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Bush rushes through ‘harmful’ environment laws
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Green, Free-Market Groups Decry ‘Midnight Regs’
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In Bush’s end-game, lots of changes on environment
Letters
Letter to President Bush on Midnight Regulations
October 31, 2008 The Honorable George W. Bush President of the United States The White House 1600 Pennsylvania Avenue NW Washington, DC 20500 Dear Mr.
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Hartford’s Airport Expansions: A Harbinger of Doom?
Letters
Coalition Letter on the Finalization of Rules Relating to UIGEA
Full Document Avalible in PDF Dear Ms. Dudley: We are deeply concerned about the regulations you have received from Treasury concerning the…
Op-Eds
Property insurance gamble: Florida Risks its Fiscal Future on a Quiet Hurricane Season
One simple fact ought to dominate every discussion of Florida’s homeowners’ insurance system: Were a single storm to hit the wrong area, it would literally…
Op-Eds
Florida, Nation Need Federal Insurance Regulator
Much of the turmoil in America’s financial markets involves exotic investments that most Americans never have heard of and never will get near. However, with…
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How EESA Might Impact Property and Casualty Insurance
Full Document Available in PDF This paper explores the ways…
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Proprietary Products Boost NAIC Budget’s Bottom Line
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SC Insurance Reforms
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Let’s Eliminate PMI-As-We-Know-It
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Bailout drama fuels debate on regulation of insurance
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NAIC oversight of AIG
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Facts About the AIG Collapse: A Response to the NAIC
Full Document Available in PDF Following the collapse…
Op-Eds
Gale Force Foolishness: Congress pushes for a federal windstorm insurance program.
AS CONGRESS WINDS down its current session, there’s little doubt that plenty of bad ideas will pop out of the woodwork as members…
Op-Eds
Be wary of insurance rate cut
Although it may seem like an early New Year’s present, North Carolina drivers have every reason to be wary of the 16.1 percent…
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Comments to The Property and Casualty Insurance© Committee
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NFIP Needs Renewal. . .But
Letters
Letter On UIGEA to House Financial Services Committee Members
Attention: House Financial Services Committee LA September 15, 2008 Dear Representative: As the House Financial Services Committee moves towards consideration of…
Study
Exploring Wind Insurance as a Pilot Program
A pilot federal program could cost taxpayers more than a larger program while destabilizing the National Flood Insurance Program…
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Worst Ever Reason to Support Affordable Energy
Op-Eds
Soggy, slow-moving Fay offers lessons
Paying for insurance The Aug. 22 editorial, “Soggy, slow-moving Fay offers lessons,” contains a lot of common sense, but your call…
Op-Eds
Congress Should Develop Smart, Cost-Effective Natural Catastrophe Policy
Although it’s cold comfort to Florida residents dealing with the massive flooding that has resulted from Tropical Storm Fay, the slow moving…
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Credit Card Bill Unlikely to Dent Bankers’ Prospects
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Congress Should Develop Smart, Cost-Effective Natural Catastrophe Policy
Although it’s cold comfort to Florida residents dealing with the massive flooding that has resulted from Tropical Storm Fay, the slow moving…
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NC Auto insurance industry
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Billionaires won’t keep Florida from fiscal disaster
On July 29, Florida’s State Board of Administration voted to spend $224 million in return for a billionaire’s pledge. Warren Buffett, the…
Op-Eds
Flood Control Subsidies Soak the Treasury
Since the first comprehensive flood control legislation went into effect the early 20th century, America’s federal government has fought a never-ending battle to control floods.
Op-Eds
Barney’s Big Idea
A few powerful members of Congress have got it in their heads that it would be a good idea to shake up…
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N.C. Auto Insurance System Needs Reform
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New report calls for changes to rate-making process for N.C. auto insurance
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North Carolina’s Unfair Auto Insurance System
North Carolina’s government-controlled auto insurance subsidizes risky and dangerous drivers by overcharging good driver…
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Report calls for privatizing many aspects of flood insurance, but not in New Orleans
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Reforming the National Flood Insurance Program after 35 Years of Failure
It is time to rethink a federal program that has caused much harm.
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The Federal Government’s Intrusion Into Gambler’s Lives
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The Federal Government Should Leave Gamblers Alone
Why the Market Can Best Discipline Online Gambling…
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EU Delegation to Question US Officials over Online Gambling Stance
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EU Challenging US Online Gambling Legislation
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Let Fannie and Freddie Go Broke
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The Risks of Gambling Regulation
When trade emissaries from the European Union arrive in Washington later this month to talk to officials in Congress, the Justice Department, and…
Comment
Comments before the National Conference of Insurance Legislators on the Geller/Keiser Resolution
Comments before the National Conference of Insurance Legislators Geller/Keiser Resolution As Prepared for Delivery July10, 2008 New York, New York Eli Lehrer Senior Fellow,…
Op-Eds
It’s time to tune up N.C.’s system
North Carolina's insurance system is headed down the wrong path, Eli Lehrer explains why and how to reform it.
Op-Eds
Swimming in Subsidies: The National Flood Insurance Program must dry up.
Already, the news of the massive flooding in the Midwest has disappeared from most newspaper front pages. And, indeed, the worst…
Letters
Letter to Congress on the Unlawful Internet Gambling Act
Eli Lehrer and Michelle Minton join Grover Norquist, President of Americans for Tax Reform, to oppose new gaming regulation.
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Buy Amway Products, Get Drink, Play Pool. And They Take Away Your Credit Cards.
Op-Eds
Bailing out homeowners
Your June 16 editorial “Tornado warning” is absolutely correct to point out that “every part of the country has its risks.” But these…
Study
Optional Federal Charter for Insurers
An optional federal charter for insurers would help consumers by creating competition between regulators.
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Why Democrats Often Deregulate
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Toward a National Market for Insurance
A small step to liberalizing property and casualty insurance…
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So That’s What Global Warming Does!
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More than 100 Homeless in Heathrow? Nah.
Op-Eds
Catastrophe coalition looking out for public, not reinsurers
Your recent editorial, “Who’s really opposing national disaster plan?” (May 13), mischaracterizes the interests and motivations behind the organizations that comprise Americans for Smart…
Op-Eds
Animated Aristophanes: The Idiot, The Oddity, but not Homer (Simpson)
About half way through its 12th season, South Park (Comedy Central, Wednesdays, 10 P.M. ET) has attacked, to take just the first five…
Study
The Consumer-Last Energy Bill
The Consumer-First Energy Act, intended to address the energy crisis, fails to achieve its stated purpose.
Op-Eds
A Financial Disaster Waiting to Happen
Florida's state government easily could end up bankrupt this year unless the Legislature and Gov. Charlie Crist change the state's homeowners' insurance laws.
Op-Eds
A financial disaster waiting to happen
Florida’s state government easily could end up bankrupt this year unless the Legislature and Gov. Charlie Crist change the state’s homeowners’ insurance…
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Something is Happening in Austria
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A Question for Iain
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Ensuring Disaster
Congress may put taxpayers on the hook for what could easily top $100 billion in liabilities before Memorial Day…
Op-Eds
Legislature can set tone to save Florida
Florida’s state government easily could end up bankrupt unless the Legislature abruptly changes course. Minor insurance law changes approved Wednesday don’t change much at…
Op-Eds
How a minor storm could bankrupt Florida
Here’s one scary Halloween scenario that could easily come true: By trick-or-treat time, just past the hurricane season’s peak, Florida’s state government…
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The Problem with HSAs
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Police Those Credit Cards
The burdensome, patronizing, new credit card regulations proposed in the wildly misnamed “Credit Cardholders Bill of Rights” will hurt just about every…
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It’s no better here
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Comments to National Association of Insurance Commissioners
Emptying the insurance policy shelves: Why price controls are a bad idea even in insurance markets.
Study
A Flawed Blueprint
America needs fundamental financial regulation reform. The Treasury Blueprint fails to provide it.
Study
Time to Fold the Unlawful Internet Gambling Enforcement Act
A bad law that could threaten America’s banking system…
Op-Eds
No Dice
Anybody who has spent time in Washington knows that Congress often passes bad laws. But even the most widely derided laws — think…
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Bad Teeth and Nationalized Health Care
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5 Absurd Product Bans
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It’s a Great Idea (But We’ll Have to Make Trade Offs)
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Dumb Product Bans
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Movies Too Long, Life Too Short
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Some Answers about Credit Unions
A recent, widely circulated advertisement from the American Bankers Association asks some questions of the credit union industry. They’re good questions and, in…
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End of An Era
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Other Things On Their Way Out
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They Forgot One Thing
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Property and Casualty Insurance Report Card
Full Document Available in PDF According to Barron’s, the U.S. dominates the…
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Dirty Speculation
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I Was Wrong About Spitzer (But We Should Repeal the Mann Act)
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What’s the Big Deal about Spitzer?
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At Last…The Wire Gets What it Deserves
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Consumers Want Insurance Choice
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Dungeons and Dragons: Randian?
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Tax Complexity? Bah.
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First Steps toward Restoring Florida’s Insurance Market
Full Document Available in PDF As Florida’s Legislature proceeds with its…
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Dildos, and Booze, and Cards, Oh My!
Study
The Five Dumbest Product Bans
This paper focuses on five clearly absurd product bans that seem to serve no social good.
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Shacks for Rich People
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Castro the Bigot
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What to Make of eBay’s New Policies?
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But We Already Have It. . .
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Bill Frist on Chronic Disease
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State Monopolies
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At CPAC and Depressed
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Restoring Florida’s Insurance Market
By the end of the 1990s, Florida’s property insurance market had largely recovered from the effects of 1992’s Hurricane Andrew, one of the costliest storms…
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Let’s Keep Taxis
Op-Eds
A Disaster in the Making
Late last year, two recently elected southern Republican governors, Louisiana's Bobby Jindal and Florida's Charlie Crist, vowed to work together for a "national catastrophe fund"…
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