News Release
CEI Commends House Passage of Modest Banking Reforms, Urges Congress to Go Further
Today, the House considered and passed The Economic Growth, Regulatory Relief, and Consumer Protection Act aimed at scaling back a few bad Dodd-Frank bank regulations. CEI Senior Fellow…
Blog
Cut Red Tape So Middle-Class Investors Can Soar with Next Amazon
Today is the 21st anniversary of the initial public offering of a little company called Amazon. Yes, today Amazon is a behemoth, a supposed…
Blog
Consumer Financial Protection Bureau Targets True Rights Violations with Wells Fargo Fine
After being attacked repeatedly for supposedly being soft on Wall Street and the “big banks,” Acting Consumer Financial Protection Bureau Director Mick Mulvaney was part…
News Release
CFPB $1 Billion Fine Against Wells Fargo Shows Regulator Power in Trump Era
On news today that the Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of Currency (OCC) will impose a combined fine of $1…
News Release
Senate Votes Down Unfair CFPB Auto Lending Rule
CEI praised the Senate today for voting down the Obama-era Consumer Financial Protection Bureau rule that unfairly penalized auto lenders for any unintentional disparate impact…
News Release
SEC to Propose Investor Fiduciary Rule
In the wake of a court ruling against a controversial Obama-era Labor Department rule expanding liability for investment advice, the Securities and Exchange Commission today…
Marketplace Radio
AUDIO: John Berlau Discusses Accountability at the CFPB with American Public Media’s Marketplace
John Berlau, Senior Fellow at the Competitive Enterprise Institute, joined American Public Media’s Marketplace, to discuss how the Consumer Financial Protection Bureau can be…
The Wall Street Journal
Cryptocurrency: Does Fed Want to Imitate Venezuela?
John Berlau writes a letter-to-the-editor to The Wall Street Journal about the dangers of the U.S. government issuing its own digital currency. After Kevin Warsh…
Forbes
Let’s Keep Cryptocurrency Mines Running in Human Achievement Hour & Every Hour
On Saturday, March 24th, from 8:30 to 9:30 PM in their local time zones, some people will turn off their lights as part of an…
Sacramento Bee
Kudlow’s Skills will Keep US Economy Rolling in Fast Lane
Just as baseball season approaches, President Donald Trump hits it out of the park with his appointment of economist Larry Kudlow to head the White…
News Release
Court Rules Against Obama Fiduciary Rule in a Victory for Middle Class Investors
On news that the Fifth Circuit Court of Appeals late Thursday struck down the Obama Labor Department's controversial fiduciary rule, Competitive Enterprise Institute financial policy…
News Release
CEI Commends Senate for Passing Bipartisan Dodd-Frank Reform Bill
The Competitive Enterprise Institute (CEI) commends the U.S. Senate on passage of Sen. Crapo's S. 2155, the Economic Growth, Regulatory Relief and Consumer Protection Act.
News Release
CEI Commends Trump’s Choice of Larry Kudlow for Top Economic Post
President Trump is expected to name Larry Kudlow as director of the National Economic Council this week. CEI experts commend Trump for selecting an adviser with…
Newsmax
Mulvaney Must End CFPB’s Big Brother Role
Just after Thanksgiving, when the drama of the dueling directors began at the Consumer Financial Protection Bureau (CFPB), I told The Washington Examiner that the new…
News Release
Sen. Crapo’s Dodd-Frank Reform Bill: Important, Commonsense Step Toward Relief for Small Banks
This week, the U.S. Senate is expected to vote on Senator Mike Crapo’s bipartisan Dodd-Frank reform bill, “Economic Growth, Regulatory Relief, and Consumer Protection Act”…
Blog
Implement AEI-Heritage-R Street GSE Plan AND Honor Shareholder Contracts
It is welcome news that our friends from the American Enterprise Institute, Heritage Foundation, and the R Street Institute put forth a plan this week…
The Washington Examiner
CFPB’s ‘NSA-like’ surveillance in limbo with leadership tussle
The Washington Examiner quoted John Berlau in the need for regulatory reform and the need to eliminate the cache of consumer data which the CFPB…
Newsmax
Understand Innovative ‘Blockchain’ Before Condemning It
Since 2018 began, the prices of bitcoin and other cryptocurrencies had been tumbling, in large part due to real or perceived threats of crackdowns from…
Valuewalk
Time To End The GSE Conservatorship
When other financial institutions that received TARP funds paid back what they owed to the U.S. Treasury in full, the government relinquished its ownership stake…
News Release
House to Vote on Plan to Cut Red Tape for Small, Fast-Growing Companies
The House is expected to vote Wednesday on a plan to help small companies with big ambitions. The Fostering Innovation Act of 2017 (H.R. 1645)…
News Release
Trump Budget Seeks More Accountability for Consumer Financial Protection Bureau
President Trump’s 2019 budget plan, released today, has some big changes in mind for the Consumer Financial Protection Bureau (CFPB), aiming to bring much-needed accountability and…
Blog
SEC Chairman Jay Clayton’s Comments on Cryptocurrencies Are Cause for Concern
Recent comments by SEC Chairman Jay Claytonmay signal an increasingly heavy-handed regulatory approach toward cryptocurrencies. Such an approach could curb innovation and prove counterproductive in fighting…
Newsmax
Stop Stealth Capital Gains Tax Hike in Senate Bill
It’s crunch time on tax reform. The House passed a bill just before Thanksgiving. Now it’s the Senate’s turn. A good tax reform bill would…
Newsmax
Dear President Trump, Please Fire CFPB’s Cordray — Now
On Oct. 30, 2017 Consumer Financial Protection Bureau (CFPB) Director Richard Cordray released a letter to President Donald Trump in which Cordray urged the…
The American Spectator
Good Riddance to Finance Regulator Richard Cordray
Blog
Trump Should Boost Bipartisan Access-to-Capital Bill in SOTU
If President Trump really wants to strike a note of bipartisanship in his State of the Union address, as well as promote measures to build…
Bloomberg
Business Groups Attack ‘America First’ Merger Review Bill
Breitbart
Potential Nomination of McWatters to Head Up the CFPB Hits a Rough Patch
Breitbart discusses possible Consumer Financial Protection Bureau (CFPB) nominee Mark McWatters with John Berlau. The potential nomination of National Credit Union Adminstration Chairman (NCUA)…
News Release
House Financial Reform Plans Show Lawmakers Recognize Problems Caused by CFPB
This week, the House Financial Services Committee approved 15 bills on regulatory relief for community financial institutions, investment opportunities, access to financing for home buyers,…
One America News
VIDEO: John Berlau Discusses CFPB Slush Fund on One America News
One America News discusses Mick Mulvaney’s attempts to stop the Consumer Financial Protection Bureau’s slush fund with John Berlau. Watch the full…
Blog
End CFPB’s Collection of Americans’ Financial Data
Last week, when the drama of the dueling directors began at the Consumer Financial Protection Bureau (CFPB), I told The Washington Examiner that the…
News Release
Report: Dodd-Frank Volcker Rule Punishes Main Street
Banking restrictions imposed by the 2010 Dodd-Frank financial reform law have caused big problems for banks nationwide, a new report from the Competitive Enterprise Institute…
Study
The Case against the Volcker Rule
View Full Document as PDF The 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act has severely restricted business and consumer access…
Blog
Senate Bill’s Stealth FIFO Capital Gains Hike Hinders Tax Reform
It’s crunch time on tax reform! The House passed a bill just before Thanksgiving. Now it’s the Senate’s turn. A good tax reform bill would…
The Washington Examiner
CFPB’s ‘NSA-Like’ Surveillance in Limbo with Leadership Tussle
The Washington Examiner discusses Mick Mulvaney’s appointment as acting director of the Consumer Financial Protection Bureau with John Berlau. The fight for control of…
Blog
Acting CFPB Director Mulvaney’s Bipartisan FinTech Work
Office of Management and Budget Director Mick Mulvaney has long broken bread with folks he disagrees with to find common ground on policy.
Blog
Good Riddance to Finance Regulator Richard Cordray
The resignation of Consumer Financial Protection Bureau Director Richard Cordray is long overdue.
News Release
CEI Urges Swift Action on CFPB Problems as Director Richard Cordray Resigns
The CFPB under Cordray’s tenure has failed consumers.
Blog
Property Rights of Fannie and Freddie Shareholders—Including Small Investors—Must Be Respected
Private investors should never be guaranteed any type of government bailout. At the same time, they should not have their property and contract rights violated.
News Release
Report: Taxpayers in Danger of Massive Mortgage Bailout
Looming problems mean taxpayers are unfairly on the hook for yet another 2008-style mortgage bailout.
Study
Fannie Mae and Freddie Mac Still Endanger U.S. Economy
View Full Document as PDF Nearly a decade since the housing bust of 2008 sent the U.S. economy into a tailspin, much…
Bloomberg BNA
Business Groups Attack ‘America First’ Merger Review Bill
Bloomberg BNA discusses the United States Foreign Investment Review Act of 2017 with John Berlau. Senate legislation to increase scrutiny of mergers proposed by…
News Release
CFPB Payday Loan Rule Hurts Consumers in Urgent Need: Statement by CEI expert
The Consumer Financial Protection Bureau today unveiled its long-awaited rule against short term “payday” loans. CEI Senior Fellow John Berlau criticized the new rule,…
Reason
Defenders of the CFPB’s Newest Financial Regulation Are Ignoring Crucial Facts
Reason discusses the anti-arbitration rule in regards to the Equifax breach with John Berlau. In the wake of the Equifax breach, in which hackers…
Blog
Fat-Cat Attorneys’ Bogus Arguments on Arbitration Rule
Fat cat class-action attorneys and their apologists are getting desperate.
The American Spectator
Why Trump Must Fire Obama Holdover Cordray
In the private sector and during his short time as president, Donald J. Trump has never been shy about firing subordinates. Yet some powerful Obama…
The Hill
Disappointments Aside, Sessions Has Been on a Winning Streak for Trump Supporters
The Hill covers the upcoming DOJ decision on the structure and constitutionality of the Consumer Financial Protection Bureau. For someone who, like me,…
Study
Shrinking Government Bureaucracy
View Full Document as PDF Shrinking Government Bureaucracy is a series of policy proposals by Competitive Enterprise Institute (CEI) experts to rein in…
Blog
Yes, Federal Arbitration Rule Will Harm ‘Little Guys’
The Senate to follow the House’s lead and pass a Congressional Review Act resolution to block the Arbitration Rule.
Blog
Rethinking the Securities and Exchange Commission
The Securities and Exchange Commission be abolished and its authority to punish securities fraud be transferred to the Federal Trade Commission.