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The Real Problem in Detroit
Op-Eds
Lawmakers, undo some of 2007 reforms
A year has passed since Gov. Charlie Crist and a nearly unanimous Legislature hailed the arrival of a new era for Florida’s property insurance…
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Poorly Run Charities: A Solution
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Mob Justice in Bolivia
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But Does This Distract From the Real Problem?
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Notes from the (Virtual) Trail
Study
The Subprime Crisis in Historical Perspective
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Open Markets and Eric Cartman
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Healthier Than Fascism?
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Department of the Obvious
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Christmas Choral Music and What it Says About America
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State Level Airline Regs: Great Idea. . .Not.
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A Great Libertarian Artist?
Op-Eds
Subprime Borrowers: Not Innocents
A simple look at the blunt reality reveals that borrowers themselves should assume primary responsibility for the current subprime crisis. Millions of borrowers, all…
Study
Politically Determined Entertainment Ratings and How to Avoid Them
Full Document Available in PDF When they…
Study
The Credit Union Regulatory Improvement Act
Full Document Available in PDF This paper provides a free market perspective on…
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Ninjas are Lame
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Honey, Let’s Stay Together. . .For the Planet
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Since When Has Hugo Liked Democracy?
Ivan, Like you I was happy to see that Hugo Chavez lost the referendum that would have, more or less, made him a “president…
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LOST: Let’s Regulate Warp Drive While We’re at It.
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Cyber Cold War? Probably Not
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Who cares about “bad” foods?
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Trent Lott Knows Your Name
Comment
Blueprint for an Improved U.S. Financial Regulatory Structure
Op-Eds
Eliminating Prison Rape
It has been far too long in coming but, yesterday, the Federal Prison Rape Elimination commission released its report on elimination and prevention…
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OFCFAQ.ORG
Study
A Non-Prescription for Confronting the Sub-Prime Crisis
Full Document Available in PDF I am so busy doing nothing…that the…
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It Looks Evil
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The Cult of Historical Preservation
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In Defense of the Zone System
Study
Web Memo: How an OFC Would Impact the States
Introduction…
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I Want One
Study
The Continuing Value of Privatization
Full Document Available in PDF As mayor of Indianapolis, Stephen Goldsmith applied what he called…
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Worst. Show. Ever. (With a Tiny Redeeming Quality.)
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Private Criminal Law Doesn’t Work
Study
South Carolina’s Omnibus Coastal Insurance Legislation
Full Document Available in PDF In early 2007, South Carolina…
Letters
Letter to Congress in Support of Optional Federal Chartering
Dear Member: I’m writing to you in response to a letter that the Independent Insurance Agents and Brokers of America (the Big “I”) recently…
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Credit Unions and Payday Lending
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Eeek! More Banks
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Good and Bad Nobels: Where does Al Gore fit in?
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First SF Nobel?
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In the Zone
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Other Ways to Fix Elections
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Shaking up Insurance
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Optional Federal Charter for Insurers: FAQ
Full Document Available in PDF This paper provides a free market perspective on the…
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CFLs Rule…But we Still Don’t Need a Mandate
Op-Eds
Crist’s insurance ‘fix’ might leave you broke
When former Gov. Jeb Bush recently said his successor's insurance reforms were “as bad as the natural disasters themselves,” he understated his case. As…
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Things the First Amendment Doesn’t Say
Letters
Principles for Windstorm Insurance: A Joint Statement
The United States has entered a period of heavy hurricane activity. Much of the focus in the public policy debate has centered on insurance against…
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