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Let Credit Unions Lend More
Eli Lehrer makes the case for expanding credit union business lending, which would unlock otherwise idle capital and thereby help create jobs.
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Dr. John P. Holdren
William Yeatman explains why the U.S. Senate should not confirm Dr. John P. Holdren's nomination for White House Science Adviser.
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The Railroad Competition and Service Improvement Act
Why Government-Enforced “Competition” Will Not Work.
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The Case for Reforming U.S. Guest Worker Programs
Arin Greenwood's Study explores why guest worker programs are important and how we can make them better.
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Compounding Catastrophe
Why Federal Involvement in State Catastrophe Insurance Is a Bad Idea…
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Catastrophe Funds and Reinsurance
Eli Lehrer answers and explores the most frequently asked questions about catastrophe funds and reinsurance.
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Massive Food and Land Costs of US Corn Ethanol
Biofuels have made the world use more corn than it can sustainably produce, creating massive food price hikes.
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How EESA Might Impact Property and Casualty Insurance
Full Document Available in PDF This paper explores the ways…
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Facts About the AIG Collapse: A Response to the NAIC
Full Document Available in PDF Following the collapse…
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Exploring Wind Insurance as a Pilot Program
A pilot federal program could cost taxpayers more than a larger program while destabilizing the National Flood Insurance Program…
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Public Stem Cell Research Funding
The best way to make progress in stem cell research is to allow the private sector to grow, unimpeded by regulation and controversy.
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Airline Deregulation
If the government deregulates the grid and transitions toward a market solution, the benefits of flow deregulation will increase, and costs for air travelers will…
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FDA’s Bad Medicine
How the dispersed knowledge problem affects drug safety analysis and how markets and technology will help patients…
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North Carolina’s Unfair Auto Insurance System
North Carolina’s government-controlled auto insurance subsidizes risky and dangerous drivers by overcharging good driver…
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Reforming the National Flood Insurance Program after 35 Years of Failure
It is time to rethink a federal program that has caused much harm.
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The Federal Government Should Leave Gamblers Alone
Why the Market Can Best Discipline Online Gambling…
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Can Someone Deal Internet Poker a Good Hand?
Recent attempts to reform the legal environment for online gaming fall short.
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Ten Thousand Commandments
CEI's Annual Snapshot of the Federal Regulatory State…
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The United States-Colombia Free Trade Agreement Deserves a Vote
Sound trade and foreign policy is being held hostage to politics.
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Global Warming Economics
Facts vs. Myths: Iain Murray debunks the central global warming policy myths, and proposes an alternative way forward.
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Optional Federal Charter for Insurers
An optional federal charter for insurers would help consumers by creating competition between regulators.
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Toward a National Market for Insurance
A small step to liberalizing property and casualty insurance…
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The Climate Security Act S. 2191/S. 3036
Full Document Available in PDF A tax Cap-and-trade can only work by raising…
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Blue Planet in Green Shackles
New book by His Excellency Václav Klaus President of the Czech Republic back in stock at Amazom.com after initial stock sold out…
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The Consumer-Last Energy Bill
The Consumer-First Energy Act, intended to address the energy crisis, fails to achieve its stated purpose.
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Drug Reimportation’s Dangerous Allure
A Misguided Cost-Control Measure Guaranteed to Harm Patient Care…
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The Really Inconvenient Truths
From the Inside Flap Al Gore is bad for the planet… Talk about really inconvenient truths–that's one of the many you'll find in Iain Murray's…
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A Free Market Approach to Energy Security
Proposed measures to achieve "energy independence" have the potential to inflict significant economic damage on America.
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A Flawed Blueprint
America needs fundamental financial regulation reform. The Treasury Blueprint fails to provide it.
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California’s Energy Policy
Full Document Available in PDF Global warming policies championed by former Vice President…
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Time to Fold the Unlawful Internet Gambling Enforcement Act
A bad law that could threaten America’s banking system…
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The Community Reinvestment Act’s Harmful Legacy
How the CRA has hurt those it was intended to help, residence of low income neighborhoods with little access to credit.
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Some Answers about Credit Unions
A recent, widely circulated advertisement from the American Bankers Association asks some questions of the credit union industry. They’re good questions and, in…
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Property and Casualty Insurance Report Card
Full Document Available in PDF According to Barron’s, the U.S. dominates the…
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The Case for Interstate Insurance Choice
Why Creating National Markets for Property and Casualty Insurance and Health Insurance Will Help Insurers and Consumers…
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Ecuador Mining News’ Investor Survey: A Mixed Bag
The EMN Investor Concerns Survey, an initiative of this publication, reveals that half of respondents want to keep their mining stocks in firms operating in…
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First Steps toward Restoring Florida’s Insurance Market
Full Document Available in PDF As Florida’s Legislature proceeds with its…
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The Five Dumbest Product Bans
This paper focuses on five clearly absurd product bans that seem to serve no social good.
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Still Stimulating Like It’s 1999
Full Document Available in PDF Facing an economic…
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Restoring Florida’s Insurance Market
By the end of the 1990s, Florida’s property insurance market had largely recovered from the effects of 1992’s Hurricane Andrew, one of the costliest storms…
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Pros and Cons of Optional Federal Chartering for Insurers
Full Document Available in PDF The National Insurance…
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The Subprime Crisis in Historical Perspective
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Regulatory Competition: A Primer
Full Document Available in PDF Government regulation is often perceived as a good way to…
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Politically Determined Entertainment Ratings and How to Avoid Them
Full Document Available in PDF When they…
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The Credit Union Regulatory Improvement Act
Full Document Available in PDF This paper provides a free market perspective on…
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Promoting Healthy Biopharmaceutical Competition
Full Document Available in PDF The Hatch-Waxman Act, enacted by Congress 23 years ago,…
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A Non-Prescription for Confronting the Sub-Prime Crisis
Full Document Available in PDF I am so busy doing nothing…that the…
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Web Memo: How an OFC Would Impact the States
Introduction…
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Let Credit Unions Grow
Full Document Available in PDF When Americans deposit their paychecks, get loans, and make certain types…
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The Continuing Value of Privatization
Full Document Available in PDF As mayor of Indianapolis, Stephen Goldsmith applied what he called…