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America’s insurance commissioners still pursuing bad investment charges that EU is scrapping
Last month, a significant development took place in Europe that so far has not been widely reported in the US, even though it will likely…
Blog
Why are America’s insurance commissioners trying to import harmful European rules?
With high prices and the threat of recession looming over America’s economy, another threat is emerging. Influential policymakers overseeing the U.S. insurance industry are on…
Blog
Free the Economy Episode 8: Crypto and ESG with Jennifer Schulp
Welcome back to the Free the Economy podcast. In this week’s episode we talk about the cultural impact of Super Bowl ads,…
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N.C. Auto Insurance System Needs Reform
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New report calls for changes to rate-making process for N.C. auto insurance
Study
North Carolina’s Unfair Auto Insurance System
North Carolina’s government-controlled auto insurance subsidizes risky and dangerous drivers by overcharging good driver…
Newsletter
Fairness Doctrine, Wind Power and Flood Insurance
Lawmakers debate the return of the “Fairness Doctrine” for news broadcasts. Famed Texas oilman T. Boone Pickens launches a multimedia campaign to replace oil use…
Citation
Report calls for privatizing many aspects of flood insurance, but not in New Orleans
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Reforming the National Flood Insurance Program after 35 Years of Failure
It is time to rethink a federal program that has caused much harm.
Comment
Comments before the National Conference of Insurance Legislators on the Geller/Keiser Resolution
Comments before the National Conference of Insurance Legislators Geller/Keiser Resolution As Prepared for Delivery July10, 2008 New York, New York Eli Lehrer Senior Fellow,…
Op-Eds
It’s time to tune up N.C.’s system
North Carolina's insurance system is headed down the wrong path, Eli Lehrer explains why and how to reform it.
Op-Eds
Swimming in Subsidies: The National Flood Insurance Program must dry up.
Already, the news of the massive flooding in the Midwest has disappeared from most newspaper front pages. And, indeed, the worst…
Op-Eds
Bailing out homeowners
Your June 16 editorial “Tornado warning” is absolutely correct to point out that “every part of the country has its risks.” But these…
Study
Optional Federal Charter for Insurers
An optional federal charter for insurers would help consumers by creating competition between regulators.
Newsletter
Gas Prices, the Federal Reserve and Insurance Regulation
Senator Barbara Boxer (D-CA) claims that the global warming legislation she recently endorsed would not result in an increase in gas prices. Federal Reserve Bank…
News Release
CEI Commends Insurance Reform Hearings
The House of Representatives today convenes its first hearings on proposals to create a first-ever federal insurance overseer, an Office of Insurance Information. That’s…
Study
Toward a National Market for Insurance
A small step to liberalizing property and casualty insurance…
Op-Eds
Catastrophe coalition looking out for public, not reinsurers
Your recent editorial, “Who’s really opposing national disaster plan?” (May 13), mischaracterizes the interests and motivations behind the organizations that comprise Americans for Smart…
Op-Eds
A Financial Disaster Waiting to Happen
Florida's state government easily could end up bankrupt this year unless the Legislature and Gov. Charlie Crist change the state's homeowners' insurance laws.
Op-Eds
A financial disaster waiting to happen
Florida’s state government easily could end up bankrupt this year unless the Legislature and Gov. Charlie Crist change the state’s homeowners’ insurance…
Newsletter
National ID Cards, Green Hypocrisy and Insurance Subsidies
The Cato Institute hosts a policy forum on proposals to create a de facto national ID card. The Daily Mail profiles the hypocrisy of jet-setting…
Newsletter
Net Neutrality, Poultry Wars and Disaster Insurance
The House Telecommunications and Internet Subcommittee holds a hearing on proposed rules for “net neutrality.” The European Union refuses to lift a ban on the…
News Release
Coalition of Free Market Groups Speaks out against Subsidized Wind Insurance
A coalition of free market groups, including the Competitive Enterprise Institute, is urging members of the Senate to oppose an expansion of federal insurance subsidies.
Op-Eds
Ensuring Disaster
Congress may put taxpayers on the hook for what could easily top $100 billion in liabilities before Memorial Day…
Op-Eds
Legislature can set tone to save Florida
Florida’s state government easily could end up bankrupt unless the Legislature abruptly changes course. Minor insurance law changes approved Wednesday don’t change much at…
Op-Eds
Don’t be fooled – horses are risky
Regarding the April 18 story, “Bridgeton woman’s horses make insurance company skittish”: Cordelia Ashton believes that it’s unfair for her insurance company…
Op-Eds
How a minor storm could bankrupt Florida
Here’s one scary Halloween scenario that could easily come true: By trick-or-treat time, just past the hurricane season’s peak, Florida’s state government…
Blog
GINA Law Passes, Will Afflict Insurers and Employers
On April 24, the Senate voted 95-to-0 to pass the Genetic Information Non-Discrimination Act (GINA), which bans insurers and employers from taking genetic information into…
Blog
Killing Consumer-Directed Health Care?
One of the most important recent innovations in health care has been the expansion of consumer-directed care, especially through Health Savings Accounts. HSAs offer patients…
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Regulation of Insurance Rates
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Insurance Price Controls
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CEI’s Property and Casualty Insurance Report Card
News Release
CEI Welcomes New State Insurance Rankings
Following the Competitive Enterprise Institute’s lead, the Consumer Federation of America today released its own ranking of state insurance environments. Washington, D.C., April 24, 2008—Following…
Comment
Comments to National Association of Insurance Commissioners
Emptying the insurance policy shelves: Why price controls are a bad idea even in insurance markets.
Newsletter
Financial Regulations, Greenhouse Gases and Microsoft’s Bid for Yahoo
The Treasury Department’s “blueprint” for overhauling financial regulation faces strong opposition. State governments across the country pledge to reduce greenhouse gas emissions. News Corp. considers…
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Optional Federal Chartering of Insurance Companies
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National Flood Insurance Program
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the Chamber of Commerce’s Support of Optional Federal Chartering
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South Carolina Homeowners Insurance Reform
Newsletter
Bandwidth Flood, Ethanol Victims and Insurance Mandates
Politicians debate the possibility of requiring Americans to purchase health insurance. Ethanol mandates continue to raise prices on agricultural producers around the country. Internet experts…
Study
Property and Casualty Insurance Report Card
Full Document Available in PDF According to Barron’s, the U.S. dominates the…
Study
The Case for Interstate Insurance Choice
Why Creating National Markets for Property and Casualty Insurance and Health Insurance Will Help Insurers and Consumers…
Study
First Steps toward Restoring Florida’s Insurance Market
Full Document Available in PDF As Florida’s Legislature proceeds with its…
Study
Restoring Florida’s Insurance Market
By the end of the 1990s, Florida’s property insurance market had largely recovered from the effects of 1992’s Hurricane Andrew, one of the costliest storms…
Op-Eds
A Disaster in the Making
Late last year, two recently elected southern Republican governors, Louisiana's Bobby Jindal and Florida's Charlie Crist, vowed to work together for a "national catastrophe fund"…
Op-Eds
Lawmakers, undo some of 2007 reforms
A year has passed since Gov. Charlie Crist and a nearly unanimous Legislature hailed the arrival of a new era for Florida’s property insurance…
Study
Pros and Cons of Optional Federal Chartering for Insurers
Full Document Available in PDF The National Insurance…
Op-Eds
Vaccine Vindication
The vaccine preservative Thimerosal is not linked with autism, a new study reports. The data also suggest that the dilettante "scientist" Robert F. Kennedy,…
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CEI Planet: November – December 2007
Full Document Available in PDF The Tiger at a…
Newsletter
CEI Daily Update
Issues in the News 1. CONGRESS President Bush threatens to veto the 2007 Farm Bill. CEI Expert Available to Comment: Adjunct…
Study
Web Memo: How an OFC Would Impact the States
Introduction…
News Release
Wildfire Crises Exacerbated by Government Forest, Insurance Policies
Washington, D.C., Oct. 26, 2007—In the aftermath of devastating fires ravaging parts of Southern California and causing an estimated $500 million in damage, it’s…
Newsletter
CEI Daily Update
Issues in the News 1. BUSINESS Residents of southern California survey the damage from recent wildfires. CEI Expert Available to Comment:…