Auto Insurance Industry
Michigan auto insurance premiums are among the highest in the nation. Rather than attempting to regulate insurance company and individual behavior, Michigan legislators would much…
Insider Online
Reforming Michigan’s Auto Insurance Industry: Some Concrete and Practical Proposals
Insider Online
The Free Checking Restoration Act of 2010
MacLeans
Burning Down the House
MacLeans discusses Iain Murray's article for the Washington Examiner on private insurance companies. That could be why the fire incident, far from discouraging…
MacLeans
The GM IPO
Blog
Obamacare Results in 47 Percent Premium Hike
Obamacare has just led to a 47 percent increase in some health insurance premium rates in Connecticut: The state’s largest insurer has been approved to…
Blog
Judge Rejects Obama Administration’s Motion to Dismiss Challenge to Obamacare
A judge in Florida has rejected the Obama administration’s motion to dismiss challenges to Obamacare brought by 20 state attorneys general and the…
MacLeans
New Obama healthcare plan relies on imaginary savings, costs $2 trillion, explodes budget deficits
MacLeans
Ms. Warren Should Take Aim at Confusing Federal Laws (Letters to the Editor)
Todd Zywicki is right to criticize President Obama for appointing a consumer-lending czar without submitting the appointment to the Senate for an up-or-down vote…
Reason
Let it Burn or Not? Fulton Fire Department Follow-up: Updated with Mangu-Ward Video!
Reason discusses Iain Murray's Washington Examiner article on insurance companies. For some counter-perspective, here is Iain Murray of the Competitive Enterprise Institute writing…
Blog
If You Like Your Health Plan, You May Lose It Anyway
Another major employer, 3M, has decided to “eventually stop offering its health insurance plan to retirees, citing the federal health overhaul as a factor.”…
Blog
Obamacare May Force McDonald’s to Drop Health Coverage for Employees
Michelle Malkin points out that “McDonald’s has notified the feds that it may be forced to drop health insurance for some 30,000 workers due…
Reason
Fish Enough for All
Ron Arnold alleged yesterday that Jane Lubchenco and the bureaucrats at NOAA are killing the New England fishing industry. Averse as I am to…
Reason
SEC “Proxy Access” Rule Could Empower Unions, Political Activists and Undermine Investors
Reason
Washington Ideas Forum
Study
Free Enterprise Fund v. PCAOB: Narrow Separation-of-Powers Ruling Illustrates That the Supreme Court Is Not ‘‘Pro-Business’’
Full Document Available in PDF Chief Justice John Roberts has often been depicted as an advocate of narrow rulings and a judicial philosophy…
Blog
22,000 Lose Their Health Insurance Due to Obamacare
Approximately 22,000 senior citizens just lost their health plan with Harvard Pilgrim Health Care, which dropped its Medicare Advantage Program due to “cuts in…
Reason
Pledge Takes On Overregulation
Though much of the commentary on the GOP’s “Pledge to America” has forcused on the areas of taxes and spending, the provision that may contain…
Newsletter
CEI Weekly: Congress Should Liberate to Stimulate
CEI Weekly is a compilation of articles and blogs from CEI's staff. This week features John Berlau's debate with Heather Boushey from the Center for…
Reason
No Regulation Without Representation
Having excoriated the Bush administration and Republicans in Congress — on this site and elsewhere — for falling short of principles on TARP…
