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Studies

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Study

Adam Smith’s guide to life, loveliness, and the modern economy

  • By: Christopher Culp, Fred L. Smith, Jr., Iain Murray, Jeremy Lott, John Berlau, Kent Lassman, Ryan Young, Stone Washington
  • 05/22/2024

Introduction: Going strong at 300 Ryan Young This essay collection celebrates Adam Smith’s 300th birthday. He is best known for being the first modern economist,…

Human Achievement Hour

Study

Don’t Depower Crypto

  • By: Ari Patinkin, James Broughel, John Berlau
  • 01/09/2024

Introduction In President Biden’s Fiscal Year 2024 budget blueprint,1 the president proposed a new tax aimed at the electricity use caused by cryptocurrency mining. Known…

Banking and Finance

Study

The Annual Percentage Rate Is the Wrong Metric for Assessing the Cost of a Short-Term Loan

  • By: John Berlau, Matthew Adams
  • 04/07/2021

Think calculating the cost of a loan is simple? Not under the longtime rules of the federal government and many states. Consider the following recent…

Banking and Finance

Study

Terrible Tech 2.0

  • By: Clyde Wayne Crews, Iain Murray, Jessica Melugin, John Berlau, Patrick Hedger, Ryan Young
  • 09/10/2020

View Full Document as PDF Executive Summary If you are looking for bipartisanship in Washington, D.C., the technology policy sector may be your…

Antitrust

Study

Repeal of #NeverNeeded Regulations Can Help People Stay Home and Safe During the COVID-19 Crisis

  • By: Jessica Melugin, John Berlau, Michelle Minton, Patrick Hedger
  • 07/21/2020

As individuals and businesses continue to address the COVID-19 health crisis, access to technologies and services that have enabled large swaths of the economy to…

Regulatory Reform

Study

Government-Run Payment Systems Are Unsafe at Any Speed

  • By: John Berlau
  • 06/09/2020

For people quarantining during the COVID-19 health crisis, electronic payments proved essential to obtaining needed supplies, from groceries to medicines, while maintaining social distancing and…

Banking and Finance

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