New York Times
Dodd-Frank Is Hurting Those Who Had Nothing to Do With the Financial Crisis
The Dodd-Frank Wall Street Reform and Consumer Protection Act has done too little to address the real causes of the financial crisis and too much…
Blog
Who Died and Made Dodd-Frank Regulators Gods?
Meet the new deities. They apparently sit on the Financial Stability Oversight Council and other regulatory agencies, especially those created by the Dodd-Frank banking “reform”…
Blog
Final Fiduciary Rule: Dave Ramsey May Get Relief, But the Rest of Us Don’t
While the final rule may have been less severe, it still won’t keep middle-class savers from losing access to brokers and insurance agents.
Washington Times
Obama imposes more regulations on financial advisers
The Washington Times discusses the Department of Labor's fiduciary rule with John Berlau. “The fiduciary rule is like Obamacare for your IRA and…
Blog
Obama Unveils Fiduciary Rule this Week, Putting Middle Class Investors in a Bind
Today, the Labor Department plans to unveil new regulatory restrictions on 401(k)s and IRAs. That means less access to financial advice and fewer options for…
Forbes
MetLife’s Victory Also Good for Fintech Innovators
Insurance giant MetLife won a big victory Wednesday as a district court rescinded the government’s designation of the firm as “systemically important.” Though not…
Forbes
My Celebrity Lyft Driver
Forbes
How the Fiduciary Rule Will Harm Fintech and Startups
Add startup entrepreneurs and Fintech innovators to the long list of potential victims of the Department of Labor’s pending fiduciary rule. There is already bipartisan…
Comment
Comments to the SEC on Derivative Regulation
Full Document Available in PDF The SEC proposes this rule “to take an updated and more comprehensive approach to the regulation of funds’…
Newsmax
Obama Spouts Big Govt at Austin Festival
President Obama traveled here to the ongoing South by Southwest festival from Washington, D.C. — and so did I. In his March 11 presentation, he…
Blog
Berlau at SXSW: Let’s Cut Red Tape Strangling Uberization of Finance
AUSTIN, TX—President Obama traveled here to the ongoing South by Southwest festival from Washington, D.C., and so did I. In his March 11 presentation, he …
Politico
Politico Morning Money – GOP debate wrap
Politico's Morning Money highlights John Berlau's response to a Slate piece on the fiduciary rule and financial radio broadcasters. Berlau Pushes Back —…
Wall Street Journal
Will the Fiduciary Rule Silence Media Personalities?
The Wall Street Journal discusses John Berlau's analysis of the Department of Labor's fiduciary rule. Early this month, the Competitive Enterprise Institute said…
Forbes
Yes, The Fiduciary Rule Could Censor Dave Ramsey And Others Providing Over-The-Air Financial Tips
If there were a “fiduciary” rule requiring pundits to accurately describe a pending bill or regulation to their readers, Slate’s Helaine Olen would be in…
New American
Proposed Federal Regulation Could Squelch Popular Financial Advisers
The New American discusses the Department of Labor's proposed fiduciary rule with John Berlau. The Obama administration has proposed a regulation that the…
The Blaze
Here’s Why a New Obama Regulation Could Mean Trouble for Dave Ramsey and Suze Orman
The Blaze reports on the Department of Labor's fiduciary rule and highlights John Berlau's report on the proposed rule. “In fact, according to…
Western Journalism
Wow: The Obama Admin Is About To Do Something That Could Crush Dave Ramsey
Western Journalism reports on the Department of Labor's fiduciary rule and highlights John Berlau's study on the proposed rule. In a study by…
Forbes
How Fiduciary Rule May Censor Financial Broadcasters Like Dave Ramsey
Popular financial radio show host Dave Ramsey caused a firestorm on Twitter last week when he weighed in against the “fiduciary rule”—the controversial pending Department…
Daily Caller
REPORT: Feds Are Destroying Free Choice In The Retirement System
The Daily Caller discusses John Berlau's report on the Department of Labor's proposed fiduciary rule. The Department of Labor (DOL) has argued people…
Washington Free Beacon
Report: Rule Would Cost Middle Class $80 Billion in Lost Savings
The Washington Free Beacon highlights John Berlau's report on the Department of Labor rule that will hurt middle-class investors. The Department of Labor…
Think Advisor
Speaker Ryan Continues to Assail DOL Fiduciary Rule
Think Advisor highlights John Berlau's report on the Department of Labor's proposed fiduciary rule that will harm middle-class investors. Today, the Competitive Enterprise…
Study
The Department of Labor’s Fiduciary Rule for Dummies (But Not the Dummies They Think We Are)
Whether you're a portfolio manager or an everyday investor you should learn how the fiduciary rule can affect you.
Heartland Institute
GAO: Small Banks, Credit Unions Hurt by Dodd-Frank
The Heartland Institute discusses Dodd-Frank with John Berlau. John Berlau, a senior fellow at the Competitive Enterprise Institute, says consumers are objectively worse…
Blog
How George Washington Propelled First Great Disruptive Technology
Daily Caller
Energy Bill Greens Financial Agencies
Cronyism and boondoggles in a massive energy bill – or any bill of similar length with dozens of provisions and hundreds of pages — is…
Blog
Don’t Put Eco-Finance Measures in Energy Bill
Cronyism and boondoggles in an energy bill is nothing new in the U.S. Congress. But this week, senators of both parties are taking the process…
Craft Brewing Business
AB-InBev buys UK’s Camden Town Brewery, crowdfunding investors score big
Craft Brewing Business mentions John Berlau's article on how crowdfunding provides opportunities for craft breweries. The article (nicely written by John Berlau) goes on…
Blog
UK Brewery Success Shows Lost Freedom in U.S.
On Tuesday evening, President Obama will give his final State of the Union address. In evaluating the state of the U.S., it’s useful to look…
Forbes
Let Small Businesses Fuel Job Growth Again
As 2015 has come to an end, the Federal Reserve has finally raised interest rates, but they will still remain near zero. Zero also approximates…
Blog
2015 – The Year of Equity Crowdfunding
As 2015 comes to a close, it’s time for year-end retrospectives, in which the past year is proclaimed the “year of” something. So in that…
Blog
Omnibus: No Financial Reg Relief, Dangerous GSE Provision, But a Little CFPB Sunshine
My Competitive Enterprise Institute colleagues and I have made the case for members of Congress to use the omnibus spending bill as an exercise…
Blog
Omnibus with Significant Reg Relief May Be Worth Supporting
As the year-end omnibus spending bill is about to be unveiled, there will be a scramble to examine its provisions. In many policy areas, my…
Reuters
“Too Big to Fail” Policy Failing Small Banks: NCPA
Reuters reports on John Berlau's new study for the National Center for Policy Analysis, that explores the failures of the "to big to fail" docrtine and what Congress should…
The Wall Street Journal
Help the Small and Nimble Get a Start Going Public
Christopher Mims writes that letting ordinary Americans invest in the early stages of high-growth firms “has long been the dream” of equity crowdfunding advocates (“Startup…
Newsmax
New Obama Rule Could Gag Talk Radio
It is indeed sad that 40 percent of millennials favor the government banning speech that some deem offensive, according to a recent Pew poll. Even…
American Spectator
Will DOL’s ‘Fiduciary Rule’ Silence Dave Ramsey?
John Berlau writes on how the 'Fiduciary Rule' will regulate the speech of radio shows that give financial advice. It is indeed sad…
Blog
Will DOL’s “Fiduciary Rule” Silence Dave Ramsey?
It is indeed sad that 40 percent of millennials favor the government banning speech that some deem offensive, according to a recent Pew poll. Even…
Newsmax
CFPB’s Database Should Be Bipartisan Privacy Concern
Newsmax features an article by CEI's John Berlau on the Consumer Financial Protection Bureau. The behemoth Consumer Financial Protection Bureau (CFPB) played a…
Blog
CFPB’s Database Should Be Bipartisan Privacy Concern
The behemoth Consumer Financial Protection Bureau (CFPB) played a big role in Tuesday night’s GOP presidential debate on Fox Business, both during the commercials and…
Heartland
Lawmakers Hit Brakes On Proposed Fiduciary Broker Rules
Heartland Institute discusses the DOL's proposed fiduciary rule and mentions John Berlau and his comparison of the rule to Obamacare. “People will lose brokers…
Newsmax
We Need Protection From Fannie and Freddie
John Berlau, in his article for Newsmax, discusses the future of Fannie Mae and Freddie Mac and the bill that will prevent their bail out.
Blog
Freddie Mac’s Loss Shows Need to Protect Taxpayers from GSE Raids
I wish baseball great Yogi Berra were still here—upon the release of Freddie Mac’s new quarterly report showing a sudden Q3 loss—so he could offer…
Blog
Equity Crowdfunding at Last, But Still Incomplete
More than three years after the JOBS Act was signed into law by President Obama, the Securities and Exchange Commission (SEC) today will finally vote…
Business News Daily
Title III Crowdfunding Ruling Changes Startup Fundraising for Good
Business News Daily asks John Berlau about the Securites and Exchange Commision's approval of new rules over the sales of securities through crowdfunding.
TribLive
Stopping the Government’s Raid on Savings
TribLive interviews John Berlau on the Department of Labor's proposed "fiduciary rule," laying out the dangers of this proposed policy. The rule would…
Blog
CEI at Money20/20
I’m here on the Las Vegas Strip at Money20/20, a trade show and forum in the area of FinTech—a term used to describe a…
Newsmax
Govt Vies for Control Over Your Investment Decisions
John Berlau writes in Newsmax about the recent CEI headed coalition letter to Congress urging them to defund the DOL's "fiduciary rule." A…
The Hill
Overnight Finance: Path clears for Ryan; GOP backing off debt-limit bill
The Hill interviews John Berlau on CEI's recent coalition letter written to Congress urging them to defund the Department of Labor's fiduciary rule.
Blog
33 Groups Call on Congress to Defund Portfolio Attack by Labor Department
Today, a coalition letter signed by leaders of 33 leaders of free-market and conservative public policy organizations urges Congress to defund the Department of…
Daily Caller
Why Warren’s Witch-Hunt Won’t Work
CEI's expert John Berlau writes for The Daily Caller discussing Elizabeth Warren's desire for an increase in financial regulations. Elizabeth Warren “drew blood,”…
NewsMax
Elizabeth Warren Wants to Make Financial Decisions For You
John Berlau discusses Elizabeth Warren's pushes for excessive financial regulations in his piece published in News Max. Elizabeth Warren “drew blood,” writes Washington…
Blog
Warren Bullies Not Just Litan But Consumers
Elizabeth Warren “drew blood,” writes Washington Post reporter Tom Hamburger. “Elizabeth Warren Claims Another Scalp,” reads the headline of an excellent piece by John Fund at National Review…
The Hill
A Simple Way to Grow America’s Economy and Create Jobs
Coauthored with Lindsay Lewis, executive director of the Progressive Policy Institute. It’s hard to find common ground between the two parties in Washington these days,…
USA Today
Hillary Clinton’s Right on Smashing ‘Quarterly Capitalism’
“Quarterly capitalism” is a new focus of Hillary Clinton’s presidential campaign that could pick up even more steam with recent market turmoil. “It’s easy to…
Blog
CEI’s Coalition Letter to Prevent New Bailouts of Fannie and Freddie
As the Dodd-Frank “financial reform” celebrated its fifth anniversary this summer, just about every financial business—as well as many nonfinancial firms—have come under its thumb.
Blog
Savers Oppose “Fiduciary Rule” Sold by Labor Department as “Protecting” Them
“A fundamental shift in Wall Street culture” is what the Department of Labor is aiming for with the “fiduciary rule.” That’s what DOL Deputy Assistant…
Blog
Mount Vernon Cheers: A Song to Commemorate “I, Whiskey”
Our Indiegogo campaign for CEI’s new documentary “I Whiskey” is closing soon. So far, we have raised almost $75,000, but it’s not over yet.
Blog
Democratic Judges Green-Light CEI’s Challenge to Dodd-Frank
Just days after President Obama touted the supposed achievements of the Dodd-Frank financial reform law on its fifth birthday, a unanimous judicial panel—including an Obama…
Blog
Not Dodd-Frank, Not Glass-Steagall, But Real Competition to End TBTF
Progressives cheered Hillary Clinton last week when she said policy makers need to “go beyond Dodd-Frank.” She didn’t rule out repeal of some sections, but most…
Study
A Bird in the Hand and No Banks in the Bush
Full Document Available in PDF Radio Shack. Borders Books and Music. Blockbuster Video. Eastman Kodak. These are the names of…
Fox News
Don’t let Team Obama ‘protect’ your retirement account they way it has ‘protected’ your health care
Taking a victory lap as the Supreme Court vindicated ObamaCare, the Obama administration is busy preparing to apply the paternalistic precepts of the health care…
Heartland
Department of Education Presses for New Authority Over Banks
The Heartland cites CEi`s John Berlau on the new rule on student loans proposed by the Department of Education: Under the proposed rule, banks…
Products
Controversy builds at U.S. consumer protection bureau
The Human Events quotes CEI`s John Berlau on the Consumer Protection Bureau office renovations:…
News Release
Texas Department of Housing and Community Affairs v. The Inclusive Communities Project
The U.S. Supreme Court ruled today on a case involving what constitutes housing discrimination, deciding in Texas Department of Housing and Community Affairs v.
News Release
Statement on Obama “Fiduciary Rule” Vote Today
Today, a House committee is poised to mark up a plan to block the Obama administration's so-called "fiduciary rule," which would restrict the investment choices…
Blog
The Right to Choose Your Investment Partner
The following is an abridged and revised version of my keynote address to the FinTech Global Expo at the San Diego Convention Center on May 29,…
POLITICO
Conservative Group Opposes Part of Shelby Bill
Blog
Johnson-Crapo’s Reemergence Ruins Reg Relief Bill
Last year, an overhaul of Fannie Mae and Freddie Mac called Johnson-Crapo—named after then Senate Banking Committee Chairman Tim Johnson (D-S.D.) and Ranking Member Mike…
Blog
Dodd-Frank’s Thousands of Commandments and Near-Zero Benefits
Newsmax
‘Fiduciary Rule’ Takes Aim at Retirement Plans
Three years ago, President Barack Obama signed into law the Jumpstart Our Business Startups (JOBS) Act, modestly but significantly liberalizing securities markets for investors…
Blog
Labor Department “Fiduciary Rule” Threatens to Eviscerate JOBS Act Gains for Investors, Entrepreneurs
Three years ago, President Barack Obama signed into law the Jumpstart Our Business Startups (JOBS) Act, modestly but significantly liberalizing securities markets for investors and…
National Review
Obamacare for your IRA
Is Jonathan Gruber — the MIT economist who seemingly dropped out of public view after he was…
Blog
Gruber’s Disciples Gunning for Your IRA and 401(k)
Is Jonathan Gruber, the MIT economist who seemingly dropped out of public view after he was caught on camera bragging how he and other Obamacare…
Illinois Policy
Illinois House passes nation’s most competitive crowdfunding rules
Illinois Policy quotes CEI`s John Berlau on the proposed bill on crowdfunding by Illinois House: This innovative form of funding is described by…
The Daily Caller
Obama’s Bizarre Executive Privilege Claim Over Fannie And Freddie
Blog
Least Transparent Administration Closes Records on Fannie and Freddie
This Sunshine Week, the administration that swept into office promising to be the “most transparent” in history was just judged by a major news service…
Newsmax
Obama Plan Could Cripple IRA Choices
Last week, President Obama called on the Department of Labor (DOL) to "update the rules and requirements that retirement advisers put the best interests of…
Blog
Remembering M. Stanton Evans
Carolina Journal
Quietly, Government Stops Counting ‘Green’ Jobs
Carolina Journal quotes CEI`s John Berlau on the federal government`s `green job` promotion: John Berlau, a senior fellow at the Competitive Enterprise Institute…
Blog
How Department of Labor’s “Fiduciary” Rule Could Cripple IRA Choices
Last week, President Obama called on the Department of Labor to “update the rules and requirements that retirement advisors put the best interests of their…
Blog
Harvard Study Confirms Dodd-Frank’s Harm to Main Street
Literally since the day the Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law by President Obama, my Competitive Enterprise Institute colleagues…
The American Spectator
Main Street Challenges Dodd-Frank’s Chipping Away at the Constitution
"Wall Street Chips Away at Dodd-Frank,” blared a recent front-page headline in the New York Times about bipartisan measures that have passed the U.S. House…
Blog
Main Street Fights Dodd-Frank’s Chipping Away at the Constitution
“Wall Street Chips Away at Dodd-Frank,” blared a recent front-page headline in The New York Times about bipartisan measures that have passed the U.S. House of Representatives…
Blog
Supreme Court Refuses to Make Dodd-Frank More Draconian
Today, the Supreme Court lifted a cloud of uncertainty that had been hanging over consumers, community banks, and credit unions by refusing to take…
The Daily Signal
Government Agency Under Scrutiny for $215 Million Building Renovation
The Dialy Signal quotes CEI`s John Berlau on the Consumer Protection Bureau office renovations: Costly building renovations at the U.S. Consumer Financial Protection…
The Daily Caller
Dodd-Frank Relief Is A Better Deal For Homeowners Than Obama’s FHA Folly
“If it keeps moving, regulate it. And if it stops moving, subsidize it.” So said Ronald Reagan in 1986. Reagan was describing the unintended…
Blog
Obama Should Help Borrowers by Shedding Dodd-Frank, Not Pumping FHA
“If it keeps moving, regulate it. And if it stops moving, subsidize it.” So said Ronald Reagan in 1986. Reagan was describing the unintended effects of…
Investor's Business Daily
Marketplace Fairness Act: Back Door To New Tax
House Speaker John Boehner blocked passage of the Marketplace Fairness Act (MFA) in the lame-duck congressional session. So consumers were able to shop online this…
Blog
Lame Duck Quacks Needed Dodd-Frank Relief
Waaaah! That’s the sound of former House Financial Services Committee Chairman Barney Frank (D-Mass.) crying about stinging, bipartisan rebukes to his legacy of the Dodd-Frank…
Real Clear Markets
Entrepreneurs Want Capital, But Not Bank Capital
The Real Clear Markets cites CEi`s John Berlau on the investment regulations: The solution is to unleash capital from the bottom-up and where…
Library of Law and Liberty
The Surprising Economics of Consumer Credit
In the past few years, popular books about economics, such as Freakonomics and The Undercover Economist, have become surprise best-sellers, wowing readers by showing how…
The Washington Post
John Berlau Reviews “Consumer Credit and the American Economy”
The Washington Post cites CEI`s John Berlau on Consumer Credit and American Economy: John Berlau of the Competitive…
Statesman
John Berlau Reviews “Consumer Credit and the American Economy”
The Statesman cites CEI`s John Berlau on Consumer Credit and American Economy: John Berlau of the Competitive Enterprise…
Newsmax
Cut the Red Tape on Crowdfunding
In America and around the world, aspiring entrepreneurs are meeting their colleagues and their mentors in official and unofficial sessions of Global Entrepreneurship Week. Created…
Blog
Liberals and Conservatives Challenge Overreach of Dodd-Frank’s FSOC on MetLife
As CEI brings suit before the D.C. Circuit Court of Appeals tomorrow challenging the constitutionality of unaccountable bureaucracies created by the Dodd-Frank “financial reform” law…
Blog
Crowdfunding Is Entrepreneurship’s History and its Future
In America and around the world, aspiring entrepreneurs are meeting their colleagues and their mentors in official and unofficial sessions of Global Entrepreneurship Week. Created…
Study
Declaration of Crowdfunding Independence
Crowdfunding regulation threatens entrepreneurs and their ability to start businesses, create jobs and bring innovative products to the market.
Blog
Gruber’s “Speakola” Virus and Pelosi’s Selective Memory
Obamacare supporters say that when deciding King v. Burwell and the related Halbig v. Burwell, challenges to the law that the Competitive Enterprise Institute helped fund and coordinate,…
The Washington Examiner
Federal Judge Tells CFPB it Must Give Depositions Even if Doing So ‘Annoys’
The Washington Examiner asks CEI's John Berlau about the Consumer Financial Protection Bureau's reluctance to participate in depositions: "John Berlau, a senior fellow at the…
Washington Examiner
Federal judge tells CFPB it must give depositions even if doing so ‘annoys’
The Washington Examiner quotes CEI`s John Berlau on the CFPB`s claim of excempt from depositions: John Berlau, a senior fellow at the Competitive…