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A Free Market Approach to Energy Security
Proposed measures to achieve "energy independence" have the potential to inflict significant economic damage on America.
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A Flawed Blueprint
America needs fundamental financial regulation reform. The Treasury Blueprint fails to provide it.
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California’s Energy Policy
Full Document Available in PDF Global warming policies championed by former Vice President…
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Time to Fold the Unlawful Internet Gambling Enforcement Act
A bad law that could threaten America’s banking system…
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The Community Reinvestment Act’s Harmful Legacy
How the CRA has hurt those it was intended to help, residence of low income neighborhoods with little access to credit.
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Some Answers about Credit Unions
A recent, widely circulated advertisement from the American Bankers Association asks some questions of the credit union industry. They’re good questions and, in…
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Property and Casualty Insurance Report Card
Full Document Available in PDF According to Barron’s, the U.S. dominates the…
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The Case for Interstate Insurance Choice
Why Creating National Markets for Property and Casualty Insurance and Health Insurance Will Help Insurers and Consumers…
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Ecuador Mining News’ Investor Survey: A Mixed Bag
The EMN Investor Concerns Survey, an initiative of this publication, reveals that half of respondents want to keep their mining stocks in firms operating in…
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First Steps toward Restoring Florida’s Insurance Market
Full Document Available in PDF As Florida’s Legislature proceeds with its…
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The Five Dumbest Product Bans
This paper focuses on five clearly absurd product bans that seem to serve no social good.
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Still Stimulating Like It’s 1999
Full Document Available in PDF Facing an economic…
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Restoring Florida’s Insurance Market
By the end of the 1990s, Florida’s property insurance market had largely recovered from the effects of 1992’s Hurricane Andrew, one of the costliest storms…
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Pros and Cons of Optional Federal Chartering for Insurers
Full Document Available in PDF The National Insurance…
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The Subprime Crisis in Historical Perspective
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Regulatory Competition: A Primer
Full Document Available in PDF Government regulation is often perceived as a good way to…
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Politically Determined Entertainment Ratings and How to Avoid Them
Full Document Available in PDF When they…
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The Credit Union Regulatory Improvement Act
Full Document Available in PDF This paper provides a free market perspective on…
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Promoting Healthy Biopharmaceutical Competition
Full Document Available in PDF The Hatch-Waxman Act, enacted by Congress 23 years ago,…
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A Non-Prescription for Confronting the Sub-Prime Crisis
Full Document Available in PDF I am so busy doing nothing…that the…
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Web Memo: How an OFC Would Impact the States
Introduction…
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Let Credit Unions Grow
Full Document Available in PDF When Americans deposit their paychecks, get loans, and make certain types…
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The Continuing Value of Privatization
Full Document Available in PDF As mayor of Indianapolis, Stephen Goldsmith applied what he called…
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South Carolina’s Omnibus Coastal Insurance Legislation
Full Document Available in PDF In early 2007, South Carolina…
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The United States-South Korea Free Trade Agreement
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Optional Federal Charter for Insurers: FAQ
Full Document Available in PDF This paper provides a free market perspective on the…
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The Law of the Sea Treaty
The genesis of the Law of the Sea Treaty (LOST), widely known as the “constitution of the oceans,” runs back more than 60 years. The…
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Taxicab Medallions and Heirloom Tomatoes to the Rescue
Full Document Available in PDF When they seek to buy inventory, expand,…
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A Village’s Travail
Full Document Available in PDF Rosia Montana, a poor mining town in the Transylvanian…
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Keeping the Voices Alive
And the night was alive With a thousand voices Fighting to be heard And each and every one of them Connected to me. - Maury…
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The Green Regulatory State
Full Document Available in PDF Over the years, the environmental lobby has advanced a considerable…
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Watery Marauders
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Ethanol is a Budget Buster
Full Document Available in PDF News story after news story highlights the impact of ethanol…
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Environmentalism’s Legal Legacy
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Ten Thousand Commandments 2007
Executive Summary…
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The Flexibility Solution
Full Document Available in PDF America has not done enough to protect the networks of…
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Dying for FDA Reform
Full Document Available in PDF This year, Congress is considering a variety of legislative…
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Gone with the Wind
As part of comprehensive legislation to raise energy prices, the Senate is once again considering proposals to set a renewable portfolio standard (RPS) for electric…
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Corn-Based Ethanol
A boom in ethanol production is taking place today for variety of reasons. Undoubtedly, the most significant factor is government support and subsidies for biofuel…
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First, Do No Harm to Motorists
Sam Kazman explores why Congress should focus its attention not on making C.A.F.E. standards more stringent, but on scrapping them and, at a minimum, avoid…
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Why Price Gouging Doesn’t Exist
Full Document Available in PDF One Sunday in 2005, soon after…
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SOXing It to the Little Guy
Remember 1982, when video games, personal computers, and cordless phones were new—and the companies that made these products were new? If investors could travel back…
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Will Repealing the Federal Insurance Antitrust Exemption Help Or Hurt Consumers?
Full Document Available in PDF If…
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Healthy Competition
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Genetic Testing and Insurance
Full Document Available in PDF It is common knowledge that many diseases…
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Global Warming: What Should Texas Do?
As Texas electricity prices have climbed alongside natural gas prices, how to achieve affordable yet reliable energy has become a highly debated topic. The market…
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Al Gore’s Science Fiction
Click on each title below to download the full document…
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Some Convenient Distortions
Full Document Available in PDF Former Vice President Al Gore’s Oscar-winning film, An Inconvenient…
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Al Gore’s Science Fiction: A Skeptic’s Guide to An Inconvenient Truth
Full Document Available in PDF…
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A Skeptic’s Primer on Al Gore’s An Inconvenient Truth
Full Document Available in PDF Former Vice President Al Gore’s…