Blog
Full steam ahead: How 50 years of deregulation revitalized US freight rail
This week marks the 50th anniversary of the Railroad Revitalization and Regulatory Reform Act of 1976, better known as the 4R Act. For much…
Blog
From heavy hand to light touch: How CFPB rulemaking shifted in 2025
The Consumer Financial Protection Bureau (CFPB) was established in response to the 2008 financial crisis to serve as a watchdog over financial markets and champion…
Blog
When airline competition gets squeezed, so do airline seats
Aircraft cabins are under more pressure than ever. With every inch of space accounted for, airlines are making increasingly visible choices about who gets how…
Blog
Trump’s credit card interest rate cap would kneecap everyday Americans
Credit cards are an indispensable tool in the modern economy. Most adults use them for everyday purchases, emergency spending, and managing cash flow. Yet more…
Blog
Burned by the sun: How tax incentives distort the residential solar market
As the clock struck midnight on New Year’s Eve, a much-hyped tax credit boosting the installation of solar panels on residential rooftops came to a…
Blog
Let’s resolve to repeal Durbin’s debit card interchange price controls in 2026
One safe New Year’s political prediction is that the fight between retailers and financial institutions over so-called swipe fees will continue. The debate has raged…
Blog
Everyone hates congestion pricing…until it is shown to save time, air, and sanity
New York City is famously referred to as “the city that never sleeps.” The hustle and bustle that makes New York City iconic makes it…
Blog
Off the rails and behind the times: How FRA rules hinder automated track inspection
The railway system has long been the backbone of the American economy by connecting communities, supporting supply chains, and carrying passengers safely to their destinations.