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Facts About the AIG Collapse: A Response to the NAIC
Full Document Available in PDF Following the collapse…
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Exploring Wind Insurance as a Pilot Program
A pilot federal program could cost taxpayers more than a larger program while destabilizing the National Flood Insurance Program…
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Public Stem Cell Research Funding
The best way to make progress in stem cell research is to allow the private sector to grow, unimpeded by regulation and controversy.
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Airline Deregulation
If the government deregulates the grid and transitions toward a market solution, the benefits of flow deregulation will increase, and costs for air travelers will…
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FDA’s Bad Medicine
How the dispersed knowledge problem affects drug safety analysis and how markets and technology will help patients…
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North Carolina’s Unfair Auto Insurance System
North Carolina’s government-controlled auto insurance subsidizes risky and dangerous drivers by overcharging good driver…
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Reforming the National Flood Insurance Program after 35 Years of Failure
It is time to rethink a federal program that has caused much harm.
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The Federal Government Should Leave Gamblers Alone
Why the Market Can Best Discipline Online Gambling…
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Can Someone Deal Internet Poker a Good Hand?
Recent attempts to reform the legal environment for online gaming fall short.
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Ten Thousand Commandments
CEI's Annual Snapshot of the Federal Regulatory State…
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The United States-Colombia Free Trade Agreement Deserves a Vote
Sound trade and foreign policy is being held hostage to politics.
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Global Warming Economics
Facts vs. Myths: Iain Murray debunks the central global warming policy myths, and proposes an alternative way forward.
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Optional Federal Charter for Insurers
An optional federal charter for insurers would help consumers by creating competition between regulators.
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Toward a National Market for Insurance
A small step to liberalizing property and casualty insurance…
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The Climate Security Act S. 2191/S. 3036
Full Document Available in PDF A tax Cap-and-trade can only work by raising…
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Blue Planet in Green Shackles
New book by His Excellency Václav Klaus President of the Czech Republic back in stock at Amazom.com after initial stock sold out…
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The Consumer-Last Energy Bill
The Consumer-First Energy Act, intended to address the energy crisis, fails to achieve its stated purpose.
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Drug Reimportation’s Dangerous Allure
A Misguided Cost-Control Measure Guaranteed to Harm Patient Care…
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The Really Inconvenient Truths
From the Inside Flap Al Gore is bad for the planet… Talk about really inconvenient truths–that's one of the many you'll find in Iain Murray's…
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A Free Market Approach to Energy Security
Proposed measures to achieve "energy independence" have the potential to inflict significant economic damage on America.
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A Flawed Blueprint
America needs fundamental financial regulation reform. The Treasury Blueprint fails to provide it.
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California’s Energy Policy
Full Document Available in PDF Global warming policies championed by former Vice President…
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Time to Fold the Unlawful Internet Gambling Enforcement Act
A bad law that could threaten America’s banking system…
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The Community Reinvestment Act’s Harmful Legacy
How the CRA has hurt those it was intended to help, residence of low income neighborhoods with little access to credit.
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Some Answers about Credit Unions
A recent, widely circulated advertisement from the American Bankers Association asks some questions of the credit union industry. They’re good questions and, in…
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Property and Casualty Insurance Report Card
Full Document Available in PDF According to Barron’s, the U.S. dominates the…
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The Case for Interstate Insurance Choice
Why Creating National Markets for Property and Casualty Insurance and Health Insurance Will Help Insurers and Consumers…
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Ecuador Mining News’ Investor Survey: A Mixed Bag
The EMN Investor Concerns Survey, an initiative of this publication, reveals that half of respondents want to keep their mining stocks in firms operating in…
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First Steps toward Restoring Florida’s Insurance Market
Full Document Available in PDF As Florida’s Legislature proceeds with its…
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The Five Dumbest Product Bans
This paper focuses on five clearly absurd product bans that seem to serve no social good.
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Still Stimulating Like It’s 1999
Full Document Available in PDF Facing an economic…
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Restoring Florida’s Insurance Market
By the end of the 1990s, Florida’s property insurance market had largely recovered from the effects of 1992’s Hurricane Andrew, one of the costliest storms…
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Pros and Cons of Optional Federal Chartering for Insurers
Full Document Available in PDF The National Insurance…
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The Subprime Crisis in Historical Perspective
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Regulatory Competition: A Primer
Full Document Available in PDF Government regulation is often perceived as a good way to…
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Politically Determined Entertainment Ratings and How to Avoid Them
Full Document Available in PDF When they…
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The Credit Union Regulatory Improvement Act
Full Document Available in PDF This paper provides a free market perspective on…
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Promoting Healthy Biopharmaceutical Competition
Full Document Available in PDF The Hatch-Waxman Act, enacted by Congress 23 years ago,…
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A Non-Prescription for Confronting the Sub-Prime Crisis
Full Document Available in PDF I am so busy doing nothing…that the…
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Web Memo: How an OFC Would Impact the States
Introduction…
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Let Credit Unions Grow
Full Document Available in PDF When Americans deposit their paychecks, get loans, and make certain types…
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The Continuing Value of Privatization
Full Document Available in PDF As mayor of Indianapolis, Stephen Goldsmith applied what he called…
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South Carolina’s Omnibus Coastal Insurance Legislation
Full Document Available in PDF In early 2007, South Carolina…
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The United States-South Korea Free Trade Agreement
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Optional Federal Charter for Insurers: FAQ
Full Document Available in PDF This paper provides a free market perspective on the…
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The Law of the Sea Treaty
The genesis of the Law of the Sea Treaty (LOST), widely known as the “constitution of the oceans,” runs back more than 60 years. The…
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Taxicab Medallions and Heirloom Tomatoes to the Rescue
Full Document Available in PDF When they seek to buy inventory, expand,…
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A Village’s Travail
Full Document Available in PDF Rosia Montana, a poor mining town in the Transylvanian…
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Keeping the Voices Alive
And the night was alive With a thousand voices Fighting to be heard And each and every one of them Connected to me. - Maury…
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The Green Regulatory State
Full Document Available in PDF Over the years, the environmental lobby has advanced a considerable…