Competitive Enterprise Institute
Competitive Enterprise Institute
  • Facebook
  • Twitter
  • YouTube
  • Instagram
  • About
  • Policy
  • Products
  • Blog
  • Events
  • Subscribe
  • Donate
  • About
  • Policy
  • Products
  • Blog
  • Events
  • Subscribe
  • Donate

Sign up below to receive the latest research, news, and commentary from CEI experts.

Sign Up

About CEI

  • Press Room
  • Team
  • Careers
  • Internships
  • Our History
  • Julian L. Simon Award Winners
  • Research Independence
  • Prometheus Society
  • Ways to Support CEI

Request a policy briefing from a CEI expert.

Learn More

All Policy Areas

  • Capitalism
    • Antitrust
    • Subsidies and Bailouts
    • Capitalism and Free Enterprise
  • Deregulation
    • Banking and Finance
    • Consumer Freedom
    • Labor and Employment
    • Regulatory Reform
    • Trade and International
  • Energy and Environment
    • Chemical Risk
    • Climate
    • Energy
    • Lands and Wildlife
    • Water and Air Quality
  • Innovation
    • Healthcare
    • Tech and Telecom
    • Transportation
  • Law and Litigation
    • CEI Litigation
    • Free Speech
    • Government Transparency
    • Legal Studies
    • Property Rights
  • Government Affairs

Sign up below to receive the latest research, news, and commentary from CEI experts.

Sign Up

All Products

  • Research
    • Fast Track
    • Issue Analysis
    • OnPoint
    • Profiles in Capitalism
    • 10,000 Commandments
    • Agenda for Congress
    • Books
    • Individual Studies
  • Newsletters
    • CEI Planet
    • The Bulletin
    • The Surge
    • Great Capitalism
  • Outreach
    • Coalition Letters
    • Legal Briefs
    • Congressional Testimony
    • Regulatory Comments
  • Podcasts
    • Free the Economy
    • How The World Works

Sign up below to receive the latest research, news, and commentary from CEI experts.

Sign Up

All Events

  • Press Room
  • Team
  • Careers
  • Internships
  • Our History
  • Julian L. Simon Award Winners
  • Research Independence
  • Prometheus Society
  • Ways to Support CEI

Sign up below to receive the latest research, news, and commentary from CEI experts.

Join Us

Support CEI

  • Give Online
  • Wire Transfer
  • Estate Planning
  • Donate Crypto
  • Facebook
  • Twitter
  • YouTube
  • Instagram

The Open Market Blog

The Open Market Blog

Search Filters

Issue Areas

Masthead

Publisher

  • Kent Lassman

Managing Editor

  • Jeremy Lott

Assistant Managing Editor

  • Ryan Smith

Associate Editors

  • Travis Burk
  • Christine Hall
  • Scooter Schaefer

Contributors

  • Matthew Adams
  • Daren Bakst
  • Joshua Bandoch
  • John Berlau
  • Wayne Crews
  • Myron Ebell
  • Dan Greenberg
  • Sean Higgins
  • Sam Kazman
  • Marlo Lewis, Jr.
  • Ben Lieberman
  • Mario Loyola
  • Jessica Melugin
  • Richard Morrison
  • Iain Murray
  • Alex Reinauer
  • Devin Watkins
  • Stone Washington
  • Ryan Young
  • Joel Zinberg

CEI Makes the Case for Freedom Every Day

Sign up below for the latest research, news, and commentary from CEI experts.

  • This field is for validation purposes and should be left unchanged.

Mulvaney Saving, Not ‘Dismantling,’ Consumer Financial Protection Bureau

Blog

Mulvaney Saving, Not ‘Dismantling,’ Consumer Financial Protection Bureau

  • By: Daniel Press
  • 01/30/2018

Effective consumer protection does not require a body as unaccountable, powerful, and ideologically driven as the Consumer Financial Protection Bureau. In short, it does not…

Banking and Finance

The State of Financial Regulation

Blog

The State of Financial Regulation

  • By: Daniel Press
  • 01/25/2018

President Trump will deliver his inaugural State of the Union address next week, where he will outline the administration’s agenda for the coming year. Here…

Banking and Finance

A New Day at the Consumer Financial Protection Bureau

Blog

A New Day at the Consumer Financial Protection Bureau

  • By: Daniel Press
  • 01/24/2018

According to Acting Director Mick Mulvaney, the Consumer Financial Protection Bureau will now stick to enforcing consumer protection laws as written, but not attempt go beyond that…

Banking and Finance

Durbin Amendment Update: No More Free Checking for the Poor

Blog

Durbin Amendment Update: No More Free Checking for the Poor

  • By: Daniel Press
  • 01/23/2018

The Durbin Amendment strikes again. Today brings further evidence that the little-known amendment authored by Sen. Richard Durbin (D-IL), which imposed price controls on…

Banking and Finance

Tax Reform Outperforms Government Programs on Community Investment

Blog

Tax Reform Outperforms Government Programs on Community Investment

  • By: Daniel Press
  • 01/23/2018

Tax reform is the gift that keeps on giving. Americans for Tax Reform has documented the ever-growing list of companies providing pay raises, bonuses, 401(k)…

Banking and Finance

The White House Can Save the Small-Dollar Loan Industry

Blog

The White House Can Save the Small-Dollar Loan Industry

  • By: Daniel Press
  • 01/18/2018

The Consumer Financial Protection Bureau's small dollar loan rule should be retracted on Paperwork Reduction Act violations alone. …

Banking and Finance

Taming the Beast: Reform Ideas for the Consumer Financial Protection Bureau

Blog

Taming the Beast: Reform Ideas for the Consumer Financial Protection Bureau

  • By: Daniel Press
  • 01/17/2018

The Consumer Financial Protection Bureau’s complicated, one-size-fits-all rules with high compliance costs favor large banks with armies of lawyers while restricting the working poor’s access…

Banking and Finance

7 Reasons to Oppose the Federal Payday Loan Rule

Blog

7 Reasons to Oppose the Federal Payday Loan Rule

  • By: Daniel Press
  • 01/17/2018

Congress should use the Congressional Review Act to overturn the Consumer Financial Protection Bureau's small dollar loan rule.

Banking and Finance

House Takes Lead on Bank Reform, Senate Should Follow

Blog

House Takes Lead on Bank Reform, Senate Should Follow

  • By: Daniel Press
  • 12/20/2017

The House of Representatives has passed a significant piece of financial legislation, H.R. 3312, the “Systemic Risk Designation Improvement Act.”…

Banking and Finance

Ex-Im Nominee Scott Garrett Rejected, Swamp Claims Another Victim

Blog

Ex-Im Nominee Scott Garrett Rejected, Swamp Claims Another Victim

  • By: Daniel Press
  • 12/19/2017

Appointing Scott Garret to lead the Export-Import Bank should have been an area of broad agreement between the parties.

Banking and Finance

Big Changes Needed to Senate’s Financial Reform Bill

Blog

Big Changes Needed to Senate’s Financial Reform Bill

  • By: Daniel Press
  • 12/01/2017

While the Economic Growth, Regulatory Relief and Consumer Protection Act is a good first step, Republicans must push for more dramatic reform.

Banking and Finance

Overturn CFPB’s Payday Loan Rule to Protect Vulnerable Consumers

Blog

Overturn CFPB’s Payday Loan Rule to Protect Vulnerable Consumers

  • By: Daniel Press
  • 11/30/2017

Members of Congress must demonstrate the courage to stand up for consumers and against the rogue agency.

Banking and Finance

What Should Congress Do About the Volcker Rule?

Blog

What Should Congress Do About the Volcker Rule?

  • By: Daniel Press
  • 11/29/2017

The Volcker Rule is a Dodd-Frank regulation that prohibits federally insured banks from engaging in “proprietary trading,” which is trading with their own capital. It…

Banking and Finance

Under New Leadership, What is the Future of the CFPB’s Payday Loan Rule?

Blog

Under New Leadership, What is the Future of the CFPB’s Payday Loan Rule?

  • By: Daniel Press
  • 11/28/2017

In the current uncertainty surrounding the future of the Consumer Financial Protection Bureau (CFPB), several issues require urgent attention. While the most pressing may…

Banking and Finance

Tear Down the Wall Between Banking and Commerce

Blog

Tear Down the Wall Between Banking and Commerce

  • By: Daniel Press
  • 11/10/2017

The separation of commerce and banking has little relevance in the 21st century.

Antitrust

Fed Confirms Government Regulation Is Not the Answer to Equifax Data Breach

Blog

Fed Confirms Government Regulation Is Not the Answer to Equifax Data Breach

  • By: Daniel Press
  • 11/10/2017

More regulation will not help protect the financial system against cyber attacks, such as the Equifax hack.

Banking and Finance

Pressure Grows to Reform Bank SIFI Designations

Blog

Pressure Grows to Reform Bank SIFI Designations

  • By: Daniel Press
  • 10/27/2017

What makes a bank risky? While a simple question, the answer is anything but. As the 2008 crisis proved, managing risks in the financial system…

Banking and Finance

Blog

Why Congress Should Block the CFPB Payday Loan Rule

  • By: Daniel Press
  • 10/26/2017

Republicans have been looking for a political win for a while. They finally got one this week by overturning the Consumer Financial Protection…

Banking and Finance

Will New Zealand Forget the Benefits of Economic Freedom?

Blog

Will New Zealand Forget the Benefits of Economic Freedom?

  • By: Daniel Press
  • 10/24/2017

As an Australian, there are two things I have always admired about New Zealand—their remarkable national rugby team and their stunning embrace of…

Business and Government

Blog

Senate Set to Vote to Block CFPB’s Harmful Arbitration Rule

  • By: Daniel Press
  • 10/24/2017

After months of speculation, the Senate will today vote to block the Consumer Financial Protection Bureau’s (CFPB) rule banning financial institutions from including arbitration clauses…

Banking and Finance

Blog

Government Regulation is Not the Answer to the Equifax Hack

  • By: Daniel Press
  • 10/24/2017

The recent Equifax hack has placed an enormous amount of pressure on legislators to further regulate the credit-reporting industry. While such a response may be…

Banking and Finance

Congress Should Fix Fintech Lending Model

Blog

Congress Should Fix Fintech Lending Model

  • By: Daniel Press
  • 10/16/2017

The House Financial Services Committee marked up a whopping 22 bills last week. While many are noteworthy, such as ending Operation Choke Point, repealing…

Banking and Finance

Financial Transactions Tax Not the Answer for Africa

Blog

Financial Transactions Tax Not the Answer for Africa

  • By: Daniel Press
  • 10/10/2017

French President Emmanuel Macron is advocating for a Europe-wide tax on financial transactions to fund more foreign aid for Africa.

Banking and Finance

Congress Should Roll Back New Payday Loan Rule

Blog

Congress Should Roll Back New Payday Loan Rule

  • By: Daniel Press
  • 10/10/2017

The hysteria in Washington around the release of the Consumer Financial Protection Bureau’s final short-term, small-dollar loan rule has been immense.

Banking and Finance

New Research, Same Story: Government Housing Policy Doesn’t Work

Blog

New Research, Same Story: Government Housing Policy Doesn’t Work

  • By: Daniel Press
  • 10/05/2017

The Urban Institute today published an updated report, titled Nine Charts about Wealth Inequality in America. As part of the project, the authors highlight…

Banking and Finance

Bank Regulatory Relief in Time for White House ‘Deregulation Day’

Blog

Bank Regulatory Relief in Time for White House ‘Deregulation Day’

  • By: Daniel Press
  • 10/02/2017

Happy Deregulation Day! Today, the Trump administration is celebrating the benefits of an America liberated from red tape. As I mentioned in a blog…

Banking and Finance

What White House ‘Deregulation Day’ Can Do for Finance and Banking

Blog

What White House ‘Deregulation Day’ Can Do for Finance and Banking

  • By: Daniel Press
  • 09/29/2017

On Monday the Trump Administration is launching the first ever Deregulation Day, highlighting the benefits of an America liberated from bureaucracy.

Banking and Finance

Senate Introduces Regulatory Relief for Regional Banks

Blog

Senate Introduces Regulatory Relief for Regional Banks

  • By: Daniel Press
  • 09/29/2017

Removing burdensome restrictions on regional and community banks will ensure financial stability while helping local communities prosper.

Banking and Finance

Nine Years on from the Financial Crisis and We’re No Safer

Blog

Nine Years on from the Financial Crisis and We’re No Safer

  • By: Daniel Press
  • 09/28/2017

The real cause of the 2007-08 financial crisis was overwhelmingly the product of government intervention.

Banking and Finance

CEI Comments: Volcker Rule Has Failed to Make Financial System More Stable

Blog

CEI Comments: Volcker Rule Has Failed to Make Financial System More Stable

  • By: Daniel Press
  • 09/22/2017

CEI submitted comments on the Office of the Comptroller of the Currency’s (OCC) proposed revision to the Volcker Rule, a federal regulation that bans…

Banking and Finance

Pagination

  1. Go to first page
  2. Go to previous page
  3. Select page
  4. 1
  5. 2
  6. 3
  7. 4
  8. Go to next page
  9. Go to last page

show entries per page:

  • 6
  • 50
  • 100

Masthead

Publisher

  • Kent Lassman

Managing Editor

  • Jeremy Lott

Assistant Managing Editor

  • Ryan Smith

Associate Editors

  • Travis Burk
  • Christine Hall
  • Scooter Schaefer

Contributors

  • Matthew Adams
  • Daren Bakst
  • Joshua Bandoch
  • John Berlau
  • Wayne Crews
  • Myron Ebell
  • Dan Greenberg
  • Sean Higgins
  • Sam Kazman
  • Marlo Lewis, Jr.
  • Ben Lieberman
  • Mario Loyola
  • Jessica Melugin
  • Richard Morrison
  • Iain Murray
  • Alex Reinauer
  • Devin Watkins
  • Stone Washington
  • Ryan Young
  • Joel Zinberg

CEI Makes the Case for Freedom Every Day

Sign up below for the latest research, news, and commentary from CEI experts.

  • This field is for validation purposes and should be left unchanged.

  • Home
  • About
  • Policy
  • News
  • Products
  • Events
  • Blog
  • Donate

Special Projects

  • Ten Thousand Commandments
  • Eye on FTC
  • Children Online Safety Tools
  • Net Neutrality 101
1310 L Street NW, 7th Floor Washington, DC 20005
Phone: 202-331-1010

Follow Us:

  • Facebook
  • Twitter
  • YouTube
  • Instagram
Competitive Enterprise Institute

©2025 Competitive Enterprise Institute | Privacy Policy