Newsmax
CFPB Favors Trial Lawyers at Consumers’ Expense
Crowdfund Insider
Will CFPB Move to Limit Arbitration Undermine Alternative Finance?
Crowdfunding Insider reports on CEI's comments on the Consumer Financial Bureau's proposed ban on arbitration regarding certain consumer financial agreements. While the intent may…
The Atlantic
Could Reviving a Defunct Banking Rule Prevent a Future Crisis?
The Atlantic features John Berlau's argument against the revival of the Glass-Steagall rule. Election years are a time when politicians put on their…
Forbes
CFPB Anti-Arbitration Rule Will Harm Consumers and FinTech
"Gotcha!" That’s what the Consumer Financial Protection Bureau (CFPB) claims binding arbitration clauses in consumer finance contracts often amount to. In these clauses, consumers agree…
Digital Journal
Dawn J. Bennett, Host of Financial Myth Busting, Interviews John Berlau, Economist
Financial Adviser Dawn Bennett interview John Berlau on the Securities Exchange Commission's in-house court. BENNETT: John Berlau is a senior fellow at the…
Forbes
How Glass-Steagall’s Return Would Shatter America’s Hometown Banks
Set against the Main Street backdrop of Cleveland, the drafters of the Republican convention platform pledged support for a banking rule signed into law by…
Bloomberg
Trump’s VP Wears His Opposition to 2008 Bank Bailouts With Pride
Bloomberg discusses the GOP platform's support of reinstating the Glass-Steagall Act with John Berlau. In addition to scaling back Dodd-Frank — which Republicans…
Blog
‘Crexit’ Votes Will Help U.S. Entrepreneurs and Investors
In yet another blow against the Brexit chicken littles, not only have the large British companies comprising the FTSE 100 gained back all the losses…
Crowdfund Insider
The Fix Crowdfunding Act Passes House & Heads to the Senate
Crowdfund Insider discusses bills to expand the JOBS Act with John Berlau. John Berlau, a Senior Fellow at the Competitive Enterprise Institute, described…
Blog
Investors Got into Fiduciary Rule Conversation Months before John Oliver Joined in
“Fiduciary Rule Goes Prime Time,” reads the headline of a recent cover story of the magazine Investment News. The story argues that after political comic…
Forbes
If ‘Fiduciary Rule’ Goes Through, the Joke Is On American Savers
John Oliver’s viewers may think of themselves as the smart set, but the popular TV comic recently suggested that he rather deems them dim bulbs…
Crowdfund Insider
Half a Crowdfunding Fix: HR 4855 Passes House Financial Services Committee with Several Changes
Crowdfund Insider quotes John Berlau's letter of support for the Fix Crowdfunding Act bill. John Berlau, a Senior Fellow at the Competitive Enterprise Institute,…
Blog
CEI Support for Rep. McHenry’s “Fix Crowdfunding Act”
Today, the House Financial Services Committee will likely be voting on Rep. Patrick McHenry’s Fix Crowdfunding Act, a much-needed expansion of the bipartisan Jumpstart Our…
Forbes
Improve Access to Capital & Access to Wealth Creation With More Crowdfunding Deregulation
In this hyper-partisan era, the one thing Republicans and Democrats seem to agree on is the need to enable entrepreneurs and small businesses to gain…
The Heartland Institute
Congress Votes to Block New Broker Regulations
The Heartland Institute discusses the fiduciary rule with Senior Fellow John Berlau. John Berlau, a senior fellow at the Competitive Enterprise Institute, says…
Politico
Payday Lending Rule Fly-Around
Politico's Morning Money features John Berlau's statement on the Consumer Financial Protection Bureau's new payday lending rule. CEI’s John Berlau: “The CFPB's rule…
Legal NewsLine
U.S. Senate passes resolution to block DOL’s fiduciary rule
Legal NewsLine discusses Congress's resolution of disapproval blocking the Department of Labor's fiduciary rule with John Berlau. John Berlau, a financial policy expert at…
News Release
CEI Finance Policy Expert Supports Senate’s Vote to Block Fiduciary Rule
Today, the Senate voted against the Labor Department's fiduciary rule by approving the House-passed resolution of disapproval, under Congressional Review Act auspices. CEI financial policy expert…
Daily Caller
Revolving Door Swings As Feds Take Posh Jobs At Big Banks
The Daily Caller discusses the Consumer Financial Protection Bureau with John Berlau. John Berlau, a senior fellow at the Competitive Enterprise Institute, a…
Blog
Crowdfunding Rules: Four Years Late and Millions Short
Today, Monday, May 16, more than four years and one month after Congress passed and President Obama signed the Jumpstart Our Business Startups (JOBS) Act…
Newsmax
Let’s Fix Crowdfunding so Middle-Class Investors Can Profit
More than four years and one month after Congress passed and President Barack Obama signed the Jumpstart Our Business Startups (JOBS) Act of 2012, the…
Watchdog.org
Lending influence: Progressive group profits from pushing financial regs
Watchdog.org discusses new regulations from the Consumer Financial Protection Bureau with John Berlau. One of the chief advocates of the CFPB’s regulatory actions…
Wealth Management
Why the DOL Rule Is Bad for Small Savers
The Department of Labor’s (DOL) “fiduciary rule,” likely to first take effect in June unless blocked by Congress or the courts, will deprive small…
Blog
CEI Supports Vote to Block Labor Department’s Fiduciary Rule
Today, Congress has the opportunity to block the costly "Fiduciary Rule."…
New York Times
Dodd-Frank Is Hurting Those Who Had Nothing to Do With the Financial Crisis
The Dodd-Frank Wall Street Reform and Consumer Protection Act has done too little to address the real causes of the financial crisis and too much…
Blog
Who Died and Made Dodd-Frank Regulators Gods?
Meet the new deities. They apparently sit on the Financial Stability Oversight Council and other regulatory agencies, especially those created by the Dodd-Frank banking “reform”…
Blog
Final Fiduciary Rule: Dave Ramsey May Get Relief, But the Rest of Us Don’t
While the final rule may have been less severe, it still won’t keep middle-class savers from losing access to brokers and insurance agents.
Washington Times
Obama imposes more regulations on financial advisers
The Washington Times discusses the Department of Labor's fiduciary rule with John Berlau. “The fiduciary rule is like Obamacare for your IRA and…
Blog
Obama Unveils Fiduciary Rule this Week, Putting Middle Class Investors in a Bind
Today, the Labor Department plans to unveil new regulatory restrictions on 401(k)s and IRAs. That means less access to financial advice and fewer options for…
Forbes
MetLife’s Victory Also Good for Fintech Innovators
Insurance giant MetLife won a big victory Wednesday as a district court rescinded the government’s designation of the firm as “systemically important.” Though not…
Forbes
My Celebrity Lyft Driver
Forbes
How the Fiduciary Rule Will Harm Fintech and Startups
Add startup entrepreneurs and Fintech innovators to the long list of potential victims of the Department of Labor’s pending fiduciary rule. There is already bipartisan…
Comment
Comments to the SEC on Derivative Regulation
Full Document Available in PDF The SEC proposes this rule “to take an updated and more comprehensive approach to the regulation of funds’…
Newsmax
Obama Spouts Big Govt at Austin Festival
President Obama traveled here to the ongoing South by Southwest festival from Washington, D.C. — and so did I. In his March 11 presentation, he…
Blog
Berlau at SXSW: Let’s Cut Red Tape Strangling Uberization of Finance
AUSTIN, TX—President Obama traveled here to the ongoing South by Southwest festival from Washington, D.C., and so did I. In his March 11 presentation, he …
Politico
Politico Morning Money – GOP debate wrap
Politico's Morning Money highlights John Berlau's response to a Slate piece on the fiduciary rule and financial radio broadcasters. Berlau Pushes Back —…
Wall Street Journal
Will the Fiduciary Rule Silence Media Personalities?
The Wall Street Journal discusses John Berlau's analysis of the Department of Labor's fiduciary rule. Early this month, the Competitive Enterprise Institute said…
Forbes
Yes, The Fiduciary Rule Could Censor Dave Ramsey And Others Providing Over-The-Air Financial Tips
If there were a “fiduciary” rule requiring pundits to accurately describe a pending bill or regulation to their readers, Slate’s Helaine Olen would be in…
New American
Proposed Federal Regulation Could Squelch Popular Financial Advisers
The New American discusses the Department of Labor's proposed fiduciary rule with John Berlau. The Obama administration has proposed a regulation that the…
The Blaze
Here’s Why a New Obama Regulation Could Mean Trouble for Dave Ramsey and Suze Orman
The Blaze reports on the Department of Labor's fiduciary rule and highlights John Berlau's report on the proposed rule. “In fact, according to…
Western Journalism
Wow: The Obama Admin Is About To Do Something That Could Crush Dave Ramsey
Western Journalism reports on the Department of Labor's fiduciary rule and highlights John Berlau's study on the proposed rule. In a study by…
Forbes
How Fiduciary Rule May Censor Financial Broadcasters Like Dave Ramsey
Popular financial radio show host Dave Ramsey caused a firestorm on Twitter last week when he weighed in against the “fiduciary rule”—the controversial pending Department…
Daily Caller
REPORT: Feds Are Destroying Free Choice In The Retirement System
The Daily Caller discusses John Berlau's report on the Department of Labor's proposed fiduciary rule. The Department of Labor (DOL) has argued people…
Washington Free Beacon
Report: Rule Would Cost Middle Class $80 Billion in Lost Savings
The Washington Free Beacon highlights John Berlau's report on the Department of Labor rule that will hurt middle-class investors. The Department of Labor…
Think Advisor
Speaker Ryan Continues to Assail DOL Fiduciary Rule
Think Advisor highlights John Berlau's report on the Department of Labor's proposed fiduciary rule that will harm middle-class investors. Today, the Competitive Enterprise…
Study
The Department of Labor’s Fiduciary Rule for Dummies (But Not the Dummies They Think We Are)
Whether you're a portfolio manager or an everyday investor you should learn how the fiduciary rule can affect you.
Heartland Institute
GAO: Small Banks, Credit Unions Hurt by Dodd-Frank
The Heartland Institute discusses Dodd-Frank with John Berlau. John Berlau, a senior fellow at the Competitive Enterprise Institute, says consumers are objectively worse…
Blog
How George Washington Propelled First Great Disruptive Technology
Daily Caller
Energy Bill Greens Financial Agencies
Cronyism and boondoggles in a massive energy bill – or any bill of similar length with dozens of provisions and hundreds of pages — is…
Blog
Don’t Put Eco-Finance Measures in Energy Bill
Cronyism and boondoggles in an energy bill is nothing new in the U.S. Congress. But this week, senators of both parties are taking the process…
Craft Brewing Business
AB-InBev buys UK’s Camden Town Brewery, crowdfunding investors score big
Craft Brewing Business mentions John Berlau's article on how crowdfunding provides opportunities for craft breweries. The article (nicely written by John Berlau) goes on…
Blog
UK Brewery Success Shows Lost Freedom in U.S.
On Tuesday evening, President Obama will give his final State of the Union address. In evaluating the state of the U.S., it’s useful to look…
Forbes
Let Small Businesses Fuel Job Growth Again
As 2015 has come to an end, the Federal Reserve has finally raised interest rates, but they will still remain near zero. Zero also approximates…
Blog
2015 – The Year of Equity Crowdfunding
As 2015 comes to a close, it’s time for year-end retrospectives, in which the past year is proclaimed the “year of” something. So in that…
Blog
Omnibus: No Financial Reg Relief, Dangerous GSE Provision, But a Little CFPB Sunshine
My Competitive Enterprise Institute colleagues and I have made the case for members of Congress to use the omnibus spending bill as an exercise…
Blog
Omnibus with Significant Reg Relief May Be Worth Supporting
As the year-end omnibus spending bill is about to be unveiled, there will be a scramble to examine its provisions. In many policy areas, my…
Reuters
“Too Big to Fail” Policy Failing Small Banks: NCPA
Reuters reports on John Berlau's new study for the National Center for Policy Analysis, that explores the failures of the "to big to fail" docrtine and what Congress should…
The Wall Street Journal
Help the Small and Nimble Get a Start Going Public
Christopher Mims writes that letting ordinary Americans invest in the early stages of high-growth firms “has long been the dream” of equity crowdfunding advocates (“Startup…
Newsmax
New Obama Rule Could Gag Talk Radio
It is indeed sad that 40 percent of millennials favor the government banning speech that some deem offensive, according to a recent Pew poll. Even…
American Spectator
Will DOL’s ‘Fiduciary Rule’ Silence Dave Ramsey?
John Berlau writes on how the 'Fiduciary Rule' will regulate the speech of radio shows that give financial advice. It is indeed sad…
Blog
Will DOL’s “Fiduciary Rule” Silence Dave Ramsey?
It is indeed sad that 40 percent of millennials favor the government banning speech that some deem offensive, according to a recent Pew poll. Even…
Newsmax
CFPB’s Database Should Be Bipartisan Privacy Concern
Newsmax features an article by CEI's John Berlau on the Consumer Financial Protection Bureau. The behemoth Consumer Financial Protection Bureau (CFPB) played a…
Blog
CFPB’s Database Should Be Bipartisan Privacy Concern
The behemoth Consumer Financial Protection Bureau (CFPB) played a big role in Tuesday night’s GOP presidential debate on Fox Business, both during the commercials and…
Heartland
Lawmakers Hit Brakes On Proposed Fiduciary Broker Rules
Heartland Institute discusses the DOL's proposed fiduciary rule and mentions John Berlau and his comparison of the rule to Obamacare. “People will lose brokers…
Newsmax
We Need Protection From Fannie and Freddie
John Berlau, in his article for Newsmax, discusses the future of Fannie Mae and Freddie Mac and the bill that will prevent their bail out.
Blog
Freddie Mac’s Loss Shows Need to Protect Taxpayers from GSE Raids
I wish baseball great Yogi Berra were still here—upon the release of Freddie Mac’s new quarterly report showing a sudden Q3 loss—so he could offer…
Blog
Equity Crowdfunding at Last, But Still Incomplete
More than three years after the JOBS Act was signed into law by President Obama, the Securities and Exchange Commission (SEC) today will finally vote…
Business News Daily
Title III Crowdfunding Ruling Changes Startup Fundraising for Good
Business News Daily asks John Berlau about the Securites and Exchange Commision's approval of new rules over the sales of securities through crowdfunding.
TribLive
Stopping the Government’s Raid on Savings
TribLive interviews John Berlau on the Department of Labor's proposed "fiduciary rule," laying out the dangers of this proposed policy. The rule would…
Blog
CEI at Money20/20
I’m here on the Las Vegas Strip at Money20/20, a trade show and forum in the area of FinTech—a term used to describe a…
Newsmax
Govt Vies for Control Over Your Investment Decisions
John Berlau writes in Newsmax about the recent CEI headed coalition letter to Congress urging them to defund the DOL's "fiduciary rule." A…
The Hill
Overnight Finance: Path clears for Ryan; GOP backing off debt-limit bill
The Hill interviews John Berlau on CEI's recent coalition letter written to Congress urging them to defund the Department of Labor's fiduciary rule.
Blog
33 Groups Call on Congress to Defund Portfolio Attack by Labor Department
Today, a coalition letter signed by leaders of 33 leaders of free-market and conservative public policy organizations urges Congress to defund the Department of…
Daily Caller
Why Warren’s Witch-Hunt Won’t Work
CEI's expert John Berlau writes for The Daily Caller discussing Elizabeth Warren's desire for an increase in financial regulations. Elizabeth Warren “drew blood,”…
NewsMax
Elizabeth Warren Wants to Make Financial Decisions For You
John Berlau discusses Elizabeth Warren's pushes for excessive financial regulations in his piece published in News Max. Elizabeth Warren “drew blood,” writes Washington…
Blog
Warren Bullies Not Just Litan But Consumers
Elizabeth Warren “drew blood,” writes Washington Post reporter Tom Hamburger. “Elizabeth Warren Claims Another Scalp,” reads the headline of an excellent piece by John Fund at National Review…
The Hill
A Simple Way to Grow America’s Economy and Create Jobs
Coauthored with Lindsay Lewis, executive director of the Progressive Policy Institute. It’s hard to find common ground between the two parties in Washington these days,…
USA Today
Hillary Clinton’s Right on Smashing ‘Quarterly Capitalism’
“Quarterly capitalism” is a new focus of Hillary Clinton’s presidential campaign that could pick up even more steam with recent market turmoil. “It’s easy to…
Blog
CEI’s Coalition Letter to Prevent New Bailouts of Fannie and Freddie
As the Dodd-Frank “financial reform” celebrated its fifth anniversary this summer, just about every financial business—as well as many nonfinancial firms—have come under its thumb.
Blog
Savers Oppose “Fiduciary Rule” Sold by Labor Department as “Protecting” Them
“A fundamental shift in Wall Street culture” is what the Department of Labor is aiming for with the “fiduciary rule.” That’s what DOL Deputy Assistant…
Blog
Mount Vernon Cheers: A Song to Commemorate “I, Whiskey”
Our Indiegogo campaign for CEI’s new documentary “I Whiskey” is closing soon. So far, we have raised almost $75,000, but it’s not over yet.
Blog
Democratic Judges Green-Light CEI’s Challenge to Dodd-Frank
Just days after President Obama touted the supposed achievements of the Dodd-Frank financial reform law on its fifth birthday, a unanimous judicial panel—including an Obama…
Blog
Not Dodd-Frank, Not Glass-Steagall, But Real Competition to End TBTF
Progressives cheered Hillary Clinton last week when she said policy makers need to “go beyond Dodd-Frank.” She didn’t rule out repeal of some sections, but most…
Study
A Bird in the Hand and No Banks in the Bush
Full Document Available in PDF Radio Shack. Borders Books and Music. Blockbuster Video. Eastman Kodak. These are the names of…
Fox News
Don’t let Team Obama ‘protect’ your retirement account they way it has ‘protected’ your health care
Taking a victory lap as the Supreme Court vindicated ObamaCare, the Obama administration is busy preparing to apply the paternalistic precepts of the health care…
Heartland
Department of Education Presses for New Authority Over Banks
The Heartland cites CEi`s John Berlau on the new rule on student loans proposed by the Department of Education: Under the proposed rule, banks…
Products
Controversy builds at U.S. consumer protection bureau
The Human Events quotes CEI`s John Berlau on the Consumer Protection Bureau office renovations:…
News Release
Texas Department of Housing and Community Affairs v. The Inclusive Communities Project
The U.S. Supreme Court ruled today on a case involving what constitutes housing discrimination, deciding in Texas Department of Housing and Community Affairs v.
News Release
Statement on Obama “Fiduciary Rule” Vote Today
Today, a House committee is poised to mark up a plan to block the Obama administration's so-called "fiduciary rule," which would restrict the investment choices…
Blog
The Right to Choose Your Investment Partner
The following is an abridged and revised version of my keynote address to the FinTech Global Expo at the San Diego Convention Center on May 29,…
POLITICO
Conservative Group Opposes Part of Shelby Bill
Blog
Johnson-Crapo’s Reemergence Ruins Reg Relief Bill
Last year, an overhaul of Fannie Mae and Freddie Mac called Johnson-Crapo—named after then Senate Banking Committee Chairman Tim Johnson (D-S.D.) and Ranking Member Mike…
Blog
Dodd-Frank’s Thousands of Commandments and Near-Zero Benefits
Newsmax
‘Fiduciary Rule’ Takes Aim at Retirement Plans
Three years ago, President Barack Obama signed into law the Jumpstart Our Business Startups (JOBS) Act, modestly but significantly liberalizing securities markets for investors…
Blog
Labor Department “Fiduciary Rule” Threatens to Eviscerate JOBS Act Gains for Investors, Entrepreneurs
Three years ago, President Barack Obama signed into law the Jumpstart Our Business Startups (JOBS) Act, modestly but significantly liberalizing securities markets for investors and…
National Review
Obamacare for your IRA
Is Jonathan Gruber — the MIT economist who seemingly dropped out of public view after he was…
Blog
Gruber’s Disciples Gunning for Your IRA and 401(k)
Is Jonathan Gruber, the MIT economist who seemingly dropped out of public view after he was caught on camera bragging how he and other Obamacare…
Illinois Policy
Illinois House passes nation’s most competitive crowdfunding rules
Illinois Policy quotes CEI`s John Berlau on the proposed bill on crowdfunding by Illinois House: This innovative form of funding is described by…
The Daily Caller
Obama’s Bizarre Executive Privilege Claim Over Fannie And Freddie
Blog
Least Transparent Administration Closes Records on Fannie and Freddie
This Sunshine Week, the administration that swept into office promising to be the “most transparent” in history was just judged by a major news service…