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Adam Smith’s guide to life, loveliness, and the modern economy
Introduction: Going strong at 300 Ryan Young This essay collection celebrates Adam Smith’s 300th birthday. He is best known for being the first modern economist,…
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Don’t Depower Crypto
Introduction In President Biden’s Fiscal Year 2024 budget blueprint,1 the president proposed a new tax aimed at the electricity use caused by cryptocurrency mining. Known…
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The Annual Percentage Rate Is the Wrong Metric for Assessing the Cost of a Short-Term Loan
Think calculating the cost of a loan is simple? Not under the longtime rules of the federal government and many states. Consider the following recent…
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Terrible Tech 2.0
View Full Document as PDF Executive Summary If you are looking for bipartisanship in Washington, D.C., the technology policy sector may be your…
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Repeal of #NeverNeeded Regulations Can Help People Stay Home and Safe During the COVID-19 Crisis
As individuals and businesses continue to address the COVID-19 health crisis, access to technologies and services that have enabled large swaths of the economy to…
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Government-Run Payment Systems Are Unsafe at Any Speed
For people quarantining during the COVID-19 health crisis, electronic payments proved essential to obtaining needed supplies, from groceries to medicines, while maintaining social distancing and…
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Cryptocurrency and the SEC’s Limitless Power Grab
Many questions are being asked about cryptocurrency. Is it a major innovation that will improve standards of living in ways we cannot yet imagine? Or…
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The Case against the Volcker Rule
View Full Document as PDF The 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act has severely restricted business and consumer access…
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Fannie Mae and Freddie Mac Still Endanger U.S. Economy
View Full Document as PDF Nearly a decade since the housing bust of 2008 sent the U.S. economy into a tailspin, much…
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Shrinking Government Bureaucracy
View Full Document as PDF Shrinking Government Bureaucracy is a series of policy proposals by Competitive Enterprise Institute (CEI) experts to rein in…
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Rethinking the Securities and Exchange Commission
View Full Document as PDF The nation’s securities laws and the very existence of the Securities and Exchange Commission (SEC) are premised…
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Why Wall Street Loves Glass-Steagall
View Full Document as PDF Debates over financial regulation often refer to “Wall Street” and “Main Street” as shorthand for, respectively, 1)…
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Five Key Financial Regulation Reforms
View Full Document as PDF First there was “fintech,” now there is “regtech.” Fintech—short for “financial technology”—is the popular term to describe…
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First Steps for the Trump Administration: Restore Financial Freedom
View full document as a PDF Over the past 15 years—beginning with the George W. Bush administration and accelerating rapidly in the…
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Congress Can Protect Workers Using the Power of the Purse
View Full Document as PDF In 2016 to date, the Obama administration has burdened the American public with nearly $100 billion in…
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The Department of Labor’s Fiduciary Rule for Dummies (But Not the Dummies They Think We Are)
Whether you're a portfolio manager or an everyday investor you should learn how the fiduciary rule can affect you.
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A Bird in the Hand and No Banks in the Bush
Full Document Available in PDF Radio Shack. Borders Books and Music. Blockbuster Video. Eastman Kodak. These are the names of…
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Declaration of Crowdfunding Independence
Crowdfunding regulation threatens entrepreneurs and their ability to start businesses, create jobs and bring innovative products to the market.
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Questions for Federal Reserve Nominee Janet Yellen
Full Document Available in PDF Janet Yellen is President Obama’s choice to succeed Ben Bernanke as the Federal Reserve Chair. Yellen is…
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Government Barriers to Georgia’s Growth
Full Document Available in PDF Few states have been hit as hard by the financial…
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The 400 Percent Loan, the $36,000 Hotel Room, and the Unicorn
Is a $16 surcharge on a $100 product unfair, unjust, and “predatory”? Hardly anyone flinches, for instance, at a $16 “resort fee” on a $100…
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Suspend Mark-to-Market Rules and Make Accounting Regulators Accountable
Liberate to Stimulate Index The Financial Accounting Standards Board (FASB) was hauled before Congressional hearings and members of both parties expressed concern…
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End Bailouts and Government Ownership in Fannie/Freddie, GM, AIG, and Other Entities
Liberate to Stimulate Index On October 3, 2010, the federal government’s authority under the Troubled Asset Relief Program (TARP) officially expired. Rushed…
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Recognize the Value of Hedge Funds and Private Equity for Entrepreneurs and Shareholders
Liberate to Stimulate Index Hedge funds and private equity are vehicles for wealthy investors to take risks and potentially reap high returns.
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Free Smaller Companies to Go Public by Rolling Back Burdensome Sarbanes-Oxley Accounting Rules
Liberate to Stimulate Index In CEI’s last Agenda for Congress, we recommended that “smaller public companies be exempt from Sarbanes-Oxley’s Section 404.”…
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Encourage Credit Access Innovation
Liberate to Stimulate Index The abuses of the subprime crisis have made it all too easy to overlook the myriad…
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Payment Card Networks Under Assault
How Capping Interchange Fees Will Hurt Consumers, Charities, Community Banks, and Credit Unions…
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A Flawed Blueprint
America needs fundamental financial regulation reform. The Treasury Blueprint fails to provide it.
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SOXing It to the Little Guy
Remember 1982, when video games, personal computers, and cordless phones were new—and the companies that made these products were new? If investors could travel back…
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